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<br /> . 8ad�II2Ct3 aOW OI�T S Q81Y t�lC�jlClLy. AIl ICp1HOCIMilt3 8Gd IIdtli$dIIS fa�l�Q bQ OOYGiCd�y wut��Ui�l� .
<br /> ta,t�t�.Ail of t�e fare�uiqg is r�to fn this 5rcurity Inst�umsnt es�Le°Pbgerty." . ,,� �
<br /> - ' . � 80$EiQVYBR`CONBNAI!YTS that BQmowet is tawfiiliy a�ised af tI�estate�by oonve�Ced:�Bas the r�gIIt m grans ' ,
<br /> � � �nd ouavery the Ampc-�cy and tliat the Y't�a�ty is unenaim�ered.exoept fat encumdlanees of e�ecor0. Bpuotiver waaants et�d :
<br /> — • ' wlli defead ganeeai�t the titleto ttte Ptapaty sgeinst eli c�s and danmuYs.suDjoct ta any eocummaaces ofr�rd. .
<br /> _ � `THIS�SECUBTfY IlJS1RUNi�T ooaYbiues u�ifoim Covonsnts for nat{osiat usc�arai nou-un�foim oov�aats witL
<br />— � llmited vari,�ttans hg jmisdlttIan to tw�nstuute a uaifotm securFfyt u�smia�eAt oovuIng�eal pmp�try. . . . ---
<br /> � : � . IJNIRORM DOV'ENANTS. BoFC+ower aad Leadercovenant�aud agree as foIIaws: � � .
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<br /> _ ,_.-__----- - ==--t.---8�aea�e��dga�a��at�'��E�!�tcC�-Buam;reFS�aUpm�i�►�3e-r�dueths�� -- -- �
<br /> • E��Pa1 ofaadinte�est on the de8t evid�iced 6y the Nute and anY Pnepay�ueat and late chaz8es�ce Fmderthe Note. - -
<br /> _ _ 2. Fhads tbr laaes aad It�vranoe. Sua,�ect to applis�able law or w a writ�n waiver Dy I.e,adet,Bo:rower shalI pay to
<br />_ ---- L�der on the day monthtY Paymea�ts are due under the Note.unW.the Note is paid in Nll.a sum("E'imds")far:ta)Y�Y
<br />-- mues aad essessmemts whicb may auain prionry over d�is Secmity Instrumeut as a lien an tAe Ptopetty;(b)Ye�Y te�Oid �
<br /> ' - p8ymeaiS m'gmuIId teats oa the P[ogerty, if�y; (Cj yearly lta78[d OT pmpBK� incnranrE�1emi�lms:(d)Y28�1y 1lood
<br /> - iasEUaace p:emiaras.if aaY+�(e)Ye:ariY mortgage insnrance pretniums. if auy;aad(t?a�►Y srims FaYabie by Borrower tu
<br />_= Leatder.in a000ndanoe with t�e pmvlsfons of patagraph S,in lieu of dte paymeni of iuortgage iASaraace premiums. 7h�se �
<br />- ite,ms are c�Ited"Fscrow I�ms," �isde�ntay,at aay time.coltect aad hold l�ads in an amnmatnot to exoeed the maximum
<br /> _ � ' anrottnt��lender f�r a federalty�martgage-laan may ieqniie for Bortower�escro�w��aoount�uuder t&e.fedetat.Real . ._ .
<br /> -':: Fstaie Setdemeru P�.��afrt4?4 as atnenQed from time to t�me.12 U.S.C.§260I�t seq.("RESPA�,untess another ----- -
<br /> - Iaw tbat applies to the�s�s a Ies�r amount. If so,E.endet may,at aay tlu�ooIlect end hold�ads ia an amount aoi to "
<br /> � � exooed the tesser a�au�.� i.eader may esdm�+e the amount of�mds dne 6�ti�6asis of c�nt data aad�easurlable� _
<br /> - estimates af pacpenditu�es of fut�ue�Fsc�w Items or otherwise in eoco:dance wit�applic8�te taw. _ ___
<br /> :� '[ite i�nds st�all�e he2d ia ait�on cvhase depasits acs insured by,a fedeta�ageacY,insaumentality.or et�ity --
<br /> 1:�� ;�'.'1:_: � (incIudiag Lender,if Lender is svcL��tioul r,.c in any Fedetai Home Loan��nic. Lender shall aPPtY the Fimds to pay � v- u�._..- _,�
<br /> �_ -= t�e Fscrow Items. Lender may not c�isige Bms+y�for hoIdiqg and applying t�e P�mds.snnually aAaIyzing the esaow
<br /> : a000unt,or verifyiag the Escmw Items.untes's'L��r PaYs Horrawer int��a�t.the Rinds aad applicable 1aw peimits
<br />-'' ,�r r. �°°��_: ; Lender to make such a charge. However,Lender inay require Buauwec to pay�oue-time diarge for an iadepeadent ceal
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<br /> - ''�."� , �_ ,- estate tax teporting service nsed by Lender in connection with this toan,unless applicable iaw�iovedes otherwise. Unless en �..�`__
<br />- '�'''�;�.°-.,'��;Y'; agcement is made ar applicable taw requires interest to be paid.I.ender sval!not be tequireit to pay Homower any interest or ==__-
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<br /> �y� - eamings un the f�nds. Boirower aad Lender may agc�ee in writing.hnwever.that intecest shall be paid on the�nds. Lender �`�"'��.-
<br /> ::=•::'J' .:J•" �•;;•��•"` shall give to Bo�rower,without charge,aa annual accounting of the Aiads,shnwing credits and debits to the Ftwds and the ������-
<br /> � �'��'�Y'` • �:� Putpose fur which eaeA debIt to the I�nds was made. 'ihe F1�nds are pledged as�ditior�l secucity for all sums seciued by a 3:'_,-__
<br /> ..� �-=. .- this Secuzity Instrumen� �:�'.�`���
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<br /> - • " .�L'�,; If the Funds helil b Lender.esoeed the amounts enmiued to be he3�by applicable taw. Lender shall aocoout.po �t',��`
<br /> ',"��;' �'*�,,�'`� Bomnwer for ttie excess Fuads in aec�a�daace with ihe requi�me�ts uf applicable law. If the amonnt of t6e Fands held.� F.ti'�_'���_"__-°_�-�-__-�._"�
<br /> - .h�. �= r `��, I.ender at any time�s not sufficient t�gay the Escrow Items when dtte,i.emier may so notify Bormwer in writing,and.�7i ���
<br /> . sti �; � �; such case Botruwer shall pay to LknQe�the amoaQi necessary to make up dte�cieacy. Borrower shaU make up the ��
<br /> ����:;�`�:. :. , ;;, � � deficieacy in no more than twelve monthly payraeacs,�i.eader�s sole discre6on. • '��,��;-Q
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<br /> ;'�'°,s,,:.''`�;��'s'# UP�Payment in full of all sums secured by this Securiry Instrument,Lertder�shall p�ompdy refund w Borrower any :'�• �,-��'.
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<br /> - ' � ' f t���i f FLnds hetd by Lender. If,under paragaph 21,Lender shatl acquire or sell the Pcopeny,I.a��,prior to the acquisidon or � :.K�:.
<br /> ,;;.:{����_�°`�' sale of the�ro ,shatl a 1 an Funds held b Lender at the time of a uisiaon or saIeas a credit a ainst the sums ��=`: � �
<br /> �.-:� PertY PP Y Y Y �1 8 . �."
<br /> ,�, �`�'.�' ' •`.i,; secured by this Security instrumenG •:'' .-�'_
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<br /> ,; i::,''�'`.: ". ' � 3. A IIcat�on.af P�a meats. Unless luable law rovides othenvise.all payiaenu received b Leader uader � ° �-� .�'�''-`
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<br /> _.� c,,,- .. paragmphs 1 ans12 shaU�ae applied:first,to any prepayment cLarges dua under the lvate:secand.to amounts payable under .�;�-
<br /> .` .�. :.' ., �"t �. paragaph 2;thiN.to intense due;fourth,to principat due:and las�to any late charges d�ce uader the Note. • '..� �`.-
<br /> 4. Charges;Liens. Borrawer shall pay all taxes.assessmenu. charges,fines and ir_*.�osirions amibutable to tfce ':';'>�`� �
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<br /> �" �. .�'',�j��<< Property w(uch may auain priority o��er this Security Instrument,and Ieasehotd paymenu or gmurcd rents,if any. Bonou�er _ '�, ..y'�' ;-�`�.
<br /> - � ,� . . • •,t��`, shall pay these obligations in the manner provided in pazagraph 2.or if not paid in that macuce�Borrower shaU pay them oa ' '°-
<br /> � . .. •: � , , tune du�cUy co the person owed payment Botrower shall promptly fumish to Lender all notices af amoan[s c�be paid nnder �} : . • �' ,`�
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<br /> � - this patagraph. If Bormwer makes these payments di�ectly.Horrower shall promptly fumish to Lender reoei�scs evidencing ; �� ,-. ; v�
<br /> - � ' :.44::, the payments, x . .•;,ic�s;,f;'<<,�..:-.
<br /> 't� � ��'����' Botmwer shall mm fl dischar e an lien which has nori over this Seciui Iastrument unless Boirower.(a)a •,�:+�'"=.••
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<br /> ••.,ti�;•;� in writing to the payment of the obligat�on secuced by the lien in a manner acceptabie to l.ender.(b)contests in gaod faith tAe � , . ,,�r,,. ; .
<br /> ' ' �::75�r lIen by.or defends against enforceraent of the lien in.legal proceedings which in the LenQer's opinion operate to prevent the • • .�. :,;
<br /> �`;�: ' �''-`f ` '� � � enfoncernent of the lien:or(c)secures from the holder of the lien an agreement satisfactory to Lender subordinaang the lien : ' :�.•�t:��� •`
<br /> ;;:�:t�;;,,; ;; ':,,:;.; to this Security Instrument If Lender determines that any part of the Property Is subject to a lien which may attain priority '� ' .,. �-
<br /> � �•��s.... .,��..t�, . over this Security Instrument.Lender may give Borrower a nouce identifying the lien. Borrower shall satisfy the lien or take � .� :j;,�.: •
<br /> ' '�'''°�����""``�;��' ��'' one or more of the actions set forth above within 10 days of the giving of notice. ' . •
<br /> �'" � � �"��""� S. Ha7ard or Property Lisurance. Boirower shall keep the lmprovements now exisung or hematter ececced on the � -
<br />- ��'�'� .'�''���?� � Property insured against loss by fire,hazards included within the term"extended caverage"and any other hazards.includi�g �
<br /> ' Y ' ' • ,� : flaods or ttaoding.for which l.ender requires insurance. This insurance shall be maintained in the amuunu and for the � ' '
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