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<br /> • A. II�'[FAFST 8A'�E AND MON7EII.Y PAYO�.+NT CHANC�S � � . :. �+��`.��--
<br /> -- --� --- 7de Note providw for aa iaittal ince�est eate of 4-75 a7o.Seetion 4 of tIIc Ptaoapravid�far�ja�eJnt�st:ate aad t�e Fi - ; *.�._a.�`.�-
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<br /> _ � �gw�6tte�iut(�angeQate,mytuterestratewID0e6asedva�di.Iada.'lne"Iada�"isthewee�dYaveraBeYteldeaUnikdSlata :, ;_�:_
<br /> � � .. Tceatyry soearida adjv�c�cl w a ooastaat maturity of I year.as madcm!�5?ablc by the Fedaal Resave Board.TGe tnmK rroeut Indsx figiue �-,..;: ,�;� -
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<br /> _ �;,. � . � avaIIablea�oftaedau43daysbdoreeacA�angeDateLscalledthe"Cmt�entlndez." . ``�
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<br /> �� . ._ If tae Indea is no Ionger aveitaDlG ffie Nate Hotder afll cRoase a uew indac�fiicd Ls Dasad upon wmparaDle iaformatioa.11ie Note `;t:: �� `.;':�•
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<br /> � Bdore each Q�ange Date.tIle Ptote HoSder ajU ral�uTaAemy�uitaat rate SY addia8 t�mn anrl a�lTarl t p�q� t::.:;��.:t..-:.._
<br /> . i� - . p�� 2.50 +Vi)to WeNmnt Wda aad mua�g m the nearest 1/8tb of l�ls.suDjea to the limits state�t ta Sec�ion 4(�)�eiow. ,i;��^_: ��: _��
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<br /> � 1Tti�roimdedamountvFRL�emynewiacerestrateuntlltheaeuChaageDate. �� �n;;� : .�t � �•:
<br /> �'���� 't�e t�FUte Holder wW then detam+ne the amonnt of the mont6ty p�yraent that vrauld be sufficiarc ro�epay in fiill the prFncipu!I am � - ���
<br /> �''i�;,� e�poctad taaRSe on Nat Chet�gc Date ia substantiallY atua!FaYmmts bY'f^'^A�.*�ty date at my new utt�t rai�TIle resutt of Ws t�CUtatIoa ''• ''��',�'-_F.
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<br /> i . � .. 'lTte iaterat rete I am cequired w pay at tIIe fust Chaage Date w7! aot 6e greater that� 6.75 % or.Iess tAaz► 1`.. " _ � -- ..
<br /> - 2.75 . e�eaite� m incaestratewi0neverbeine[easedardecreasedonaaysinglsCAange�aoebymoreeflao � � ,�
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<br /> r 2•Q$ from the rate of interest 1 have Oeen payrin8 for[he ps�dnr�cwe[ve montQs.The
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<br /> " tessthaa 2.75 Woaadthemaa�c�imnmtnteratrate�v7lnevei6r.�eatathaa 9_75 alo. ' . ��
<br /> -'~' (L� �LectiveII�aGeflfAangss , ' -�::=n
<br /> i4��� My new interac�c�71 beoume effe�tive oa each C6aage Date.I w�71 pay tAe qutannt of my new moethty payment�egirmittg on tAe firat �
<br /> • '� _,��,`:�,:'. `• tnonthlyga'r7neatdateafte�theCAanBeAateundltheamouatofmymoathlYPaYmnudraa8esa8ain• '' , .., . �\`_
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<br /> � � ?heNate Holder wr'A m�or deGver to mea notice 6efore each C6ange Date.The notice will advise me oL• �
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<br /> ` 4�•'_ (� the�resv iu�:r.rest rate on m toan as of tAe Dace: ' .
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<br /> �� `a��• • ('i� the am��t of my monthly paymrnt following the C6ange Datr, ; . � ' -
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<br />-,;,��, � • ('ili) aay additional matters whicd the Note Hotder fs required eo disclose;and `• : �
<br /> -��t� � (�`�,) the address of theauaiaaon you coutd mntac[regazdine any questions about the adjusunent ao6a. �• , .
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<br /> � �� •'- ` t7aifprm Cavmant aeC�Securiry Insanmcat is amendrJ ro read as[oUows: ' �. •
<br /> � � � 4.�Lem.Borrower shall pay all taxa.auessments.and other charge9.fines.end imposiUoas attributabto to the Property w�ich may . ` � ..
<br /> ,��.� � 'auafn a prEodtyever this Security lastru�eut.aad leasehotd paymenta of ground ren[s.itany,in the manner provided uuderParag►aP6 2 hereof , ' . . , �
<br />_ ar.if aot patd in suc�maaaer.by Borrower making pasaeat.when due,direcdy to the payee thereof.Borrower shalt prrmptSy iumiah imder �: .
<br /> �r.; , all noHaea of ammmts due nnder this pa�agaph,and ia tEe event Borrower ahall make paymeat directly.Horrower shall promntly fitmIsh to � ;�. .
<br /> . .�, i,endeT reaeTpis evtdmdng aucD paymmt9.Borrowet sY�lt promptly discharge any ltea which has priority over Ws S�vdty Insav�enr. � .. • • .
<br /> Qoxreva.Borrower st�all not be requtced to diuharse e�y such ttw so tong as Borrawer:(a)shall agree in writing to tRe payment oF tIIe �. �=-
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<br />_ � � � oDiigttlimsseaued by sucD ttm in tIle maaaer aceeptable ta Leader;(b)6hall in good fait�contest sue6 Iiea by.or ddatd agatast enfoco��t of ', : :,'.::.�;,.'`�:''
<br /> �': - � � sncb(leu Gt,tegal pmc�din,�which in tRe oDinfon of Leader operate to pmoient the eaforoentmt of ehe tten or lorfdhue of the Ptope�ty or any � .
<br />-_;;' • r�`.T�;,.,T + • p�tt thereof;or(c)ahs�I as�sue from tLe MId�of sutt�lie,r an egreement in a[orm sadsfactory to Leada su6ocdirtating such Uen m Ws ' • , ' , •�•' `
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<br />�i'� � •. ' , If Lmder dttamSae that a11 or suy part of the Ptn�,erty is suOJecc to a It�whic6 may atmin a p�iaity over this Senuity Insnummr, f:.` . �
<br /> ._;�:�' Lmd�shaU give Borrow�a naticr idendfyiag suc6lIen.Borroaer s�all satisfy such Ifm or taYe oae ar more o[t2te acdons sec[octb ehave
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<br /> i UdifQIIDCdvl�aIIt I40t�QSOCUdt3►���enentL18mt0dOd�OlCed87tOU0w9: �.
<br />- 1�NaHa�ExceD�[er eay aotioe�eqnirea undQ aADlfrahle Iaw to be given ta anatdv manac.(�enY notioe to Bonmrer Provfdod tor ln Ws .
<br />���> SeeaIIplmtr�sata�all�egtven0yddivaiagitor�y maUingitby Mtctasa mailtoHamowerattheFmpatyAAd�orattuch otIIeraddcess .
<br /> as�rarer maY desi�atr DY aatiae to I�da aa O��d hadn.and N)�noHae to Leadc sLall Ae gWen bY first ciats mai!to Lender's
<br />_.��_-� a�ama��adnartosuc�mLeraddres�asl.�dermaYd�slBnateb!►notf�etoBaaaaraagprovid�dIIQdn.AaynoBaeprav�dea(arin tEit .
<br />_�;; SmuIrylastrnmmtsaatl4cdeemedtot�aavebam8vmtoBonowerorLraQaaamgtvmint6emanner�igoatedhe�in. � �,
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