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<br /> ^ ."`•`:'�, Ta(iiEfHSR VUITH e1f the improvements now or hereaRer ererted on the pcoperty.and att easemea�cs,apPurtenances.
<br /> �.`. - `°.:: and 6atu�nnw or hereaftet a Qart of the pm�em►. All repfasements and addidcns shall atso b�oovere�by this Security
<br /> _ ":¢.o�� �' �`,;'�� tnsttumen� Alt of the foregoing�s�ferred to in_dtis.Sccurity Iastnimeat as the"Propecty" - _ . _ -
<br />— Y= �� ���b�': `� BO1tROWBR COVENAM'S that Bormwer is tawfulty seised of the estaie heceby conveyed and has We right ta g�ant
<br /> � ��ti.`;�.• .~�.;. and comay the�perty and that the Pwperty is uaeacumbexed.except for erteumbmnces of rernzd. Bm�ower�vanat►ts and
<br /> ,-� ' �:��.: ��:� � .` � wili defead generaUy th�a@e m the Propeny agauist all ctairas aad demands.subject to any encumbrancss of e�ord. .
<br /> ,`� '•'`-{ ,"c � THIS SFCURITY INS7gtUMENT combines unifom► oovensnts for nationa!use and aon-uniform covenazus wltb
<br /> : T ._ :
<br /> ,:? . 1[mited vareadons by jurisdicdon w oonstitute a upi�oia�secvrity insuument covering Ral pmgerty.
<br /> a•�.o �s
<br /> � ^��``.;: '.. �: UNIFORM COVENAN'fS. Horrowes end l,ecider coveriant�d agree as foitows:
<br /> c.� `=��` _ 1. Pg,yment of Prtndp�l and Inte�e�gtePaymeat sud 1.ate C4srges.d ia�wer shaldue mimd��e���due t'Ite
<br /> Q priacipai of and iniecestan t6e deLt evideuceA bythe Note and atry prepayment, cLsiges
<br /> t. Fttnds for'Ihxes mnd insurano� S�bject to appticaD2e law or to a wntten waiver ay Lender:Bomower shal�pay w
<br /> � �'yP E t� ,� Lender on the day momDly�payments are due under the Note.until the Note is paid in flill,a sum("E�nds")for.(a)yearly
<br /> ,,_ ; �.
<br />_ - - =°�. taxes and assessments which may attain priority over tQis Secarity lnstrument as a hea oa the Fropeyty.(b)Ye�riY teaseho2d
<br />— .a..`.:"<,,.
<br /> �„a".. . ..:>,;�. � .-;.:�`�� payments or g�ound t�eats.on the Ptopeny,i€say►; (c? Y�Y hazard or progeny insuianoe piemiums: (�Yearly flaod
<br /> _ �+�'` ��:_�_. ��. ��� insurauce remiums,if an �nsurance p�eIIUUms.if any:and(�anY swms[iayaDle b Bomower�to
<br /> �:.;.;:.��;:<,�.< .�`:�. s� P Y'�te13�Y��8e y.
<br /> ��k.-�.': . :: 'G..�.�f.k. K��r.iA aocordance wid��the provisions of palagraph S:in lieu of ihe payment of mongage insurantce preauums. 'lltese
<br />_ ��.:. f.::,.: .:..:.> • items are calIed"Escrow Itcros" I.ender may,ai any tirae,collect and ho2d l�nds in an amount aot m exoeed the m�irnnm
<br />_ ..;i�.r. `
<br /> � . __ amount a teader for a federally related aiortgage toan map�+equire for BomowerS escmw aocow�i under ihe fedetsl Real . .
<br /> - �' ��-�"��� � Fstsie Setttement Pmc�edwes Act of 1974 asamended fmm time to time.t2 U.S.C.$2601 et seq.("R�PA'7.imless ano�iei _
<br /> �`�` .�:.:��.��`_,`�`°; law that applies to the Ft�ad�sets a lesser amount. if so,I.end�er may.at eng timc,ooltest and Bold l�ec�sin an amouat not to .-.
<br /> ,L:•��` ��;- � -.;��:�' exceed the lesser amaunt.: iander may,es�neace the aznouat of Auids due on tde$a�of�.data and c+easonable
<br /> _ , , rt:. ;�� .•
<br />_ •• :�. J._;.. esavates of expenditures of-fud�ie Esrmw it�ns or o�herwise ia accondanoe:wiW a�iplic�"�law.
<br />-- ' '' ��_.;;.<.=.e; . ' '[Sie Fi�ads shalt be heId�Y�ui iqsn�inR whose deposits are insurc�Q.tiy a.fedet�'agency►.�sisume�tatiry.or entity. ..
<br />_-= �,.��., :,.•�:' :�..y � (including L.ender,ff Lende7 is such an inst�Gnn)or in eny Federal Ho�f�ri'Bank. I.ender shell egply the�ds to Pay :
<br />- ,;.. `�. ::'_:.?`.>_. �::- the Escrow Items. l.ender may not cimr�c�vnower for hoIdiug aud a��mg the Funds.anaaallY analyzin8 d�e e.cc[ow
<br /> ' '�':�� "� accaunt,or verifying ihe Esa�nw iteras,unIess Lender.�a.ys Boitower iaterest on i�:�tnds arid applic�ble[aw�eimits
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<br /> 1_ ,;` �,_,,�� , �,:�, I.ec►der to mahe such a chas��However,Lender may se�re Bomuwer to pay a ou�ne charge far an iadep�.�t real
<br /> estate tax repo�ting senrice usedby Lender�n connectiai��this toaa,im[ess applic�.�w provIdes otdeiwise.�.¢e;r.ss aa
<br /> ��`-_�,,.`.=: agt�ement is made or applica6le l�w r�uites interest td 6��iid 1.eader shall not be�equind to pay,Hasmwer any i�itemst or
<br /> ,?� '� : '. .:_:.`� - eamings on the F�nds. BomogiP�pd Leader cnay agrec:iir`wnting.Aowever,that interest shall be`patd_on the�n�.s. Ixnder
<br />- r�` � shatl� ve w Borrawer,without
<br /> - �, ,, ° :"°;'�.-.:`�• .:,`. . 8� c�arBe.en annual acoouasiirg of tl�se Fhnds.showing ctedits and de�s w the�uds and the
<br /> . �.�• pcc�ose for wh[ch each debit t»ti"ie l�ads was made. 'tLte�nds ane pledged as addi�►�al securiry fo�all sums`��tted by
<br /> � . . : � t1i�Sectuity Insmunc�� : , ; ' '�'`` '��=
<br /> � � . � ' .� �f thee �nds held by�I,ere�r exceed the amounts pemiitted to.be held,by a�±r�ie law,Lender shalt as�ouc+t W
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<br /> � _ ���:�'; $anower for ttce excess E�nds�in accardanoe wtth the cequuements of�`scable lAwr If the amonnt of the I�ads held 6y.:. : .
<br /> . � ''' ` '`-'� ` . L'.ea�e�at aay time is not suf�aent ro pay.the Escrow Items when du��3er may so notify Boriawer in writing,and,�i�; . :•.
<br /> �.:` �.• � " � sus€�case Honuwer shaU par.m l,endec.t�e,amount necessary to ma�e:�the defcc'iency. Boirower shall make:up t�Ce. ::
<br /> � � '`�:'`'� ..'� de�cisn in no more than twe�ve mon inenta,ai Lender'�sote discieaoa •.. : � . . .• :
<br /> ,�xY,,_ r . :
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<br /> �;�� . Up n payment in fuU of aiI s��ned by this Securiry Instrument,l..ender sbail promptly cefund w Bosra$�a��. •
<br /> . �-. ..:�..;�; Y 2 cq P �s�7�.•.. ;
<br /> � �':. � - Funds hetd b I.ender. If.und��aaragrapl� l,t�.nder shall a uire or sell the Property,Lender, dor to the
<br /> ' � ' sale of the Propercy.shall apply any �utds held by i.ender at the time o€acquisition or sale as a credit agatnst the�stims.
<br /> °' i., ;`,.���,' secumd by this Security Instcumea�
<br /> `� ; • � � � - 3. Appfication of Pgyareats. Ui�tess applicable law pmvIdes otherwise.all payments ieoeived by Lender under
<br /> _ } � paragraphs 1 artd 2 sha11 be applied:first,to atsy pnpayment charges due under the Note;serond.to amounts payable under
<br /> � .. paragraph 2;third,to interest due;fourth,to principat due:ar�1ast.to any late charges due urtder the Note.
<br /> _� f : • � 4. C6arges;Ltena Bo►rower shaU pap all nxes.assessmenu.charges. fines and impositions ataibuta�te to We
<br /> Property which may attuin priority over this Security In�:n�and leasehold paymenu or ground rents,if any. Boaower
<br /> = . � . ' . shall pay these obligations in tha manner provided in para�b 2,or if cnt paid in that manner.Barower shaU pay them on
<br /> ` � time directly to the person owed payment Horrower shat�promp8y fuc�'ssfi to Lender all norices of amaunts to be paid under
<br /> � '-. . :;;�;k';+{. • � tliis pet3graph. If Borrowe�makes these payments direc�¢tv.Borrowec s'�all prompfly fumish to Lender receipts evidencing
<br /> •'.;.:�'.:'?;s,, the payments.
<br /> • ..,:�.-_., .
<br /> �•� ....
<br /> _�. j''��i:{..;�i.i`.e��
<br /> ,�,.,�.i.;,,,,��,.�,•�-,,:� Homawer shal!pmmptly discharge any lien wh�ch has priarity over.this Security insttument unless Borrower.(a)ag�ees
<br /> . .`•:���r.��,�':�:,�;•,. in writing to the payment of tha obligation secured by the tien in a manner acceptable to Lender,(b)oontests in guod faith the
<br /> • • } �• lien by,or defends against enforcement of tha lien in.legal praceedings which in the Lender�s opiniom operate to pt�event the
<br /> ',, .� ' �<<`r enforcement of the lien:or(c)secures from the ho2der of the lien an agreement satisfactory to Lertder subordinating the Uen �
<br /> .� ' . ' � , to this Securiry InstrumenG !f Lender deteanines thut any part of the PropeRy is subject to a lien which may at�ce priorlty
<br /> • � � over this Se¢urity lnsuument.Lender may give Bo�rower a notice identifying the lien. Borrower shall sadsfj►t6e i�eu or take
<br /> ,,i ,< .', , ,� • one or more of the acdoas set fonh above within 10 days of the giving of notice.
<br />_�; j'•, • � 5. Hmard or Property Insueanc� Bormwer shall keep the im�svements now eaisting or Pr�reafter e�ected on the
<br />- ' ; . Prope�ty insured against toss by fire,hazards inetudeA within the tenn e�aded coverage"and any other hazard.�,including
<br /> . � . , floods or t�ooding.far which Lender requires i��surance. 11iis insurance shall be maintained in the amounts and for the '
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