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<br /> a �Y h�:�. ` TO(38THSR WrfH all the improvements now o�heeeafter erected on ttte property.and all easements.uPpurtenanaes.t+icd �;z°:--
<br /> _ ��, : ;;�` W fH -
<br /> t\ �`�;� fixWres now or here�fter a part of the pmperty. Ail,zeplacemeats and additiops shalt efso be wvcrcd by, thla �ecurtty �''�'' °° -
<br /> Inst�umeat.All of the foregaiag is referned ta in this Security Insdrument ac the'Pm�tcrty." ,3 =�'
<br />_ . JC�.. - � Cl-:v�.3 ' � --
<br /> — ' -- -- RQ�ge1�IfFiB C4Y�AI�FT��st�wer is�e�€uLy:s:is�t af the essste 2�lsy t��e;ed a�x!�s ili�tl�t to grant and '�< :t,�
<br />�.'t f�.. ._;. ..." �� :.� � � rnnvey the Property and that the Property is uaeacumbered.except for encumbranres of record. Borrower warrattts and atill ' _"'"''-=��-
<br /> � � �I� - . defead genersstily the[Itle to the Property against all claims and demands.subjoct to any eru�umDmnces uP recocd. � �: �
<br /> ��.�,. . .,1,, ; �n�� THIS SECURITY INSTRUMBNT combiues twifoma eavenants for nationatase nnd noa•unifum�covenant!►tvith limtted � ,. :`� � _
<br /> - ;.�;. ,: -r;��,' v a ri a t i o n s b y j u r i s d i c t i o n t o o o a s t i t u t e a u n i f o m y s e�v t d t y i n s t c u m e n t r o v e ri n g r e a!p m F e rt y. ��;:�: .'��"�
<br /> ._?'`, :`=�:. U1VffORM COVENANTS.Bonrower and Lendec co�tenant and agree�s foltaws: "`•'�`� ==�'_�
<br /> _�' w�:�Y_ 1:Paymeat of Pjincipal aad tntere�t;Ptepaym�ei an,d Late Ctiarges. �orrowcr shall �romplly pay wl�ra Juc the !�- �fi = =-
<br /> '�:``'` �� principal of and interest on the deDt evideaced by tiee Note and any prepayment nnd tate churges duc under thc Nate. . . 1�. � q-�
<br /> — .: 3:�ads for Texes aed Insn�ance.Subjecc.to appl�bte!aw or ta s�vritten t+�iver by ta�er.�rruwer abul!pny W r= ..s.-
<br /> •'s" Y } :�e r o n t k e d�g_m o n t h l y p a y m e n t s a i a d u e u n d e r t h e N o t e,u n t i l t h e N o t e i s p u i d i n t i i t 1.u s u m�"F w i d y'►f u r:1 u)y c n t l y t a x e s � .•� �_�e :�
<br />-- -� �;� .... r• � . �.:ardassessmertsivhic�may attain prio�tty ovBr this Security Instcuutzat as a licn an.the Propeny:(D1 Ycarly tcasch��ld.p�►ymcnts ����`�-,.:,�,���1:_
<br /> �f .t>;� �oi ground centson the�cop�ity.if suy,'.(a�Yearly+t�azard or pmperty insuranoe premiums:(d)Yea�rl flood.ensumn�r r�miums. ' �• � ; `�.� . ' �* =
<br /> ' ��_ : Y P 6 . x��-: � ._-
<br />_ �;` , :�. .. ���; � . ��Y+(e)YearfY moMgage imznFance premiwns► if any:anc!(�any sums payable by Bonawer ta Lendcr. in uca�rdunc�e�vitR :�� rt �,� _
<br /> � 4 �.• the pmvisions of paragraph 8;"in iieu of ttie payment of mongage insurance pt�emiums.TAese items nre calted F�rmw Iccm.g. ��� :
<br /> = �� x`�a` ""' `� I.ender tnay, at any time.collecc anii:hold.Funds iQ an amount not to exceed the maximum umount a Iender fur a federall
<br /> ,� .;Er:�.•,� ` � Y � °• " ,tir.�� '
<br /> �� �-_"�� ��t: °"���' retazed mortgage�toan may reqvire.for.8o�sower's escrow aocount under the federal Real Estnte Sentement Procedures Act af � �2�� .�.•..-�`'�
<br /> � .< -.•- � . <; �
<br /> t :• 1974 as amends�i from time w ume:12 U.S.C.Sectioa 2601 et seq. ("RESPA").unless another taw that upp{ies ta thc �artds ` ��•' .� . �
<br />— a��'
<br /> s�s a lesser amount. If so. �:ende�tiYay. at any time, cot�ect and hold Funds in an amount not to exc�ecd thc Iesscr amount. �f �,�;�t .
<br /> � `"�`� �fi:�n�r may esamate the amouut of Funds due ou the basis of current data and r+rssonable estimates of expenditurea uf fhture � �° ��'"°
<br /> � ` ; ,,,.
<br /> i t�`._�C ' .
<br /> . :� , :_ . ,Es�w Items or otherwise in acco�ce witls applicable law. , `��T,_
<br /> .�` ' �� ,i��r�, � . � The Funds shail be held.iii an utstitution whose deposits are insured by a federal agency. insuumcntality. or cntity ' �� ,,� J!� f�;
<br /> `� ? , �°,��`' � (inc(tiding Lender,if Lender is such an i�titution)or in any Federal Home Luan Bank.Lender shsill apply the Funds tn pay the _ . ��� ;-_
<br />-�fi '.-:�.: ,.- ., Esccow Items.Lender may not charge Bo�rower for holding and applying We Funds.annaally anulyzin�the e.+crow ticmunt.or , r;' •
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<br /> _ � , ' ;!+s:`�'. . yesifying the Fscmw Items.untess Lender paya Rorrower interest on the Funds and applicable!aw permits Lender to makc�ttch - •, - , ,r>�r
<br /> a,�.;``:� .';`� :,��� a e.However, Lendex may req�ire Borrower to a a one-time for an indc ndent real estate tax rcportin service • `` `s`:�
<br /> , . __ _ - ..:�i� � PY �e � 8 ' oF ` • a<
<br /> ,`�;'.��-. ' •,.��� usod by Lender in oonnection witb��this�loan, unless applicable law pmvides otherwise. Unless an agreement is made ar � � . ��• :``
<br /> ''• :�.;� applicabte law requires intcrest to 5e paid.i.ender shal!not be requi�ed to pay Sorrower any interest or eamings on tlte Funds. . ; ,4 ,';�-. �
<br /> ne
<br />= �,�`�i Sumpwer aad Lender may a�ree in.writing. however. that intec�est shaU be pa�d on the Funds.Lender shall givc to Borrower. , ' {'�`'�
<br />_ - ` : . , . ?�- -�
<br />=- :` �. . °. ' ' w'rahout charge, an annual accounqng af the Fuads,showing credits and debit�to the Funds and the purpose for whIch each ,�•.S �
<br /> _ .;;�::;...-. . ��'=-
<br /> `� ` '` :�t,.•.,'�..•� - ' deUit to the Funds was r�lade.The Funds aTe ptedged as additional security for oll sums secm+ed by this Security lnstrument • _ ��-�
<br /> �•� ?�'���``:�•'�,`'� `_..•:'�, if the Funds heid by I.e�er exoeed the amounts permitted to be hetd by nppl�cable Iaw.Lendet shall stccount ta Borrower ' � -
<br /> �:n.' ,: . - , ..,�;•.i� . -
<br />='��� � � �'"'•:+ ;�:��;` for the eicoess Fimds in acoordance witla the requirert�ents of applicabie law. IF the amount of the Fnnds held by�Lender at any •
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<br />���� i ��:;„s:��:. time is aot svf�icient to pay the Fsero�v,Items•w6en due,I.ender may so notify Borrower in writing,end,in such csue$orrawer "c.
<br /> - ,;.;+y... ; ``
<br /> '{•� `. 3�aT! a to i.ender the amoun�aecess to make u the deficien Borrower shall make u the defcienc in no more than � ' ��� ` -
<br /> - `,t:�:,:,..; . . _. P Y arY' P �S+• P Y , _
<br /> - � - :� �. .` ..�!' twelve monthIy payraenta.at l.endcr's�sole discretion. `: -: `'� , :,, ��
<br />_ r ` . lTpon payment in fult of all,suma secured by this Security Instrument. Lender shalt pmmpdy refurtd to Burrower:uty • �
<br /> _ � � ��.����." •�:: Fands held by Lender.If.under paragraph 21.I.ender shall acquire or sett the Property. l.ender:prior to the acquisition ar sale ,. , .
<br />_ . j ; ., • _� of ttte Property. shall apply any Funds held by Lender at the time of ucquisitian or sale as a credit egainst the sum.c secured by � . . '
<br /> � a� � ° �. . this Security Instrument. ;,�°
<br /> � . � . � � ' 3.Apptfcaflort oP Pgytnents.Unless appticable law pmvides otherwise,all payments received by L.ender under paragmph9 • ' � �
<br /> � �� � � i and 2 shall be applied: first._to.any.prepayment charges due under the Note:second,to amounts payable under parugraph 2; � ` ' .
<br />- ' �'� '�`� _ � ' tfiird.to interest due;fourth.to principat due;and last,to any late charges due under the Note. • °'
<br /> '�;.' ; .' • 0.Charges;Lteds.Borrower shatF pay all taxes.assessments,charges. fines artd impusitions attributable ta the Property . ,
<br /> =�'-: ti. ' � � wdich may attaitt prtority over this Securiiy (nstsumen�and teasehold payments or ground rents,if any. Bartuwer shail pay � _ . .- '
<br /> ` •���:`:•• these obligations in the mstnner provided in para�rapb 2,or if not paid in that manner.Barrower shall pay them on timc direcdy '
<br /> {� �� ` to t�e person owed payment. Borrower shali prompdy furnish to Lender uii notices of amou�ts tn be paid under this paragraplt. � ` '
<br /> �'` ;;, • � : �,:�;,�}};; If Horrower makes these paymant�directly,Boaower shalt promptly fumish to Lendet reccipts cvidencing the payments. . � ?,..;.
<br /> � ' `� Bonower shall promptly dischurge any lien which has priority over this Security instrument unlesx 8orrawer: la)ugrees in •
<br /> �:� . ;.L:.'�.,�,_,; •.', . ,.
<br /> virtiting to the payment of tha obligution secured by th�e tien in a manner acceptable to l.ender.(b>contests in guod faith the lien
<br /> ' ��.�� •����.,: � by.or defends against enforcemant of tha lien in, legal praceedings which in the Lender's opinian operute ta prevem the � � r�.
<br /> �,'._�•;?�� `: ;.� :.• � eaforeement of the lien:or(c)secunes from the holder of the lien an agreemene satisfactary to Lender subordinating the licn to •• ' � �'' •
<br /> ;•.I - �� th'ss Security Insmiment. If Lender determines thut any part of the Praperty is subject to a lien which may attain pri��rity�ver ' ' � �'
<br /> '��t� .��., " ' •�,":��� tdis Securiry Instrament. Lender muy.give Borrower a notice identifying the lien.Borrower shap satisPy�Re lien ar take one or � �' • • "' �
<br /> � I ��� • ' �•:i�_.—""-"' more of the actions set forth ctbove wlthin 1Q daya of the giving of natice. '
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