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<br /> - ; L . 'E'D(iEl�iF.R WITH all tt�improvements now or hereatter ererted on tlte F►bDenY•aad ali eascmeats.aPPm���� �•. � s --
<br /> �� ,�- < � �= ans!fs.a,r�nQwr��ra8�rr a p�t of th��. All�eplacementc and additions shalI 3lso br covered by ttis Secudty • �:,� ��.'�.;, -
<br /> �.:; � : ` o�;�': . Insavment All of tse fimgoing is referced to in this Securiry Instrument a5 the"Property." • � � ° ?a
<br /> :� �. .�,i��.;:;' BORROWER cOVENI�NTS that Boimwer is lawfully seised of the estate hereby wnveyed and has tRe right to�nt � �r-
<br /> �..�.�.< ,.`;:�. �_ �
<br /> ••,�r�• _�;:.� ,:... ., and convex the�toperty aad that the Property is uaencumbered.except for encumbrances of record. Borrower wa�tants iutd , °,_`.`:;: �,::,:',�?-°-
<br /> ` •�ti�..�� will def�d generally tRe titte to the Property against alt claIms and demands.su0ject to ttny encumbrances of e+ecotd. ,. '�� T=�"�-
<br /> _ . ';'i� .• r�r= . � . .:e".����.�'� . �� -.
<br /> ` > �. ,. � � � 'fHIS SECURITY WS'TRUMENT combines unifoim rnven�nts for natioaat usc and non-uaifopn mvenanu with ��'`c�'�'°
<br /> _ '�� �,. , :,-�� IimIted variations b urisdiction to wnstitute a uniform securi mstivment coverin real m ��'`° : �`�°��:� -
<br /> _z ^.� � '_ �: 91 �Y� 8 P P�Y• � ,`-; r -
<br /> �'� �. `` `S�'�°� UNIFORM COVE�iANIS. Bomawer and Leader cove�ant and agee as follows:
<br /> ,� � - L Papment of Priucipal and Inte�est;Prepayment ana Late CDarges. Boimwer shall prompSy pay when due the __ ~ F` �
<br /> : ;.� �� �� ` principal of and intecest on the debt evidenced by the Nate and any prepayment and tate charges due undee the Note. �` �
<br /> . ;!_,,< :... _� ` Z. Flunds[or�aaces anti Insuraao� Subject to app li t a b le!aw or to a written waiver by L en der.Bormwer s h a U p a y t o c�_ �,, Y.r.
<br /> - � i;:.;:,E� °��-, = ""� Lender on the day monihly payments ar�due under the Note.until the Note is paid in full.a sum("Funds")for.(a)yearly ;.� •,. ;F
<br /> [ .': .� . .
<br />= ,���� , :�`'°• haxes and assessmeius which may aztain priority over tdis Secutiry Insuument as a iien on the Prope�ty:(b)year3y leasehoid �: .�• ,
<br /> �,-
<br /> - '.° -., '�._:�.'�. - payments oi gtound rents on ttte Ptopetty. if any. (c) Yearly hazatd or property insurance premiums: (d) YeariY tlood �:.; _:��.:•�;;':''
<br /> r' � ,.
<br /> a� . . � P any: (e3 Yearly mort -�c�'�
<br /> insuraccce remiums, if gage insura_++n-premiums. if any: and(fl �y swms payable by Borrower to : �r �� .
<br /> - -��a_ `.�-��'`� '��� Lender;in accondaace with the rovisians of h 8,in lieu of the ent of mort e insuraace mminms. These �..}�;���.,��;,L,t�:
<br /> �. . . _:;�._: _ P P�8*dP PaYm �S P _
<br /> : `� � • items are calted"Eaxow Items." Lender may.at eny tune.collect aad hold ELnds in an amonnt not to eaceed the maximum : .- ;, .�. .,�,
<br /> ';� amount a Ieader far a federaUy celated mortga�.e loan may tequire for Bor�ower's escrow axount under the federal Real� . •r' ��` �°�'` _
<br /> - �-` '` `�' � Fstate Setttement P�crceduies Act of 1974 as amended from time to dme,12 U.S.C.§2601 et seq.("RESPA").�mIess anoWer �`:':�:�°:
<br /> �. .-� -:,..-..•��.ti:.:,.=�:�4 _ --;--_�.__---_---=-:
<br /> •`-- �' �.,���,,, • :`�` law that applies to the Funds setsa lesser amoa�t If so.Lender may,at any time.colloct attd hold Funds ia an aznount not to ,-. ..`:�:,;�;��-
<br /> y ,_- A tir•.:`:, ..,
<br /> t�•. '�_��`��F �=�x exceed the lesser amount Lender may est'smate the amount of Funds due on the basis of cuaeai.daza and teasoaab2e z:��'�� ='
<br /> �,,.,�. .
<br /> 5�`.. : :��`�-`���<`�,'; - estimates of expead�es of future Fscrow irem�or otherwise in accordance witb applicabte[aw. - -
<br /> a. � . . ,a_ {��s<;:.: m' - =_.i^_' ,_-.
<br /> `` ��` , 'Itie l�nds stralt be held in an insHtufion a�COSe deposits are insured 6y a federal ageacy.u�entaliry.or entity: �-
<br /> - �-: ..:
<br /> ��_ -=�k �° ' (including i.ender.ff Lender is sucb an instituuon)or�n any Federal Home Loan Bank. Leuder shalI agpIy the Flmds to pay �
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<br /> � �_. �~ � °���5�':.c the Escrow Items. Lender may not charge Bortow�for IzoIding and applying the Funds.anaually aaaly�ing ttt¢escroou. _-
<br /> `�" •:;}'s5'�:. account,or verifying the Escrow Items, unless i.�der pa�s�omower interest oa the Fands and ap.plicable lavr�mits� .. _
<br /> �`'4 �='r:��':n�'`� L.ender ta make such a charge. However.Leader may�aEre Bmruwer to pay a on�time cRarge fot an in�rea!• —
<br /> .:.x,:.... .: _
<br /> ��;:, . � �_. estate tax repo�u�senrice used by l.ender in cc�mecaoa�with ttus loan.�mIess applicab2e taw provides QiSxenvise. Uaiess arr . _
<br /> �`°`•f� • r ag�eement is m�e or applicabte law re�uires i��*�est to 6e paid.Lender s�al!not be iequired to pay Boaower any inLerest or� �'. ���=
<br /> ��< '�,. = �.`±'` eamings on the�unds. Boaower and Lender�ay agree in writing,however,that interest shall be paid on the Funds. Lender� '
<br /> • E'-_�''�!`�. • shalt sive to Borrower.without chazge.au annnal accounting of the Fvnds,showing credits and debits to the Funds and�
<br /> ' .���-:+°.� �. .
<br /> � � '` : <�S.E:�?r�;. , pmgs�se for ivtuch each debit to the i�nds was made. The Funds ace pledged as additiw�al security for all sums secured by�
<br /> , : �'•s this�ecurity Instrument.
<br /> . •...�:,•, .•...
<br /> �' ` � ` � If the F�nds�eld by Leuder exceed s�amounts pemtitted to be held by applicab2e law.Lender shall account to
<br /> � ` �• •. Bomnwer for t8e e�ess Funds in accord�:e�We requirements of applirable law. If the amouar of the Funds held 8y.. �:
<br /> � � ����� ' � Lender at any t�is aot sufficient to pa}�tPt�lEsrrow Items when due,l.ender mag so notify Bo�wer in writing.and,iu ---
<br /> � s' � � •• ' sucb case•��ower shall pay to Ixnder the as�os�nt necessary to make up the deficiency. Borrower shall make up the
<br /> , �r-,.
<br /> � ' � • ���is�{°r `� `. defi��sy�in ao moie than twel�e c�tunthIy pay-r�ertts.at i.e�.�r's sole discretion
<br /> ' �<'�"' � n ent in fuil of a11 sums secured 6 Uus Seaai insuument,Lender shall m tt refund to Boirower an
<br /> ,� e•..., :�:'. , Ao Pa5'm Y tY P� P Y Y �
<br /> = .' . . ' Fvnds held by L�r. If.under paragraph 2I_Lender shall acquire or se1I the Property,Lender,prior to the acquisiaoa or �-,
<br /> '`� � � sale of the Pro�c�s,shall apply any Fnnds k�etd by Lender at the time of acquisition or sale as a credit against the swns —
<br /> ' " ' ' ' secured by ihis Security Instrument. �
<br /> i ` ' � � 3. Applicattoo of Payments. Unless applicable law provides otherwise,all payments received by Lender under �;:____
<br /> ;_ , � paragraphs 1 and 2 shall be applied:first,to any prepayment charges due under the Note:second,to amounts payabie under ,�Y Y-r.A�
<br /> � . � paragraph 2;third.to interest due;fourth.to principa!due:and last,to any late charges due under the Noie. :r:=•s����-
<br />- ; � . ' , • 4. C6arges; Lfens. Borrower shall�say all taxes. assessments. charges, fines and imgositions auributabte to tha i'•r,�`�`:'
<br /> '' . Ptoperty which may attain priority over this Secarity Instrument,and leasehold payments or ground ce�ts.if any. Borrower ::;:,�,
<br /> ?F . shap pay these obGgarions in the manner provEA�d in parag�aph 2,or if not paid in that manner.Bomis�eT sheq pay them on �,= �� • --
<br /> ` • � rime directly to the person owed payment. Borrower shall prompdy furnish to Lender all notices of amonnts to be paid under `° ` �'"`1-
<br /> ', $ " - thcs�aragraph. If Borrower matces these paymencs directly_Boirower shall prompdy fumisb to Leader ceceipts evidericin�
<br /> , , •.;;�;;�:�:��., t!se�Smenu. �:'� � .,_��;-
<br /> �. ; _ •`�.�..;�.. . •- �• . —, _
<br /> Horrower st�all prompdy discharge any ti�c;t�ich t�as priority over this Securtry Inswment unless Borrower.(a)agrees _
<br /> �� • in writing to the pzgmen[of the obligation s�ad i�y the lien in a manner acceptabte to Lender.(b)co�cests in good faith the � � . �:���-��_
<br /> �.'<<,; , lien by,or defen�s against enforcement of the�ien in,tegal proceedings which in the Lender's opinion operate to prevent the �x,,;;,
<br /> �`�� �•�: , >>�•';s,.. enforcement of the lien;or(c)secur�es from the holder of the lien an agreement satisfactory to Lender subordinaring the lien �,,•� � ��`��.�' � .
<br /> : ',_1�,.;;:. ti:�;:c,.��,.:,.•
<br /> ; 1° , .,�; to this Security laswment. If Le:der determines that any part of the Property is subject to a lien which may attain priority =-,;},=�,��i;_ :.. : ,:
<br /> '`��;� over this Security Instrument,fl.e�-.�,'.�r may give Borrower a notice identifying the lien. Bo�rower shall satisfy the lien or take `..�����,��?�',�,'�.,•
<br /> ;:'.' `"° ., r<. 3f.: '�.:,:.;�::
<br /> one or more o f t he acuons set fort h a b ove wi t hin 1 0 days o f t he giving o f notice. .;::,:-w; :_ .:;.Kf,,=,
<br /> }i � S. Hazard or PropeHy Insurance. Boaower shall keep the improvements now exisung or hereafter erected on tRe '�" �
<br /> �" � Property insuc�ed against loss by fire.hazards included within the term"excended coverage"and any other ha�ards,including� � �`Y_:yt�,:��.,: .�'."'.
<br /> .�. �� '���,��;;;� ftaods or ftooding,for whic�Lersder mquires insurance. This insurance shall be maintained in the amounts and for the ,..,,�,i;:;,;, •
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