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<br /> , : . THISADdUS�"�BLBRA't�RLDBRiamadeth� 1ST daYofN4VEM8ER .��h3' ���,. . .
<br /> ' tawrpnrsuA iaW a��Ilntl ba deaaedso�ade�+d and su�pkment the Mottga�s:Dad o!Tr+ut dr Sccuriip�A�tt�e:.
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<br /> — ----- � 607 N CtJSTER �3`GAAND ISLAiVD, NEBRASKA 68803-4309 � -= ---
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<br /> -°�yti4 c t`.•�r�: � � I���ON�.ro�.�.�B�IZIOA t0 W1E COVCRSIIL4 8II�S�GIILS @SdC IIl�1C.�72[�1�':�s �N. :.
<br /> ---��T,�;�r�. . Borrower�sad Lead!�r fiuth�oovenant and a�ee as foIIow� i: ���-__
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<br /> .F �._ . `-: a a�t�sr Ba�.��o�t.�t pa��� ' ��_
<br /> `..`:�� �'' :'r� � TbeNaLeprovidesfaraainitialiat�crateaf�.750 �;o.'[�eNoteprovidesfurcha»�esint�inie[�caxcaudtl�e �- ••
<br /> - �' ����:�_�,: R�:�s'' '� ,;
<br /> ;i;;w';;�. � montlsI9 PaYments.as foQows: � ';?�t:-
<br /> t: t' .r .�. —
<br /> r`; �. ;0.II�1TE�T RA�E AND MONI'�.Y PAYM�T CH�i r� `"`;�,�, -_-
<br /> s � �y�pat�y I � � ,�-+,,:--
<br /> . . `'':�� 'I1U:iAtueSLrateYwIIlpaymaY�ontEefiistd3Y�f NOVEMBER .1�4 .auddAtl63tdaY � � ,._�.'�`r
<br /> — . . ... .�r�y l�th month th�eafter.Each date oa whfieb my interest rate ooulQ cLaa�e is calted a t•Ch�nge�Dat�" � �. -'.:�-�,�,:_
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<br /> � B�g witfi the first Change Date.my interest rate w�l be based on an Inde�'l8e:�•l�ndefc"is ths weeQly �� .
<br />�':.^�, .. .. .` . _�,;�:
<br /> '�� ` average yietd on i�nited States Treasury sacurifces adjusted w a coastaat noaturity►of t year;,as made'ava�abte by ' , � .
<br /> ,��,,�;, . � .., the Federa3 Re.scrve Boazd.The most reoent Iudea fi�ure awailable as of the date 45 days b@fare�each 66ange Date ]'� ;;�`:= s.�*
<br /> .�.. , y : � •�3 CB�L'd thC`��rll�e7f.•s t'{� - - k4 _
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<br /> - If the Ind�cis uo ianger awailable.the Note Ho�ster w�l choose a aew index cvhich�is.b�d�campara6te �- ��; �. _
<br /> � �� ' �- �� informarioa.T[te;Note Holder wW give me aoticc of this choice. ;, '�;,;�:
<br /> . _ ,;-�::�;. _
<br /> S � � , tG�C9icadlion of C,6anges ,� '` . �=���a?- ��'
<br /> ' �:� -. ..,;'�';:j;?�?+'.
<br /> - !• _;..• . Before each CLange Date.the Note Holder w�71 catculate my aew interest rate by adding�� ;'t � ; ��
<br /> � percentage Poinu( 2.000 %)to the G�rrent index.The Note�Io�det.w��hen rouad = ,;_'',; _
<br /> �e resWt of tAis addidon to the aearest oue�eig6th of one percentage point(0.125�10).Subject ta she timits srated !: .�;:;�;,� � }
<br /> � . �;;';: ia Sectiaa 4t�A)below,this rounded am�nnt will be my new intecest rate uatil the aext.Ch�age Date. !. ��;:;:y: `;:��,` _:
<br /> . .,,':"' 'fhe Mate Hotder will then deteimine the amouat of the�athly payment that+vouId:De eufficient ta repay �� ;,+:�'���� ';
<br /> � �:'. .
<br /> : . - tDe unDaid prlacipal that I am expected to owe at the Change Dax•in fult oa the maturity,date at my a�v interest �� ����� ..
<br /> aci �S,',•:,�r'� :..�; : : ,,
<br /> �t � ..:`;,. � rate in substantialTY e9�Pal+ments.The result of this calculatian�1 be the aew amaunt of my.monthly paym4a� �.:=,::.;_. . • _.:_. ;;
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<br /> .., . . _
<br /> . � ' � N)Idmlts on Interest Rste Changes �;` . . :��; -
<br /> �,..,.. _� , .,
<br /> - � ' � The interest rate 1 am required to pay at the fi�rt f�iangc Date will not be greater than �z.7 5 0 �v or Iess t6an
<br /> ' a.00 %.Thereafter,my interesc rate w�i never be increased or decre�sed oc aay single Change Date by �::,
<br /> ,�. . �;�t, . .' _
<br /> - more thau two peroeatage poinu(2.0%)from the rate of intc�rest I have bcen Fayarg far the ym.aedia�twelve�ontics.My ;� �
<br /> r � . �: . ' iatenest rate wIll never be�eater than 9.T50 %. �� ' ' - .
<br /> . j:,- . .� - . (��fia4ive Date oi Cdaages .,� �
<br /> i k`z�t:,: " � My�ew interest rate wt1!become effective on each Chauge Date.l aill pay t�e aaccunt of my new monthly � •
<br /> �"k � , . paymeat beginaing on the iint montWy paymeat date after the Chat�ge Date nnt:�cRe amount of my montWy pay- : � . ..
<br /> ��`>���' � ment changes again. i .
<br /> ,rr .
<br /> � i' �'�. ` tF)R1QIICC Ot CtiSn�C9
<br /> . � � . . �
<br /> � '% ' `�� ' The Note Ho2der will deUver or mail to me a notice of arry changes in my interest rate and the amount oi my �
<br /> � �> � `��;�:,� monttily payment before the effecti�+e date of any chan�e.The notice will include inf�ormation required by Iaw to
<br /> S7 � �• be given me and also the title and celephone aumber of a person who�vill answer ang�quest�on t•.may have rc�arding �
<br /> �'�. �. • t�e Qotice. � � �
<br /> j "'• � H.TMNSFER OF T�PROPF.ltTY OIt A BENEFICIAL INTERBST IN BOItROWER
<br /> - �'�,���L� � Uniform Covenaat 17 uf the Securiry Instrument is ameaded to read as foliows:
<br /> ��'`:' . � T r a m s itr o f t h e P e o p e r t y o r e B e n e f f c f s l I n t e r e s t t n B o r r o w e r:I f a ll o r a n y p a r e a f t h�P r o p F n y o r a n y i n t e r e s t � .
<br /> = in it is soid or traasfeRed(or if a beneficial interest in 8orrower is sold or vausferced and Borrower is Qot a aatural �
<br /> ��: ; persoa)without L�tQer's prior written coasent,Lender may,at its opdon,requ�re•immadiate paynaent in full of
<br /> all sums secured by tdis Security Iastrument. Hoxever,this option shaU�tot be eueescised by[.eader if exercise is ,
<br /> � ��>� : , � pmhi6hed by federal 1aw as of tfle date of this Security lastrument. Lender also shall uat exercise ehis optioa if: ;
<br /> ��'� (a)8oaower causes to be submitted to Leader information reqnimd by t.eader ca evaluate the inteaded transfe,rae
<br /> '' �. �` a9 if a neu►�toan were being made to the uansferee:and(b)Leader reasonably determine�ttuit Lender•s secuiit} ;.
<br /> t t� tivill nut be impaired by the Ioan assumption aad that the rick of a 6reach af eny covenaat oc agceement in this Securt- '
<br /> . • - �<, ty Instrameat is ecoeptable co l.ender. (
<br /> - ` To the e�ccent permitted by apDlirable latY.Lender may charge a masonable fee as a aondittun to Leader•s cos� '
<br /> . smt to the toaa assumption.Lender may aLSO require the vaaSferee co sign ea assumption a�eement chat is acceQi , .
<br /> � ' a6le to i.cader and that obljgates the craasferee to keep sU the promis�es and agreemmts mude in the Note aa0 ia ;
<br />-_ . ..--�--=------_� thisSaueiey t�t.Sorso�ra wil!cuailane sQ be Qhligste�!under the Note and th�Sen�icy Iaraumeat�ntess :_--__--. .-_ ._ ...
<br /> �-�
<br /> �;;� ° Lender reteaza Borrower in writiag.
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<br /> e�uesr���usr�e aat�a�-u��:-s�c�av-�.�.ec.�rs.eem.er,��rr�a� �a»,aras
<br /> '<:. �:•B�ZA�s, vteadamr�rowes•�a+��z9ss�oo•�eamet*rl�+ � .
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