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200404671 25. NOTICE. Unless otherwise required by law, any notice shall be given by delivering it or by mailing it by first class mail to the appropriate party's address on page 1 of this Security Instrument, or to any other address designated in writing. Notice to one trustor will be deemed to be notice to all trustors. 26. WAIVERS. Except to the extent prohibited by law, Trustor waives all appraisement and homestead exemption rights relating to the Property. 27. OTHER TERMS. If checked, the following are applicable to this Security Instrument: NYA Line of Credit. The Secured Debt includes a revolving line of credit provision. Although the Secured Debt may be reduced to a zero balance, this Security Instrument will remain in effect until released. 1X Construction Loan. This Security Instrument secures an obligation incurred for the construction of an improvement on the Property. NYA Fixture Filing. Trustor grants to Beneficiary a security interest in all goods that Grantor owns now or in the future and that are or will become fixtures related to the Property. This Security Instrument suffices as a financing statement and any carbon, photographic or other reproduction may be filed of record for purposes of Article 9 of the Uniform Commercial Code. NYA Riders. The covenants and agreements of each of the riders checked below are incorporated into and supplement and amend the terms of this Security Instrument. [Check all applicable boxes] NYA Condominium Rider NYA Planned Unit Development Rider N1/AOther ......... N/. A ... ............................... NYA Additional Terms. SIGNATURES: By signing below, Trustor agrees to the terms and covenants contained in this Security Instrument and in any attachments. Trustor also acknowledges receipt of a copy of this Security Instrument on the date stated on page 1. ... '... ....!.! .......... ............................... (Signature) / LEAH FAI BANKS .. , ........................... (Signature) /s/ GRANT FAIRBANKS ACKNOWLEDGMENT: .............. (Date) (Signature) V-1411-40Y ...................... . (Date) (Signature) STATE OF ...... Ne1a.Iret&kA ................. COUNTY OF .........H;01.................. (Individual) This instrument was acknowledged before me this .....N.t'%!'N.... y da of ........ Jd- F.Y..i..l.... by ...... /,44.6 ... ..... a." d....( i��ritva .�-...= a.i.r...la.ak......... My commission expires: 6'31 —off When recorded return to: GE Capital Consumer Card Co. HI - Mortgage Recording Dept. 332 Minnesota St., Suite 610 St. Paul, MN 55101 WO- 2- \�) -V-\ 10 _ 1994 Bankers Systems, Inc., St. Cloud, MN Form GTH- MTGLAZNE 1/8/98 (Notary Public) �RtZ1('ksoN (Date) ( Date) 1 Ss. ............ .2004 GT -15 -28 -090 (11/97) (page 6 of 6)