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200404614 <br />STATE OF Tennessee <br />COUNTY OF Shelby <br />ON , before me, Carrie Poole, a Notary Public in and for the County <br />of Shelby, State of Tennessee, personally appeared KATHY BARNES VICE <br />PRESIDENT of MORTGAGE ELCTRONIC REGISTRATION SYSTEMS, INC. SOLEY AS NOMINEE <br />FOR NATIONAL BANK OF COMMERCE, personally known to me (or proved to me on the <br />basis of satisfactory evidence) to be the person(s) whose name(s) is /are <br />subscribed to the within instrument and acknowledged to me that he /she /they <br />executed the same in his /her /their authorized capacity, and that by <br />his /her /their signature on the instrument the person(s), or the entity upon <br />if of which e �person(s) acted, executed the instrument. <br />p�O <br />Carrie Poole Notary Public QQ:• ••. .� <br />Notary Expires 11/09/2005 NOTARY ';tn <br />PUBLIC <br />AT : 2 <br />�^ LARGE � <br />