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� c� cn <br /> ^ � = D ^ c� o --� o � <br /> w � m (/> � .�., Z -D-1 � .-�-r <br /> c�n � � m � � � m � c�v <br /> � � L`.' � � ° CD ,0. <br /> G�:i� � <br /> -n CD �t Z }"' N <br /> �` ° l.."�V D. QJ f"'► � <br /> rb` � �a -� r � cn <br /> v S3 � r � Q C <br /> � � �a ~ x � � <br /> � �° � n � � <br /> � p �... � <br /> rJ � � � <br /> � <br /> • <br /> 99 110836 <br /> DEED OF T.'iUST <br /> PARTIES:This Deed of Trust is made on November 02, 1999 among,the Grantor,WILMA L KOVARIK AND JOSEPH R KOVARIK, WIFE °- <br /> ("Borrower"), AND HUSBAND Q <br /> AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska (`Trustee"), and the <br /> Beneficiary,HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND,a corporation organized and existing under the <br /> laws of NEBRASKA whose address is 221 SOUTH LOCtJST STREET,GRAND ISLAND,NEBRASKA 68801 ("Lender"). <br /> CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of <br /> which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights-of- <br /> way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the <br /> "property,>). <br /> PROPERTY ADDRESS:4427 CALVIN DR,GRAND ISLAND,Nebraska 68801 <br /> LEGAL DESCRIPTION: <br /> LOT FOURTEEN(14),IN BLOCK TWO(2),LAKE DAVIS ACRES SUBDIVISION,HALL COUNTY,NEBRASKA <br /> Located in Hall County,Nebraska. <br /> TITLE:Borrower convenants and warrants title to the property,except for <br /> SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements <br /> contained in this deed of trust and in any other document incorporated herein. Secured debt,as used in this deed of trust, includes any amounts <br /> Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and <br /> renewals thereof. <br /> The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.): <br /> � A PROMISSORY NOTE AND SECURITY AGREEMENT DATED November 02, 1999 <br /> � Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are <br /> contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed. <br /> ❑ Revolving line of credit agreement dated ,with initial annual interest rate of °/a <br /> All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under <br /> the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed. <br /> The above obligation is due and payable on November 14,2004 if not paid earlier. <br /> The total unpaid balance secured by this deed of trust at any one time shall not exceed a mvcimum principal amount of$18,029.50, plus <br /> interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the <br /> covenants contained in this deed of trust,with interest on such disbursements. <br /> � Variable Rate:The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation. <br /> � A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and <br /> made a part hereof. <br /> RIDERS:ASSIGNMENT OF RENTS <br /> DESIGNATION OF HOMESTEAD <br /> Pursuant to the Farm Homestead Protection Act, designation of homestead iQittached to this deed of trust and made a part hereof has <br /> � been disclaimed;the disclaimer is attached to this deed of trust and made a part hereof. <br /> SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed of trust,including those on page <br /> 2,and in any riders described above signQd by Borrower. <br /> ���, a°��,�.� N� <br /> WILMA L KOVARIK � O PH R KOVARIK <br /> ACKNOWLEDGMENT: STATE OF NEBRASKA,HALL COUNTY SS: <br /> The foregoing instrument was acknowledged before me on November 02, 1999 <br /> By WILMA L KOVARIK and JOSEPH R KOVARIK,WI E <br /> ,/��� ,� .. <br /> My commission expires: �.�'Q� <br /> � -�''��J��-�����`��� Notary Public) <br /> `/ <br /> e <br /> �GB�fAAI NOTARY-State oi Nebr� <br /> 1 P�2 LISA R uevrs i <br />