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<br /> _ , . - _ . - � :- - -- ��-�-- 108�15� �
<br /> , ' �- 1+oca�wrix�u���ro�a�«�a�u��y.�a����w���.
<br /> ' . iM�ixtures tanr ar[�aratter a pet of the p[uperty. Alt teplaoements and additiaas si�Tl�iso be ravtred by this Securiry
<br /> � InsaurrKM.All otihe f�xegaing is�efeae6 to in this Sec�uiry Instrutt�t as thc"PtopeAy."
<br /> - �$ORROW�R CY}V£NANTS tint Banowa is tavrEuIty seis�ed a�f ibe estaGC hershy conveyed and h�s tlie right ia gsani
<br /> a�iA caevey�he Ptopaty.and d�t the Pn�pc�cy is uneacumbec�ed.e�ccept for encumbranccs uf acord. Banuwer v►artarus and
<br /> wiit Qetend geaer+lly the titk w tGe Prope�'ty against a1I cJaims and demands.su6ject to any en�umb�ances ot r�ad.
<br /> .. TMS SECt7RIfY lNSTRUMENT comhines unif«m covenants fa nazivaal usc.aod aon,uniform covemnts with.
<br /> Wpited variuiqns by j�uisdiction to constitute a oniform security insttument covering n�l property.
<br /> , tJNipaQI2M C�pYEINArF1'S, iiormwtr and I.ender covenaot and agree as foRavrs'
<br /> 1. l�y�t d Pric�pd a�d Ltatist:FreW�t a�d l.ate Cbu�es. Bonawes st�all p�ramW1Y PzY wi�eu doe the
<br /> _ _- princip�t of and itNercsl on t6c debt eviAencea by ihe Note aud any PrePay�aent and 13te chazges due under the Na�e. �-
<br />- 2 Elyds tor'liutes s�d IR�'s�'e.Subj�t to apQlicaMe law or to a written v►�i�•u by Leader.Boaower�11 pay to
<br />--- � LRndet on'ibe daY m�th1Y p�9me�ts ait dQe undec the Note.unti�the Note is paid in fi11:a sutu t'Funds")far:lu)Y�Y
<br /> -- taxcs and assascnents which may auaia priurity aver this Secarity Tnsuunxat as a Ifea��bc Prapen�:tb!yearly teasehold —
<br /> - - payments or ground cents on the Pi+opecty. if any: lc) YeuiY t�azard or pcopecty i�nsurance pcemiums:tdI Y�Y�� �.--
<br />_- ` � inauance p[emiva�s,if any:le)Yearly mortgage insuian�e premiums.if any:and(t?any sums payable by Barawer oQ
<br /> _ Lenda4 in scmrd�nce wnh the pavisions of puagreph 8.a►lins of the paymenE ot moctgage u�swance prem►ums, These
<br />- items ue calted"Eccmw ltemc." Lender may.�t any tuae.collect aad hold Fbnds in an uYwunt not to eaceed the maaimum --
<br />- amaunt a leader fo`a fedc�atly�etated mo�tgage loan may ceqaire far Borra�wc�'s escraw arcount under the fi�era{Resl i:-_�
<br /> �, —
<br /> 3,� Fstate Sealrnxnt Pcocedures Act of 1974 as amended finm time to mne.12 US.C.$2601 et seq.("ttESPA"),untess another �,
<br /> - law t6u applics to tbe Funds sets a tesser amount. If sa Lender may,ai at►y tu�e.collectand ltiotd Faads in an amount not to _
<br /> eaoetd tlte tesser amount Leader may estimate thc anwunt af Twids due on tl�e basis of cument data and reasonabtc- ��---
<br />� euimates of ex tuics of fuqme Escrov�Items or ahcrv►�ise in accordarice witbapplicahte law. ���`_ _
<br /> - 7he E�nds�shatl br heid in an institution whose deposiu are insured by a fedeal agency.insuumentaliry.or endty ✓�2�,-�,�
<br />� Home L o an B a n k. L e n d e r shall 1 thc Fands to y. �,=-___
<br /> (irciudiog!�cr�f lender is such an institution)or u►any Fsdecal �P Y P�
<br /> , : _. . t6a Fscrow Ytems..�er�der may;na charge Barmwec far�aI�:amd ppplying the F�nds.annualty analyzing thc escr�w �°r
<br /> ' aaoun�ar verifying the Escrow items. unless t.ender p�s.S�ii�awer intcrest on tt�e Funds and applicabte law permit�y ��-:��=:i
<br /> Lender to make such a chargc. However.Lender may raq�i?�.'�auawer to pay a one-time charge for an independent reaY �-�,�,:"
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<br /> � estate tax reporting service useA by Lendes in conaection a.�'s i��1;r�,uniess applicabie taw pmvides athecwise. th�tcss an. _ _ _. .
<br />�;�;'::,`;� t is made or a licable law uires interest to 6e �".s�rn,fer shall not be required to pay Hurtower any inte�st aa • '.'''-=
<br /> ag�ecmen PP re9 ,�--�'��., :.�.
<br />= ':r':�' '., �c�mings on t(ia Fvnds. Botrower artd i.ender may agne in.�a:.�it..�T.a:fuawever.that iaterest st�ail be paid an the Funds. LendL�n: .. .
<br /> , ^��:�,t ' � 5�I$IYC IO BOROWCf�withaut charge,an annual accouc�rig of the Fundv,showing rredi�s and debits to thc Fund4 and�tha, , :�°
<br /> ��:-. :. .r,�urpose for which each debit t�the Funds was made. 7Tte Funds are pledged as ad�itional security.for a11 swns ucund+by�� .
<br />;�,•,`..r; this Security Instrumen� � • •^ .
<br />�;"'">''�` tf tfie Funds hetd by l.e�der eaceed the amaunis pern�itted to be held by applicable law. Lender shall�accoqnt�to .• �
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<br /> Borrower for the eacess FanQs ia accordance with the requirements oi applicable law. If[he amount af the Fund!:.[ield by _
<br /> l.ender at any time is not sufficient to pay the Escrow Items when due,l.ende�may u�natify 6orruwer.in�watin'g'.and i� � '; r r• '
<br /> sucd case Batrvwer shaU i pap ta Lender the amaunt necessaty to make up the deftciertcy. Bnrrowr�r sltall�muke up tfe� -��� �
<br /> - ..�` �ciency io no more thaa twclve monthly paymen�a.at Lenders sole discretioa. • ; ` _-• ;
<br /> ,• :�V;a� . Upon payment in fuil of all sums secured by thi4 Security Instrument,Lender shall pmmpdy.�fund tn Barco�wer a� '
<br /> ,�;--. ;..*. €ustds hetd by l.endet: If.under paragraph 21.Lender shall acquire or seil the Pmperty.l.ender,prior•ta thc acquisiucsn ar
<br /> X=�A�.�,.: s2te of the Ptoperty.shall apply any Funds held by Lcnder at the sFme af acquisition ar salu as a credlUagninst the sum�. , _ �' �
<br /> � � --, secuned by this 5ecurity Instrumenti. � • " � ."'""'�--.
<br /> t ��"' �• • 3, qpplication of!*3yments. Unless applicab!e law provides othenvise. aU�paymenta received by l.esr;,..�s�nder �
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<br /> °`'�,,.,.• paragraphs I and 2 shall be applieA:fir�t.to any prepa�-u�sent charges due under the Nata;secand,ta amwnGs paca�:�,undrr ;:�_
<br /> ,..;• , ` � ,;..it f j?;:;; �aragraph 1;th'ud,to interest due:founh.to principal due:and last,ta any late charges due under thc Note. � . • ``z;�—
<br />,���A'.):•ji� � ����'�St���':�.� � - � q. C�rges; l.iena, Boaowcr shall pay all taxes,assesscnx'. charges, fines and�impasxtia�s attributabfe to t�`e� , � =
<br /> �'��°�t'��`' � '��f'% .' Property which may attain priority over this Security lnstrument,a��3easehotd paymen�.or�grocrnf rents,if any. Boriow:� ., ` - -
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<br /> � '."-'�ry't . s��li pay these obligatians in the manner provlded in paragraph 2.or if not paid in that�manner.�arrower shall�ay them un � '"--��°
<br /> =rt=;�t;_.. , , .:.rs:;Q
<br /> � • - � �e directly to the person owed paymen� Bozower shall promptly fumisfi to Lc:��3�allnatices of amounts to be paid undcr ' �-, �__
<br /> ', --�-•' �' '� this paragraph. if Borrawer makes these payments directty.Bortnwer shall promptly fumish to Lcndcr receip'os evidencing 'z�
<br /> � ':�"�...:_.� , thepayments. ' ��.=-
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<br /> �s�- , Borrotver shaif prompUy discharge a��y tien which ha.v priority oYr.this Security,lnstrument unles.s Borrower:(a)agrees t��
<br />' '��, in wrlting to the paymene of the obligation sccurcd by the lien in a r[i��er acceptabla tn l.cndcr:(b)conte�ts in gaod faith the , =-
<br /> • • • lien by.ardefends against enforcement of ihe lien in.legal proceed;n�s which in the L'endery opinian operate to prevent the . ""-
<br /> �nfarcement of the lien;or(c)secures from the hotder of the lien an ugreement�sutisfuctary tn Len�cr subordina:ing the lien u�_���•-:'.�-;.
<br /> y � � to this Securiry lnstrumem. [f l.ender determines that any part af the property is subj�ct to A licn which may attain priority �� ,.'}°ay:;
<br /> � L • over this Secunty Inswmen�l.cnder nt�r give Bortower a notice e�s:G'fying thv lic�, Bnrrower�haQ satisfy thc lien or takc ,.,:t,+;,,�:" •
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<br /> :.�� one or mqrc oP tt�e actions set fortb ab�:z�ithin 10 days of thc giti�.�u,.,�otice. E . j;;i
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<br /> � . S. Hazs�rd or Praperty tnsvrraa� Botrower shsill kcep 71�::s:sptovement�now existing on c�re�after erected on the
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<br /> ' ��• � � �1;�,� Property insured against t�.�s hv fire.t�uards includect•a�i;hin the term"extended cover:cge"and any ather hazards,including
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<br /> �;�,,;�. , � ,•r;.; floods or ftooding, for ai:u:�te:sd�i ceq�:res iasc,��:c. This insurartce�haU!bs n�ai�tuined in the amaunts and for the �, .., ,
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