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200404731 <br />5PT40312 <br />If Lender exercises the option to require immediate payment in full, Lender shall give <br />Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from <br />the date the notice is given in accordance with Section 15 within which Borrower must pay all <br />sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the <br />expiration of this period, Lender may invoke any remedies permitted by this Security Instrument <br />without further notice or demand on Borrower. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Adjustable Rate <br />Rider. <br />orrower - PAIzid J Cl/� <br />e�mans - Date - <br />3or*'o_wer - Laurie A Clemans - Date - <br />MULTISTATE ADJUSTABLE RATE RIDER - -ARM 4- 2 /5- 2 /6- 2-- Single Family -- Fannie Mae/Freddie Mac UNIFORM <br />INSTRUMENT <br />DowARC3 (page 3 of3pages) Form 3111 1 /01 <br />DOCUARC3.VTX 12/01/2003 <br />