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<br /> _ �a,, '.�:..,_�� _ �� . f����..�:��• �i 1feul�easvrYtaGex.it:tecer�l _ �i.�A�A�,�. � . . — -
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<br /> b� .r��:�-��.�;y; . and ia iaoo�pocaud iatoand shaU 0e dean�d co uaead and mppiemmt�IIa Mon�age.Qeedot Trust.ar 8ecurtU►Dec�i Me"Se��Y tnstn�meai"1ot ` _-- _- --
<br /> ,°� . .:;:;>:r� �same date gt�crt bY m��nda�ned Me••Horrovv�"1 to aecm0 8mro�ec'�A�nsuDte Rate NasR ttha"Note'9 to HOMt F,��Q�Q . --�_----_-_----
<br /> ,-,�`::,�{.���;,F. . IStANQ Sthq"l.eadcr'�of the same�te aad mverin8�OroP�T daafDed in tAc Security[nsm�ment tnd toented u: ' -_--
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<br /> �{A.?it`T � �L`C� ♦ � . . 1 � . �`sf�i�6cTSl.lri.�_
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<br /> ; ; r :5 _r;:: Q�ymetlU.YEiscia0�►e[smOjeaS��tamotlnlmyiut�FStrsltecYneE�ygsttio�oaetl�ttaii . �,:*
<br /> ;.: •` ,,� �ymet "� , ;c"�$
<br />_ ,,..t.:- - :�`:. �r;• ahOtLe�m�dt�x�estielm�xstWY• �` .�+..t. .��.;_
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<br /> 4 :� �� .�'� R":^;= ..;''ADDTfIONAI.COVENAKq'S:iri ad�uon to the covenacats and a�ts made in the Savriri►Instrument.Borrowa aad[.end� �� .s ����"'�
<br /> �� .� v Y �, c ,•;`� flntLerooveoant aad agraas folloar� • • ' ?"��'� rY ��� f
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<br /> Y .�t� ��•.. � ' . c �4� eul �i,�..
<br /> ''_ '� ' }''" TE A1VD MtDNTHI.Y PAYNff•NT�HANGES e.�S�".�.rR c*s `,
<br /> 4 `r :' A. IN?FdtEb'T BI! ' �
<br /> :� ,.- a.s75 r-��:� �,r�
<br /> ?:�`. the Nate provides for an iaitIal intesat rate of �6.Sectioa 4 of ttre Nate pmvid�far char�ga i i r t L e i n te�t r a t e an d t t�e �:� f„ �
<br /> �� .. ... . ..�i• D1(Atl �34f011OWS: . � _ . `�. '-� '� :kw�xa�r���
<br /> � t�,. :I:�.,. ..�: �YPaY►neats z :. -����_ _
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<br /> �:���. � _4_.��-_
<br /> J c`�°� ? �`t%' d /NTEREST RATE M►D MOMNLY PAYMENT CNANGL�S �
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<br /> '� r i�r�+� �� ° . ;•: ..tA) �IIaLn � , . . . ,
<br /> �1��4 ����'x f <. 3'heintaeStratelwiUpav�cUanSeonthefustdaYUf NOUE(YiBER ,19 s4 .azedon�¢c'sY��+!►.' � ���''`�,: �. --_.
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<br /> _�:,`�`��.��" �r4'1: �Z moIItbs t5eieaflter.Each date on w�ich my nn�est rate could c6aa�efs called a"Cbange Daze." �a��`�4F ` -
<br /> £ 5 r 2'`� lH� '1n!�IIdlE . . C��'��s .
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<br /> '�• `°{ • gtginaing aith tne fust Cha�geDate.mY s�Ae�S rdt4 will be b3sed oa en Index.l'Ce"Indes'is the weeklg ati�rr�geyield on"tJnited States , • ; r .
<br /> <f C . �+�'��y � '_--
<br /> � -�' �:'ltms�ry seeurlties adJusted to a ooa�ant�f o��Year.a�made available by the Federal6es�re Saa�d.IY��ast teomt ia dex t�ue.. ,��. � m
<br /> �'.. � '.•: L <�.�,� . .. ' .+a �';-��e
<br /> =:.f�,�:��� ,�'r�. • °�a�'Iableasofthedate45daysbe�oieeac�Cha*„g,eiDate�srdiTedt�"(.turentindex." . ��` ,
<br /> �� �"'""�� ,-- ... .1f th�Inde�t is no lon�eer ava�abte.tP.e Nae ftoSdec w11 c�a�ase a new indae wAIch is€��cl�upoa c^��raa�:infmmauon.The Nnts . `�r , � t��: s
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<br /> v.���'Yttf�,, { r NaldexwiUgivem2daticeotthiscQoica � � ,~�i��
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<br /> ;�12 �.t�`I t' � . �\ . . � . . . . .. . � 3CS..
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<br /> � '. � ��if�` <<[� , � 1A �t�tiunott�aages TWQ AND ONE—HALF e' ' �;�'�[ -
<br /> �',� "��" ' 8rfoceeaeltChanBo pate.t�el�'�te IIieldera�l'cc�Tcu[ate t4Y near interesc tatebYaddin8 Pa'�� i�tiq�.
<br /> r � �=;i.� p��( 2•5 90)to theQ�c.mt tadexaad r�B co�he aearest t/8th oF 1%,subjecs to the Umiustated ln Sxtinn a(D)bdow. ;1�'s;:, '�=
<br /> - 7Lis muadedamount wiU be my new interest race untT tde a�xt CAange Date. � ''°°.s
<br /> ' •'� • � � ?[te Note Holder wiU then detemrine tbe amoant of t8e.moathly payment that would be suffidait to repay in fltll ihe P r i n c i D a l I am '.; ,��'� . � �l,.�
<br /> ,..� � •.;: `.. __: - ...
<br /> . „�,'r�_��� ; , e�cpected to owe on that Change Date in substanti�Uy equal pAYmenu Dy the maturity date at my new intaest rate.The rdult of this calcWaHoa :,, _
<br /> . . ,- wiU0eth0aewamouatotmymonthiypayment. .. ',t�::; •
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<br /> �; i " ` (D) lJmib onlnhrat R�teCh�age� . �:�;.;',.
<br /> R 6.875 �'o or tess tAan
<br /> ,� {.. - '. . �� T4e interest rate I am requ(rcd to paY at tAe Cr�t.Change Date will not be grcater than .. _
<br /> � . ordecrra�edanan�si eCh eQateOymorethan � � ':�I.
<br /> ; , 2•8'� %.77terpRer.my interest rate will never br increa+ed ) �8► �8 • . _
<br /> } '� � .( -Q2 `�1 fromthemteofinteratlhave6eenpayingfor�f:o.yreceding�wetvemomhs.Theminimumintercstrateonthisloanwillneverbe : ����`�_=
<br /> ; . � ��� 2.875 �lo and the ma�cimum interest rate wHt In:ver�e greater than_ 9�875 _�/o. ` �^•� �
<br /> 1�;, . • . . � �..._ `':';
<br /> � (B1 EtfectioeDmteotCdange� . . `'�
<br /> � � �. My new interest rate�vil!bccome effective on each Charrpe Date.l will pay the amoum of my new montAfy paymrnt beginning on tAe first , ' .' �
<br /> - - ' «=( monthly payment date aRa the Change Date until tAe amount of mSrmonthly payment changa agaia. . : �
<br /> . , �,;, ,
<br /> �_r �. , �,. . .
<br /> • (F! NotleeotCNanSes � _ .� � .
<br /> i , The Note Holde�wili mail or deliver to me a notice before ench Change Date.Th¢nuticc will advise me of: � , • •
<br /> •. . (i) the new interat ratc on my loan as of tAe Chnnpe Uate; _ .
<br />.-� ' � • (ii) theamountofmy monthly paymen[fotlowingtAe Change Qate: � �`
<br /> . ,, �• , • � (iii) eny additional matters which the Note Holdec is required to diulose;and �'•` �' �` ��
<br /> " � � � (iv) the addras of the auoeiation you wutd conwct regarding any questions abou�the adjutitment notice. � . ..�>�� �
<br /> 'T � ��. � �.! . � ; �,`4,•i,r`' ���.'
<br /> . �''• . � � ; @. CHARGgS:l.IENS , �• .
<br /> ,S-...':�.:. • , .
<br /> �; UniformCoveaant4oftheSecurityinstrumentisamendedtareadaafoltows: -�':'=, • �
<br /> �.:_: .. , . . � �'�` '1;." ;..y;�'� !
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<br /> t:� ' I.(�uugn;Lt¢m.Boao�ver shall pay all taxes.a�sasments.end other charges,fines,aad impositions attributabte to the Property which may ,.c•_„. _ .,� .
<br /> :7f - g 7ti_.t - .
<br /> attain a prtodty over thi�Security Inswment,arzd leESCdotd puyment�ot ground renu.if any,in the manner Dro�ided under paregreph 2 hereof
<br /> " r.�� � m,if aot paid in such manner.by Boaower making payment,�when due,direcdy to thc payee ehereof.Boaower shal!promptly furnish Lender
<br /> � all aodces ot amounu due under cEris paragreDh.and in the eveat Borrower shall make payment direc�ly.Borrower aAaU promptiy furafsh to �°����'
<br /> _ _� ;,};.•,:�:,,�.... ' .. Q,�3er reoeipts evtdettdag sucQ p�ymente.Boaower shali'prompdy discharge anY lien which has pdodry over thi�Senuit8 tnsuummt; ;�;: •
<br /> ' � ' '~'` ~�� ' Aowever.BoTrower ahaU not 6e requircd to di�harge any�sucb lien so long as Borro�ver.(a1 ehatl agree in wriciog to the payment ot the
<br /> _. ' obiigaflan secured by such lien in the manneraceeptable salxnder:(b?shall ia good lalth contest auch lien by.or defe�cd agaimt enforcement of , : :
<br /> - ' � • ' such lten in,tegal proceedings which in the opinion of Lender operate to puvent the enforcement of the lien or fodeiture of t11e Properiy or aay �.
<br />-:; ;"��.y,�.�,;_N�.� %;` ppa�rt�.��thafe_o-f;or(c)seati secure from the holder ot ruch ilen an agrcement in a form satbtadory to Lender subordlnating sucD Uen to tAis � ' •
<br />�_ie!' �•3�. ' :..'.AL'+�.: �7f.Fl�f1 Nu�{�iQ�� � ' •
<br /> _�- i:t.:_ �d. �' � .
<br /> G. :.. .:sr,'�
<br />_�,. ,:,..:.,{,`;,'>�.,:��. If I�mder detmnina that ell or any part of the Property is subject to a litn wAich may attain a priority over tRb Socurity truirument. , .
<br />_�� �*:�>.•�s«,,+�� Latdae ahall girr Borrower a noda identifying suct�Uen.Borcower shali satisfy s�cch lIm or taYe one or more ot the actions set forN above •�
<br />�� �� A��C�� ��. wtWntendaysofthegivtngofthenoNce. : ' . .
<br /> ^�;�'i�l.'•i.�11�_� - � _ ��., .
<br /> _ z,�i�;�-''t_''iV.`_:c NOTICE �
<br /> �' '''f"• :,;;.��';. �' `i. . . . .
<br /> �r��`' . Wti�ormCovenautl4oi�heSecasieytnmumentbamendedeoreadasfoUows: �''' �
<br /> �`�V�. '
<br />- `"r:�� �� . �iVatk�Fx•a�for anJ nctiir ieqoire�!mrdr�ayDk�bte law to be gtven[n attotLer maantr.fe)any notla eC Borroner provided for in this •
<br />�;..` '� ` SeauritYlnatta�a°nLS3iallbegiv,ea�yddiverin�i¢qrAymaillngitbyCirstclassma7coBoaoweQatthePropertyAddrasoratsuchotheraddtess .. =4�}"��,.
<br /> - .,'�a�gourowa brdy�feaignate try notke to LwBa a4 provided hemin,aad(b)aoy aoda to Leada sLall be gtven by first ctav maSl to Lender's ..
<br /> �address stat�d Ludnor to such othaaddr�s as l.ender may deslgnate by notice to Bortower as provided herdn.Any notice provlded tor in thls � •
<br /> :..,' . . .
<br /> - � .. . .._.. . SocutltYltutrumentshallbed�metltehavebeenglveutoBorrowerotLenderwheagiveninthemannvdeslgnatedQere(n. '��•� . . �
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