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<br /> �rt�I�OR�Q[�I![!�C!!�f O�fbC p10�y. �f�S a11Q l�lli0llS Sbiu i�50 bC CQYRl��1 l�1lis«�liQql'j�'
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<br /> md ooevey Ihc PtopCrtX and tlut Me Ptopaty isi�ena�b�eacept forenwmb�ta�cesnf record. Bo�wer:vu�rtMts��tA:
<br /> will defend�tnet�tly the titie w We Propeity�ainu all ciaims and dertaMs.subjoct W pny encambr�nces of recs?tdl.
<br /> 'iT�11S SECURIiY IIVS7RUME�7'combiaes unifam covanants fa r�tional usa a� aaa•u6ifam a»v'mutnts.with:
<br /> lintitodvam�aasty�o�t�tiro�eawnefasmsscurityin.s�uina�tcoveridgtnlpape:cy. . .. _
<br /> UNIFORM C01tBN/1NT5. Bumawe��od Lmder covenanf and agc�ee as follows: :
<br /> l. lJ�apit d pel�cirl�1Ntre�;P�ql�t ad Late Ciw�es BcxrnwES shall pmmpilY i!�45'wl�n;due�the•
<br /> P�P�d and inte�st on the de6t evidencad by the Note�nd wY P�Y�t and tue charges Que under the�t!Hii�:. _
<br />_ L B�pWsk�73�usa�itanra�ca Subjecem�pplicabklawortoawrittenwaivabyLtade�Ba�rowans�lalitps�y.w.
<br /> LenAer ao,�hc day moathly payrne�ts ace due w�det,lhe Noue.a�the Note is paid ia full.a sum("�nds")ith�e=:tA}?Y,+�!!
<br /> -.-_ pu[es a�d as�ents wbicA tmy aaain piioriry mer this S�dsitg:Inslitanaiu asa lirn an the Fnupaty:(h)Y�arly'I�asetlaWt � r.
<br /> paymens ar�oun�rmts at the Ptopaty,if any; {c3 Y�Y�a property insuru�ce PRauwns: {(}�)Ypady,'ftqodi
<br />_ inwr�nca pRmiums.if aay:(e)YartY mo�tgaEe���s.�TM' pcaninms.if arry: and tfl any sums payabk.tlyy Bafmwer.w,
<br /> ';. Leacier.u►accadaaoe WitA the p[ovisia�s of guagrapl�S.ia Ti�of the payment af ma�tgage inwra�ioe prcntiUms. ThesB-
<br /> - = items are alled"Fscmw Itea�s.° Lender may,ac aay time.coitee��d hoW�'unds m a��uwwnt na ta exce�dltila ma�cimum:
<br /> --- amourrt a lendar fa a federally ielated mortgage taaa may.require foc Borrower's escmw acxount under,ttiir f(adt�.+f!�teaY
<br /> R� — Estate Seakment Ptoceduies Act of 1974 as unended fmm 6me to time.12 U.S.0�260t tt s�q.("RFSPA°�i�nl�ss annther •
<br /> -='' - laar that applies w the�uads scts a tess�r aznooaG If s0.Lender may.at any time.colkct aud hold Fimds in��n:amaunt�nat.to
<br /> -- excad`the ksset�nqous�.�.entitr may esamue the�mamt of Fund du• on d�e hasis of cu�sent dffin,andt�ASaqahlt
<br />_--. �af expeAditutfes�f future Esc�+nw[tems or aberwise in accoadance with appticable law. �:-. _---_
<br />_::;s`; .7fk Fvnds sb�U be hetd'm an institution whose deposits are iasure�by a fedecal agencY,ia�uumantaiity,:.ar entity.
<br /> .:;:�: Cu�clud'mg i.ender.if l.ender is such an instituaon)or In any.F�eder-al Home l.aan Bank..Lender shall appi jy�ttie•Fw�d�tw pay.
<br /> -:-�, 4�e Esc�ow Items. l.encier may not charSe Batower for holding aad applying the Funds.annually amdy!tli�g:tffe•escrow
<br /> . • accow�t,ot veritying the Esctow Items,ankss Le�sder pays Borr+nwer interest on the Funds and appiiaat�l�lpw.{�Stpits, =
<br /> � Lender to makt such a chazge. However.Lender may trqaine Barrower to pay a one-rime charge for,aq�iildkpendent�real• =---
<br /> �staate t�;eporting seTVice used by Lender in conaecdon with this toan.unfess applicable taw provides otNtux�i�:.Untess an. f-�:,
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<br /> � � agreement is made or applicable law reqaires interest.to be paid.Lender shall aat be reqwred to pay Hatriiii�+er,any,int�est ar -��.
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<br /> eamings on the Funds. Barawer and Lender may agrpe in wridrig.however,that interest shall 6e paid un;tflR T�nnds..L:end�r r•��
<br /> shail give to Borrower,.ss�thout charge,an annual arSounCmg of the Funds.showing crediu and debnt�,ia,tNe�Aandt and the . �'"----�_y-;i
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<br /> ' purpose for which eac5a-�bit w the Funds was ma+��-The Funds are p1edged as additional security;ftm ail lsums.secuted by ���'�rt,;;=_
<br /> :,.:• �•.� this Securiry fistr[nrt�ent� : .`% � . .
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<br /> . ;,�;: • If dr��vnds held by Lender ez�+�ed the`ai,r•ru�s penni*'..c�.eo 6e held by applicable Iaw::Ittmd��siiatll accaunt tcr _,_„_
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<br />'','';��. .: .�;, Borro�r�.°r fi�'the exces�.Fttnds in acc�ir�nce ait�i:-e requir�`�si3�;n€ap�licable law. If the ammti�ttafi ttta Fnndt ti@Id'6y -
<br /> ::::,�;.,..� �,� Lender aiariy time is Bos.su�icient:�pay the Fscrasr Items��+�:.u+3Li.l.ender may so notify Barmi��er at�writiitg.and;in ��:.�.
<br />`4�"' ;�'., such case Barower���f�ap.to l:etrder the am.c�ir���ecessary i'a�taaice��deficiency. Bcunm+�en s1�a111 make up tha =m-°�—
<br /> ;' �;. �:, . �, defciency in no mare��r�,�avclvc month191�►Y�'-�-:�1.ender's sote discret:a�t. :;.: �i'._
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<br /> ' .;f;-;". ;• Upon payrneat in'fu4 of all swas securgd by�i±u�Security lnsuument.i,�,der shall prompil�5��fundita Harrawer any, _�-- —
<br />'r'�� �•� �;���. � Funds held by l.cnder. If under p�ic�raph.21.Len�er shall acquire or seU the Propeny.Lendcr,;pnur�ta�th�acquisitiaa ar �+7����
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<br />:::•__;;•'��; 'r� - ;;;* ' sale of the Properry.shall apply su}�l��ssds field by Lender ai the time of ucquisition or sale•as:a�c�edlUa�iast the sums - • �'�_
<br /> �'.�� ,,,, . secured b this Securi Insirumertl. , . , �'-_
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<br /> .;,',.. , 3. Applicatbo a��!a�menta. Ualess aF�•1'u..:�.t:ie 1aw provides otherwtise.all paymettis�ecei�eil��3��der�under .. �•-
<br /> ' ' �• paragraphs I and 2 sha�fl�e.applled:firs�to any�c�yaaent charges due under.ra�!Vote:secotitu ta��qi(a�n�s p�,�ablg undec ,...�,-.�_
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<br /> , „ P�Ph Z:third.to iateresx due:fourth,to princi�:L�iitu::and la�t.ta any late c�ag�.c due qnd�lt�e Nrne.'�. . ,; �... -' :�<-
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<br /> '}•° ' 4. 4"�arges;L i e na Borrower shall pay aI�`.=e�:s.:��svn:�r�,charges.frnes an�impa�Jttans attii'biylabie to the . '.:�'"�`°
<br />:` , - <<y�.,,. � � _
<br /> t�t�;f-. . Propert�•u�?4ich may aaain priaity over�his Security�asm:.*�*��.a�f�se8v��paYments or.gri�und�rents,.ifian3�. Bnrrax�.,ar _ __
<br /> ` , • �{,';;,'� shall pay�hes�obligations in the maaner provided i��rap�w c�r iS not p�:3 in�hat manner<<p4rm►ver�sh�tl pay,them on - "� _ _
<br /> �'�' • ;'�"` , time direedy to the p�:�n owed paymem. Borrower,:�I pramptty fumish tg�.�j�z r a l l notiees o f�Nmpunty to b e p a l d un d er . �
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<br /> i:,• + �his paraga p h. I f BaaEvwer ma kes t h ese paymen t s�a.;t l y.Bo r r ow e r s h a l l p r s x r p o J y fumish t u�t i�n�tbr�f�cGi pts evidencin g �,�;,,�,�,
<br /> �,,.
<br /> {. t;`,.,., the payments. ., . —
<br /> �� Bo�+awer shail promptly discharge any licn whic}i has priority over�his Security InstrumetUiunl�s Bdtrawer:(a)agrees
<br /> t'L�'�; in writ��fi�tt�e payment of the abligation secured by the lien in a manner acceptable to l.eztd�n.(N)�cqnto+ts in.gaat!'fttith ttte =_
<br /> � , �` "� . lien by.oi defend.4 agalnsi enfarcemeni of the lien;:t:legal proceedings which in the Lender'�apinibn�u}lemto ta prevont tha � _ . �
<br />: � _ • enfotrement of the lien�or lc)secures irom the�t�'of the tien an agreemenl satisfactory tti�Ileatdbr�stthaidinAting tflo Ilen ...-.�-:
<br /> %�_=�`-�,• to this Security instrumen� If Lender detertnines Ua:i�N1y part af the Property is subjeci to�a�i�i�`�w�icf��muy'aUUin paadty �f.: ���
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<br /> . ;.*.;-:.�� over this S,r.qurity lnstrument,l.ender may give 8or�;tiker a rtot:ce identifying the tien. BorrnatA�gtWt .0 c�ia libn ar take ' �;,,,: . .
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<br /> .. � ona or m�of the aciions see forth abave within 10 days of t7�e gy�.ir.g of notice. •�r,. .'r•-:::,
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<br /> • � � r `� • 5. �rd or Property I�surance. Borrower shaQ kee�c�e improvements now ezistiog�,anttmeaftenerected are c.�r.e �� r,,'r;',,:-,
<br /> '� ' •• � � Proper�y insured agulnst loss by Gre,hazardc included within ihe term"extcnded roverage"and��t�j�;a�Nrr�HtunrdS.incluif"rrg' '�,.'.`�; `:;�;"' . .
<br /> �'j,,; : floods ar iloading.far whlch Lendcr requires insurance. This insursnce sh.�}be maintainoA+in�ttta�umaunts and�far�hc
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