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<br /> � . . -�� t . � .. � _ � - , .. � . � t g1=�� f�a8i�Q � �,
<br /> � ` �Ye�en��«�«�a o�u��reny:�a�u a�.� .
<br /> TocErt�x wrrtt an il,e�o �w,aa;ric��u�ue ooY�rea�y m�sa�y� t .
<br /> x
<br /> �ec��►an������Y- �W�
<br /> �,e�t. �ut of thc t«eaoi¢�is rerared co in chis set�ty t�va����-r�0'p«ty:
<br /> . B4'MROWER C�OVkNANTS tUat BoROwer is lnwfu{ly seisod of tAe estate 6�re�Y�►veyad uid hps the dEht to S� ,
<br /> and canvey tbe PrapealY , ts uotactunberod.e��fa encmnbtae�s of tecad. Bamwer wacratWs and .
<br /> and ttliaat the P�upertY . '�claims�nd demands.subloci to any�b[a�es of tecasd.
<br /> witi defend gsnera!!y tlu utk te ttie Pmpc��ag� fam rnvenants witII = - �-
<br /> cambines unifam coven�nts for national use a�mn�uni
<br /> '1'HIS SECtJRiT1t II�1S'1Rt11�N7'. M��t covesiug nai pm�e�Y• ' � '
<br /> iindttd v�riatian�bY Jurtsd�ta�'�a unifaim securiry" _' g
<br /> Boquvrer and Lender caven�nt aad 2�8��folbws:
<br /> IIPI�ORM COVENANTS-a�[�:�'sMY�eM sNd I.aie C1�ac�esr �'�wec shali p[o�np�dY PaY!�'het►due the
<br /> l. .!�'aM;1r�,4���'��evidencea bY the Nott aad aRY P��Y�?�ta��� Bo�rc►we:shaq P�Y
<br /> priocipal of.atd 1��t�F t°
<br />-- - i, F��k�;k�s s!d,��� ��to appltcable lavK ot tO a watteD waiY�bY l�r
<br /> �te due unda.the Nate..►mW�he Note is paid in full.a sum l"Fvnds"I for:(a)Yt�IY
<br /> � .�a►�e t�sY��Y l�Y�. as a lien oa the PropeccY;(b)y�Y�d
<br /> which maY attam P�a'�Y°vec tdis SeauitY Ins[rurt� ums: (d)year1Y 11ood
<br />�r - - w�esandassessa�ents. lf a�. f�)Y�Y �ar p1OQe�'-"�e��ay Sartower t+a -
<br />=;`'• �y�s ar rt��S,� t1se;�Y' and(tl�3►
<br /> - �; '��if aay;.�e).YealtY mo�[SaBe�P�s.,if aPY; in.uu�xe,p�• �
<br />-�,: � +�� � 8.in•lieu of the.paYm�of m�Se
<br />�" - l.rnd�.in ar.cord�ce wiHs.!It�•p1���s�F��� �ect and botd Tvnds�a an amoun�aot to exaeed the taa�cimum
<br />�� � itefas aie calial"Bsc[ow Itetps-; l.endet maY.at any im�e. f�,� —
<br /> e law may requrte far AoROwet's esc�ovir�account ut�er the.
<br />- - �n�ol�nt a knder foc a federaUy����ted ruolt�8 fra�nqme.totitne.�2lJ.S.C.§?.btfi etseq.l"RESP�I'�,antessa!�otfur
<br /> - Est�te Settfetnent Pto¢e�dure$�t.af i9?4 as ame�ded cotlect and laW F'�ncls m�aiaowu not ta —
<br />�"��� law tb�t app�s to tbe E�nds.sets a lesser au�oant (f so.Lendcc may.at anY Wne.
<br /> - °- exceed ihe tassec adapn� ,t:ender maY�mate the atro�t of Fund�.dtie�a�b is of cu�u d:�a and reasonabk
<br /> te faw.
<br /> esiimates of eapeiditutes.f�f futuoc Esctow ite�ns or ati�erwise�a�insured bY a fedeeal agencY•insavment:�icy,�a eatity
<br /> 'Ih F�nds sh�il be held in an instiattion whose dePosi , Hame Loan Ba�dc. ix�xier shall app1Y the Finjds to pay.
<br />' tincludinS Lender.i�Lc.tiider is such an institution)or in aap F�1 the Funds.annually analycing the�'�ow
<br />, the Escrow Items. l.e�der may not ci�ar8e Botrower for,hot B anct aPPtere�st on the Funds and applicabie lav�p�tr►iu —
<br /> ` �a verifyin8 t1�e E,sCr°w Items. ualess l.ender PaYs a�.time cGarge far an indepesu��t.�1 =_•_=_
<br /> ' .� l.endec to m�1ce such a chuge: However.l.ender may require Bortower�o PaY se. L'nless an
<br /> eatate tax repacin8 sen'ice used by Lender in cannection w'ttb this loan.untess applicab uued to��Barrsi�+s�.aay interest or
<br /> Shall not be teq � PaY.
<br /> . agreement is made oc appticabte Iaw requires inte�est to 6e p�&��*�er.that inte�est shaU be ga�d�s,di��'�..e��r
<br /> • eamings an the Funds. Bort�nwer and I.ender maY aSree� _ . : .
<br /> ' si�ll give to Borrower.withaut charge.an an�►ual accou�ng of the F�nds.showing credits and debiu to tiie.�d?�d the r .
<br /> • � . as additional security fot al}sums secu�by .
<br /> � �, pucpose fa wh��eaCh debit to the Ponds was made. 'i'he Fvnds are pled$ed
<br /> :.:} this Socurccy,I�s�n� licabic taw. Le�r;sha11.accoum co �
<br /> " ,j� If the Fandg heid by l..ender exceed the amounts pemutted to bc L��b,e la�w. If the amount o:"L�e Funds tneld by •.' * .
<br /> Buaower for the exces�Funds,in accordance with the requirements af app' }i.:,1;*
<br /> Leoder at ai►y t'tmq,tti not,5uffuifnt to pay t6e Esctow items when due.L.ender may S°notin`B �wer shall���p� . .,�;.:;;'�.•
<br /> - such case BamWer•shall.pay.���r�e amoaat necess�Y to make up the�ciency
<br /> .,'�"�'•r7.
<br /> deficiency in nq t�tote lhan twelve monthly payments,at I..ender's sote discret�on• . �
<br /> � Upon payment in fall�e`I sumstapti 2I�Lender hajl ae.xquire armsell the Propeny'1 ender.�pn�dthe a�wtion ar � t
<br /> ' . ,��;�:' ' Funds,l�td by l.cnder. !f,u d .P� 'y', -
<br /> , �Qf�e pr.openy.Shal�apply any.Fundc held by l.ender at the time of acquisition or sale as a credit against the sums [,` ` "Y'
<br /> :;,;.._ .s •; • �4�-
<br /> " securcQ,by t his S ecuri ty I n s u u m e�l. en t s re c eiv e d b y l.endet under = -
<br /> .., ���` '��. � Aj a�n�d 2shal�be�app���r tnto any Pr PaYmen ch�ge duelundet theallot�e�,y econd.ta amounts payable under � � _ __-
<br /> . ,. ,.� ---
<br /> -. , pa�iag�rap�h 2:third,t Lkn�t Bort�ower h hal lpay a111axe.c�a�se5.ment y chargesr.f nes and�mpositijans atuibutable to ihe " _--
<br /> :� � 4. CM+rges* -
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