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<br /> TpGE7'f�'R a►rr[�[ �1�� aoa amicia�s slau�Isu be cavened b�r 1�secoricy .
<br /> � aod-fixomes now or.lx�foera pAit o�tbe pto�eity. AU rephcetneots �
<br /> I�=Att at tbe fooegoing is ieffared ta m this Seca�eity[asuument u tbe°Ptopercy.° ..
<br /> � � �O1tROWFR CQVEN!lNTS ttu�t Batmwer is lawfuity seisod oi the est�te he�eby oonvGyed and f�as the right to gtant
<br /> . aod calti'e1►tl�t Plrotre�tY and ttu�t tbe Ptvpettg is wteocum6sned exrrpt fer enctimMances of�cad. Borsower wanants and
<br /> •- w�I defao�geaerailY the i►t1e��e P#aperty ag�st all eWimsasdtlrmu�ds,�ublect ta�n�r a�cumi�s of c�ecord.
<br /> 17�;��EJItI'['K tNS'iRUMEi�'F combines unifam covena�us fa mtiao�l usG and aoa�nita�m covenant4 with
<br /> �ttF4d M���ii�to t�a wufamsau�►1Y in.sut��ent ca+rccing�ral pc�erty. :
<br /> ��VI�pV�Tq1�1TS.Bomuvirqr�nd Lender corenant and ag�ee s�fdlaw� _
<br /> !. A!�!!�t�[�t�t s.it I.rR,+e�t:Prep!�1�a.�I.ats C.�S. BExrower st�aii prana�Y P�y�aee cue
<br /> • � priocip�l q�m�:�c�u thadedcevidmced by ti�Note�d�nY�P�Y�pt�nd:tate cwr8es�ur w�ckrthe Nate.
<br /> �: �ia.s,'13�e.s�i�awr#�• SubJ�t[n apQlica6lc larr a wa writaen waiver by i.ender.Barower shali�p to
<br /> = tendec uQ.�da�.m4lMtilY�ace duc uadet the Nate.�ml�tfie NQte is paid.m fWb a surEt l•"Fundc")for:(a)Yru1Y
<br /> mces aad as�po�ts_wdich u�aY?mun,P�tY.over this Secudry tastrumenc as q l�en on the Pmperty:@)yeazh'.kasebold.
<br /> ut�urrnce prcmium�tdl Y�Y.��
<br /> - psymeds a�:rcnts aa t6e �rapeny. if.ailY. (c)Y�Y �°�P�P�Y� e b Bo�uwer to
<br /> inuuancc Piemiams:�:autY:ts)Y�Y �&'�8a.�u�P�ums.�f any; �nd(8 any sums paYabl Y,. . . � :.
<br /> - L�r in acconta�ce q�ith tbe pmvisions of paragraph 8;in lieu of the paymeat of mortgage insurance pmEa>?ar��1:bese _ _
<br /> ' �ms ue caUeQ"�idvv�tems." l.ender may.at az►y.time.coUect anct hold Funds in an amUunt not w exceed die�i�jwn ,
<br /> _�- �mount a Iendee foF;a•federalty mlatad�ge loan ma�re4uire far.Bonower'�escrow account under tLe fedeiat Real� . . .
<br /> . Fstatt Settlema�t ;;P�RS Act of 1974 as amended fc�pm time to tane.l2 US.C.$2601 tt seg.C'RFSPA"),tmkss another -
<br /> "= law thu applics 30�ae.Far�s sas a lessa amo�ra�.tf so.Lende�may.�t any time.coUect and bold Funds ia an amount not to ;
<br /> — excad the ksser�t. l.ender may esdmata.the amount of FwKls�dae on the b:�is af carsent dat3 and teasonaWe
<br />_ � esumate,c o�ezpmdiEtires of futurr Escrow Items or aberwise in accordanee with applicable Iaw.
<br /> " 'M'-:�shal!be held ia a�-iatliwdon wlase de�os,its are iasured by a federal a�eitcy,inswm�a[aliry.ur entiry .
<br /> ''` uic �der if�.enrdcr is s�a�institution)or in any!'r.dcral Nai�e l:oan Bank. lxnder sfiatl apP1Y the FundS r��w� ,
<br /> (' h�d"si�..... , . . .
<br /> � t1�e Fsc�u':�m�.:,��s�Y;�c�aBe Borrower�or hotding•:ind applying thc Fvnds.arimially aaalyzing the es�,,�.,.;. , ,. _
<br /> `' ��tr���.r;�seTe�s.'.��.�{ns,unless I:ender p�ys Batower interest on the Funds and applicable law pr��': ` --
<br /> l.ende�"f�.�e s���rarge. HcFwever.Lender may requice Borrowei to pay a one-time ch�ge for an independenE r'..:h . �.—. -
<br /> , .�; estat�¢�'1.�c�poct'in�s:�.�Ice used t�,t.eader in connectiaa with this foan.anlcss applicable law prov�des othe�wise. UnIess�^. � : , �
<br /> agroer.�G:s made o;applicabte ta�i�uires intaest to be paid.Lender shalf nat be requind to paY$orrower any intece�i v�::� .. ^: ��-
<br /> eamir�.�tn tbe Funds.. Botrower and Ixnder may agrpe in wnnng.howevcr.ihat interest shall be paid on the Funds. ir���r �--�
<br /> . Shail g�v�ta BorrB,�arithout charge,an annual accounting of lf�e funds.showing credits and debits to the FurWis and the -
<br /> ' purpose for,whficl�,�.debit to tht Funds was made. 77�e Funds are pledged as additional secudty for all sams secured by �`�� i
<br />'='--��,, this Secur'sty 1�
<br /> ,;.:_ If:ine Funds het8 bY 1.enQer eaceed the amounts permitteA to be held by applicabi�.law. Lender shAll account ta � =�
<br />- Bocroa�€�the eacess Funds in�cordance with�i�tr�lulrCm�nG�c of applicable law, if�iha amount of Ihe Funds heid�y ___:_ "
<br /> i,eade��t;a�}�,time is twt saffc�ieQt zo.pay the Escrow Items when duv.Lender may so notify�arrawer in writing,a�ia �,��:•t --- t�.
<br /> � such cas�.��wer shall p�Y ta,Fxnder the amount neces��ary ta mak�up the defeciency. Bortower sba11 make!�.ek� y.��. � __
<br /> deficlency�n na mara r�an twetv�monthly payments,at Lendcr s sote di.u�eGon. " •'.' 4�3,,f,�� ` ' � j--
<br /> Upotr paymen:,,i�full of ai�sums secured by thiti Security Instrumen�Lender shall promptfy rePund to Borrawer`a�sy , �F h±.�� • �
<br /> � y y� �nds h�t�.by Lender. tf.under.g�ragraph 2l.Lender shali acquire or tie��t1�e ProPortS'•Lender,prior to die acguisition vr • � � !,F:�t,�r';'' .
<br /> - ..r.,r., ..
<br /> sale of the Properry.shail appl���ey Funda hetd by l.endet at tho time vf acc(uisition or sala as a credit agaiast tke sw»s .;•-�.5{��;�;�tr: __
<br /> securedlry this Security Instrume� - if`����-�
<br /> ;: �_rrinxwc,,__
<br /> 3 Appticatba o(P�ymtat� Unlesr- appticable law provides othcrwisc.aQ paymeptg received by Lender�.�der , •:��;.��•`•:=.���-
<br /> . , .:•��:n°, :.
<br /> paragraphs 1 and 2 shall be applled:�r!�ti.to any prepayment charges duc undcr the I�tote:second,to amounts paya6ie ander . :.,�s���`,�-�
<br /> . ' . ..j..,,;
<br /> paragr�ph 2;third.to interest due:fwrth,ta principal due:and las�ta any late charges due undcr the Note. .. :.,;; ._
<br /> ' � 4. Cbarges; Lkns. Sotrower shall pay ull taxes, assessmentc,chargec.fines and impositions attributable to the _ :;�:_-^
<br /> � � ' Propetty which may auain priority over thic Security Instrumenl.and learehold payments or graund mnts,it any. Borrowcr s.-<��;�. �
<br /> s h a l l pay t h e s c o b l i g a t i o n s i n t h e m a n n e r p r o v i d c d i n p a r a g r a p h 2 a r i f n o t p aid in that manner,Barrowcr shall pa y th�rt on `.�'��Li��,��'
<br /> � t�ma diriectly to the persan owed payment. Horrower�hal!prampAy fumish to Lcnder all noticc�of amounts to be paid i��sr ;�;�``"`.:___
<br /> • � ' this paragraph. lf Borrower makes thesc paymentc directly.Borrowcr yhall prampUy fumi+h to L.cndcr rcceipts evide'r::�g
<br /> , the paymen�c. , , , ";
<br /> . Borrower s6a�F�mmptly discharge any licn which has privrity aver this Security instrument unless Borrawer.(�)agees, ,_ � `+ . , _ _
<br /> • in writir,g to the paiysrtenl of the o�tigation securcd by the lien in a manncr acccptabla.to I.ender.(b>contests in good faith the , .;``'��. .�.;,�.
<br /> 1iea.6}.or defendsa^ainst enfarcemenl of thc licn in.legA1 proccedingc which in thn Lender's opinion operate to preverti�'�: :�� ' �"T_
<br /> ,'�;.; : .e:��ccxz�ent of the�fi�eh:or(c)scc:ures from the holder of thc licn an agreemeni xatisfACtory to Lendcr tia6ordinating dre l'u.� � . t j : _. ,
<br /> �'',�''+ • t a c�s S e c v r i ry l rw s o n m e n� ]f l.e n d e r d e t e t m i n c s t h a l a n y p a n u f t h c P r a p e t t y i s s u b j e c l tu a licn which ma y attain p ri��rit y ! . . _-
<br /> .,c;,-: ,. ,
<br /> , .�;:w �, over�.his Sectuity fr�.�ument.Lender may give Bonower a nalice identifyin�tho lien. Bonawer shaQ wti�fy the lien or take �
<br /> �:;•,�. .r;�; oze o�cnore of the actions set fonh above wi�hin 1(1 days uf the giving o f nnncc. � . ,.
<br /> E, ';�_"���••�� � � HaTard or Property Insu►Anca Horrawer tihall kecp thc improvemcros no�u existing��r hercafter erected ort ehe � • , .
<br /> ' ��`'`� �'CC�e.sty lnsured against ioss by fue.hA�ardy included within the term"ci�tendrd covetage'�nd uny other haxatds.incIu�li..ng . � ` `
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<br /> ..,� :'r-:.� �Toeds or floading.for which l.ender reyuircs in�urunce. Thir in�urance�hall ba m�intained in the amoums and for.che :
<br /> .�, Furm30ffi 9'!0 lpa.ee'r�Jb�rttea! �,. • . „ �
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