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99 1107 ?2 <br /> 5095598M EX <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions <br /> contained in this Prepayment Rider. <br /> � <br /> r <br /> (Seal) <br /> BRIAN L. SCHMIDT -Borrower <br /> , / � <br /> (Seal) <br /> BRA A. HRINER SC MIDT -Borrower <br /> Subprime Prepayment(1-5 yrs) Rider-Fixed Rate <br /> (AL,AR, AZ,CA,CO,CT, DE, FL, GA, HI, IN, KY, <br /> ME, MT, ND, NE, NH, NV,�K, SD,TN, UT,WA, <br /> MA(N/O/O propertles) <br /> TX(int rate cannot exceed 12%) <br /> WY(first mtgs onlly, Int rate cannot exceed 18%)) (Page 2 of 2) <br /> EC180L Rev. 0.5/11/99 <br /> � <br />