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<br /> '�oc�7�iER wmf d�a�in�rn►e�,,ow a htrcar�er e,nciea on eh�p�qic�ty..od vt easeme�,app�aea,
<br /> : �od fi�o�na nor►�or hd�e�a pct+of d�p�vpary. All�s aM additiaas,st�il atso 6t oovered by Wis Sxrrihr
<br /> . insan�rnmt. At!of tbe fanegcr6�is�femd to in this Securiry inswmme as the"Pkoperty" .
<br /> ` � BORROWEIt COVE1�ffAN'Iy5 that Bamwer is lawiulty seised of tt�e esdte hael�y canveyod aod das the r;giu to gnnt
<br /> `and canvey il�e Ptopaty md dat th�Pt�npetty is w�nDe�ed.eubept for encumbrances of i+xord. Bam�rer warr�ts aad
<br /> �1 defcod geqe[aity tlie ritk tp the Ptivperty again,�t al}claims and demands.subject to�y e�iunb�aoccs of recotd.
<br /> 'iY{(S SECtJR[fY INSTRU�NT combi�les unifcxm covenmts:for nstianal ase u�d nou m�ffona coveau�ts witU „
<br /> i�sitod v�ns isY jarisdictia►W constitute sunifam security instnmYm covering reaT propeity: -
<br /> ' tJNIFORM t7UVENANTS. Horroweraod I:mderwvee�t aod�g�eeas foiJo�is:� � ,
<br /> l. P���t ot Pri�efplli!Mt INend�Prepqaie�t ad Latt G9itr�s. Ra�roaa shail P�PUY P�Y whtrt dae thc
<br /> principal af snd inte�est oo the de6t evidenad byr the;Vote ud any p�payment aad latc c6arges due under tLe Note.
<br /> Z ��Ms fac Ta�res a�!I�ea Subjat to aFplicabk Utw ar to a aritun waiva by[.erfder.Bartower shatt pay to
<br /> .. - Lertder an tlg dayrmndltl�►"�itymans atr Aue under t6e Note.uohT tAe Nofe is paid in fuII.a swm("Funds'�f�:fa}Y�Y -
<br /> taxes�d sss�nts which may�ttain priaity ovet dtis Sa�uity ins�nnenc as a iien oa the Ptopaty tbl Yeu3y kasehald
<br /> P�Y�or gc�ountt trnts on�ttte Ptvpetty,if any: tc} ypriy hm[d or propetty insutance p�emiwn�(df Y�Y��
<br />•--- — msotaaoe p�emiums. if any;(e}Y�Y�R88Be insurance prcmimns, if any,and tfl any suias payabk iry Bncmwer to
<br /> , tende�r m Acca�daaoc witfi[bc prov"uions of paragrapb 8.in lieu of Qze payment of matgage iruivaacc p�enu�ims. Tf�ese
<br />- items aoe called"Escmw Tte�s." Lender may.at any tirt�e.colloct and�ald Fvnds in an amount nac m excaed tbe maximan
<br />= •amounc a leades for a feder�lly retated m�Mge�gc toan may nequire for Borrower's esccaw accac�s�nder the.federa!Reat
<br />� Fst�te Seakment Ptoceduns Act of 19T4 as amended from time to dme. !2 U.S.C.§2601 et seq.("R�SPA"),aa[ess aiwther
<br /> _= taw ttnt applies to the Fimds sets a Iesser amoua�. If so.Leader may.�t any dm�rnIIect and hold Fuffds in an ama�t not to
<br /> ezceed t6e tes'ser amaunL iRnder may estimate We amouot�oi f'vods doe on B�e basis of c�cnnt dap artd�ssonabie
<br />� �of expenditunes of futute Escriow Items or ot�wise in acco�datre with applicabte taw. � , " --
<br />=.:� 'IUe Fands sUai{ba l�etd in�n ittstiartion whose�teposits are ins�ued 6y a fedtral a =
<br />;' (inciudiag l.ender.if L�der is such an u�uiaiaon)or in any�eAeral Haa�e E.oan Banic. Le gt�der�shaD app1��C��ds to p�ay E -
<br />`r�3 ,the Fscnuw Items. l.ender may not ci�rge Borrower fos hotding and apptying the Funds.annually anatyzing d�e.rscrnw ' ---
<br /> aaeamt,or verifyLtg the Escruw Items.untess Lender paYs Barrower interest an the Cunds and applicabTe taw pemuts' �``;�_
<br /> '�` C.ender to matce such a c e. However.l.ci�der um Borrower to a one-time c
<br /> �8 ��} � PaY hatSe for an independent mal �°;y=.
<br /> __ - esau cax ncpa�ting service.aSed by l.cader in connectioA wiW this tnaa.untess applicabte law provides atirswise. Unless aa, �`'���'�.".'-
<br />. ° �;` aPp' �4 " Par �4 PaY Bomnwcr any interest a � �. �.
<br /> ,„ ag�ecn�em is made or lipbte law uues ince�esc w be d Lender sha1l not 6e uired to
<br /> .;ti',. . �mings on t6�e Funds. Bomnwer and[.ender may agree in�vriting.fwwever.that interest shaU be paid on the Funds. I.ender _
<br /> - sl�all give to Bomower.witlwut charge.an annual s�xountiag of the FunQs.sttowing credits and debits to the Funds and the a.�. �-
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<br /> ' � purpose for which each debic to tt�e Furids was made. 'Ihe Funds are ptedged as additional security for ail sums secu�ed 6y .:. ,�:�''��=
<br /> � �� this Sesurity Inshument • . -
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<br /> If the Famds heW by Lender esca��ie amounts permitted to be held by applicable law:i.eMler shall account to
<br /> • ' Barower for she�xcess Funds in accoct�uce with the requirements of applicable law. if tfie amnu�t of the Fu�heid 6y� . . . '
<br /> Le�ckr at a�r�re is not suffrcient to pay the E.urow Items when duc.l.ender may so notify&;��wer in writing,and.in • '��:y=. �- �
<br /> ��, sttch case Boerower shali pay to l.erxte�the amoum ts�cessary to matce up the deficiency. Borrower shall arake np the . `r�
<br /> ' ._ I � dtficiency ir!na mo�thaa iwelve monthly payments..�t:L.eMer's sole discretion. '''� • -^
<br /> � 'a` �f ' U ent in fuli of all sums secured 6 th.�5��,rr- Jnstra.a:men6 Lender sball tl refund to Borrawer an ~r''
<br />;�,,. - P�Pa`}m Y -IY . 4 P�+P Y Y _;�.
<br />�'� Funds held t�±•�fxnder. If,under paragrapfl 21.Lender�,':a:t�-rin.9ur.sell thc Property.Lender,prior to the acquisiiion or • - _
<br /> i`''`,'� ��T3►•• PP y Y Y r r,� 9 �j
<br />•„ , sate of the PP� shap a I an Funds hefd b Lend�r::��i..,+ii��:.of ac uisitian or sale as a credit a nst the sums •
<br /> secured by this Security lnswmen� � ; '
<br /> #�� ,. 3. ApplicAtion ot Papmen��. Uolc�s applicab'� Saw protiidey athenvi�e.alt payments rcceived by Lender undcr ��.::!!r. ' � � �
<br /> �•'�:-- !�nd 2 shall Esc a u�,d fcs�to an re a r,�znt char �s due under the Note;aecond.ta amouna abl.s under ':;��'�;;:%'��' "
<br /> a-- P�B�P� AP�' � Y P P y S tu►Y +"-a_
<br /> �'' 2:ihird,to lnterest dtk;fourth,u� pnci al due:anQ las�to aa late char es due under the Note. ';';,s,`',:'� ' =�'-
<br />, P�Ph P P Y S . .(� � , •..�-
<br /> ��� 4. C�sr�es; l.kn.s. Borrower shall pay all taaes.assessme�ct's, charges.fines and impasitions attributable ta the _
<br /> � � Property which may attain priority over this Sesurity lnswmenl,and leaselwld payment�s or goutxi rents,if any. Borrawer
<br /> ' . '�� shali pay these obligatior�s in the manner provided in paragraph 2,or if not paid in that manner.Borrower shall pay them on ' � �� _-
<br /> =:;i;: •
<br /> �,,;•• Gmc directiy to the person owed payment. Barmwer sttall:promptly fumich to L.ender all notices of amounts to be paid under ��,,.� . :::
<br /> - �paragraph. If Borrower makcs these payments Qini.^tl;;Borrower shall promptly fumist�ta Lender reccip�t�.e�:idcncing �'�% �=
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<br /> „r4; . .�;- Borrower shall prompUy discharge an}�{ien which has piioritw o:(�ihis Secudty lnstrument unles�Barrower:(a!agrres � —
<br /> ��>-���° in writin ta�t� ment of the obli ation secured the lien in a�r.an�.�r acc table to l.er►der.ib)cantes�s in ood faitb the
<br />�,sti,,: S �Y S �S' eP 8
<br /> • lien by.a det�e.sds against enforcement af the lien in.legal proccedingc which jn the Lender's opinion aperate to prevent the ,';`ti.�:� � r
<br /> enfacement of the licn:or(�;��secures trom the holder of the tien an agreement sa�isfactory to l.ender sabordinating tha lien •��-�•--.
<br /> . �.. ;-: �;s��y?`:.;.
<br /> , , ,,' to this Securiry Instrumett�:- C�d.endes detertnines ihat any pa�t uf thc PiropeAy is�ubjert to a lien which may attain priority 4;,;:4;;;'�':� :'°'`��<--
<br /> '�','�y4�• over this 5ecuriry/nstrurr�^�,4.ender ma�give Burtowcr a noticc idcmifying thc licn. Borrower shap saticfy thc lien or take • [f`� '"'1�'�,� •',;�i.•�•`�`.� -
<br /> �F'1.:.':��',��� , , ! , ,� . .
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<br /> one or more of 1he actions�eei forth aboe•e�•ithin!0 days of the giving of noticc. �'��� •
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<br /> �. � , . ,,.� • 3. Hazard or Proptrty lnsur�mre. Borrower shall kecp thc improvemems now caisting or hereafter crected an the ��
<br /> ,`�';"• :,.. ' • -:.�. ,
<br /> Ptoperty insured agalnst toss by fire.hazards inctuded within the term"eatended coverage"and any other hazutds,including
<br /> �� "-.��`"f�.� E:
<br />_, :• „ , Enods or ftoodin�. for wfiich Lender requires insurfna:. Thi�insurdncc shall hc maintaincd in the amoun�s and for ihn
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