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<br /> _, 1i0[�ETHER`11�YE'H a!1 tNe ia�pnve[nents now ar imcafter erectcd at t6e propttty.arid all e�smunts,apputte►�nces.
<br /> aad futtut+es taw a lrcraRer a p�t of dr propargr: M ceplace�and�tiaas.sLaiit atsn b�ceve�ed Ay t6is Scruciry -
<br /> — I�ume�t. A]!of tbeforegoi�is�tferta!to in tLis Securiry instrument as the"Rope�ty: , .
<br /> . .�RROW�R C(�VENANTS thac BaROwrer is ta1�f'Wty,seised of the estate I�by conveyed and has the rigfit ta graat
<br /> . �ad cuavey the Ptvperty ansi thu t6e Ptoperty is uoenFumbered.except fa encumbr�xes of mrord. BomnWer wanants nnd
<br /> will defeM genenily tbe dtk w thc Roperty�gainsi atI claims and decn�nds.subject to any encum�of tecroM.
<br /> _ 1HIS SECUR�'['Y INSTRUIN�NT combires�farm_covenants for aatioa�l tise�ai�d �on-uniform covrnu�ts with
<br /> limited v,ari�oas ty jnr�sdictia�w canstitwe a unifor�n se�vriry�iasuument cavering reat pnapetty. _ � , -- -
<br /> .. t1Ndl�RM C'OVENAN75. Bonnwcr and Leoder cavenant and agree as follaws; , < -
<br /> _ l. PYy�eit atPrt�cipaf�Iderest;.PteptYme�t sod Iate CYsr�es. Bortu�rer shall P�I�Y[�Y When due the
<br /> }xiacipal of�ad ietercu m the debt evidenced by the Note and aay p�rpayment and tate ct�arges due under the Nae.
<br /> -=- 2 �i�s iK 7i�es aM ia�ea�e. Subject w applica6te law or to a wrinen waiver by Lender.Boirawer si�ari pay m
<br />- -- , i.nder na t6e dajr inanthIY paY�ne�s ace due ander the Nute.uncil ti�Ncxe is paid ia fuN,a;sum!"Funds"1 foc(a)yeady
<br />:'_�' taxes and ass�which rn�►��ttain pciocity over this Sse�dry Instruo�ent as a liea on the Property:(b)yeariy teasdr�id
<br /> -�� � pay�hents 6r gt�nuod tents oa.thF �P�1'•if a�.(c)Year1Y Gazard or.pcopetty insutanct preituuais;(d)yeuly flood
<br /> ! insurauiCe pn�niwas.if any,(e)yeazty ma�ge instuance pc�emiums.if auy:and(�any sums PaYable by Bor�oweF to- .
<br /> .Ln�der,in acc«danCe with the pmvisinns of pu�gr�ph 8.in lieu of ihe pay�ent of mosgage insurance.premivm�. T6ese
<br /> ' items are called"Esecow Items.".txnder may.at any time.coUec[and Mld Fimds in an amount not to exoeed tbe muimum
<br /> � ;' � amaunt a ter►der for a federally related mortgage toan may requ�far Borsnwer s escroAr accaunt uMer tde federat Reat .
<br /> $� ' Estate Spttkmeru Pnpcednms Act of 1714 as amendeH froa�'ti�to time.l2 U.S.G.§Z601 et seq.t"RFSPA"l.unt�.ss a�ther .
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<br /> ;� # . . taw tt1A��Pties ta tbe Fir�s sets a lesser amount If so,LendCr may.at any time rollect and Mtd Funds in an a�cm;�to . _
<br /> � e�c�e�d:-tb�lessex amowu. Lrndes may esfimate the amount of�Fvnds due on the basis of curtent dauu�d._�asonabie - _—
<br /> estim�t�o€expep�Bttu�of fu[urc Escrow items or otherwise in accordaz�e azth applicabk law. � . �:���;:�=—
<br /> • - ' 'C4��''�ds strrll'be held in an ins�iwtion wiwse deposits are insuc�aci.6y.a federal�agency.ins�entality.or entity �-.
<br /> �•� � (ntCttidfi7�•i.ender.if Lender is su�h an instiarion)or in any Federal Home�.oan Baalc. Lender sl�all app[y the Funds to pay h
<br /> • "� t h e�v L t e m s. L e n d e r m a y.•q p�c l�a r g e B o�r u w e r f a h o l d i n g an d a p p l y i n g t h e i'u n d s,annuall y anai y zin g tbe escraw - -_
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<br /> � � a�cottctt,trr verifying tt�e EsctaW Iiems.unless l.ender pays Borrower interest on the Funds and applicabte►aw permits - - ..'�,� :_
<br /> : :;:. • Lender to malce sucb a charge. However.Lender may require Borrowea.�p pay a one-time ci�arge for�n independent rea!
<br /> _,�..., . � estate tax r�podui��nrice useQ by Lender in coanecaan with this toan.m�j�ss�ppiicaMe law piavides otl�erwise Unkss an - -__ _ _ _
<br /> • °'�'" �' a rt is n�fiear l�cable law u�res intetes[to 6e aid.Lendcr shatl aot be aired to Borrower an interest or �
<br /> ',s-•..*K � aPP �1 � P �f P�!Y 9 � �
<br /> •�:.�r�:- ..; , e�at�tin�on the F'vnds. Borrower and 1.ender•mag agiee iq,wriang,hawever.that interest shall be paid on the Funds. Lender . .-,_ -
<br /> � '� sh�lE-�j�e to Borrower,without charge,an anRUai�ccac,iRting af the Funds,showing cr�adits and de6its to tf�e Tvnds anci the �
<br /> • .:� pu�for which escd debit to the Funds was m.�d� T[te Funds,are pleQged,�s additional security for a11 sums secuied by •�= .� � _
<br /> ��.��t� - ::� this Security Inswmen�. • �. � � -� _
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<br /> yr��::�.;' '�` If the Fu�.t�td by Lender ezceed the anu�uiits permitted to�be[�eld.6a applicable Taw. Lender shall ar.count to . '-��-:�' ;:;,
<br /> . ,�;; . � Bortower for the e�ress Funds in accordance with the requirements of applirafile law. If the amount of the Fund.s held by ` '' ;'� . ,- -
<br /> ' �;•.;�-N L e n d e r at any time is not sufficient to pay the Escrow Items when due.Lender may sa noti f y Borrowec in writi n g.and.in .-;.;�.,� .'� -
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<br /> sucA case Bortower shall pay to l.ender tfie amount necessary to make up the deticiencg_ Borrower shall make np the �. - „_
<br /> -. _�_�".� d+gficiaicy in no�nore than twelve qionthty paymenu.at l.ender�sole discretion. .
<br /> ` j � � . U{s o n p a x m e m in full oF all sums secured 6 Y this Securi ry lnsuument,Lender shaU prom pq y refarrd to Borrower an y � �, �` ._
<br /> • '�`' "' ;' Funfi�:seld b Lender. If,under h Zl.fxxcder shall a uire or sell the Lender. ua thc ac uisitian ar '� °
<br /> ,. ,.^� Y P�&�P �! �rtY• F� e i �;. ,'�:r :
<br /> ';,; ��-;:_�, ...,, sale aF the Property.shall apply any Funds hetd By Lender at the time of acquisition or sate as a crrr�iiir against the�ums p � ; „ Z
<br /> . -..::� securr�lsy this Security Instrumen� [ i: .;; ,
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<br /> , �, ppplieatlon o�Payments. Unlc�s applicable law provides othenvise, all payrttenu received by t.ender under ,
<br /> '`""`:;- s 1 and 2 sha11 be a l�ed:first,to an re a ment char es due under Ihe l�tote;seconQ to amounts abte under �..
<br /> •° • P� PP� Y P P Y S PaY �
<br /> ` ' '�'��=." paragraph 2:third,ta interest due:fourth,ta principal due:and tast,to any late charges due under the Note.' � ;�
<br /> . ����y� 4. Chacges; l.iens. Aarrnwcr.hall pay all taxer,ati.rcztimcnts,chargcs. �nes and impo+ition, attributable tu the � ''t
<br /> " `'���"�f Pr which ma attain riorit over this Securit tnstrument,and tea,ehotd a ments ar nd rents,if an Botrower = f° ���� ;�
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<br /> ti� shall�y Il�ese obligalians in the manner provided irt para�rapb 2.or if not paid in that manner.Barrower shall pay them on � � -
<br /> � ., `�'` �j 4' time dir°..ct( ta the rcon owed �ment. Borrower shall rom tt fumisb to Lender all aotices of amounts to 6e aid under � `��', � :.�
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<br /> � � Y Pe• Pa> P P Y P -
<br /> � �� t��� thia !f Borrower mak:;thesc a ments direct Bortower.shall rom ti fumF,:�s to L.cnder recei ts evideacin • ��;, `-`�.��"
<br /> . � V•�''r F�''�Ph• P Y rY• P P Y P S ._•--
<br /> �f°"�'� : thepw;-:�ents. � �• ;��'�--
<br /> h .±._,;,�T,,y� � Rorrower tihait�rromptly discharbe any lien u�hich has pric+rity nver this Security InstNment unles9(��*�rower.!a)agrees � . .} 'Y��=-
<br /> - -:. ,;-�, , . in wrt:::g to the pa}►rrent af the obligation secur�+i by the lien in a manner acceptabte to Lender:(b)cont��tc in good faith the � "f �_- -
<br /> Y�ila'..'� - 1�� __
<br /> _ :'':�: liea hy:or defends against enfarcement of the I'sen in.legal proceedin gs which in thc I.ender's o pinion o p erate to prevent the i r •_ .--:�_
<br />: °;.°'•-� • -- ertfvrtxr:'�ni of'the licn:or(r)secures fram the hotder c�f the lien•an 3greement satisfactory to Lendcr sabcsrdinating the lien • f' . �°. -
<br /> �-�:`'.�:� - '� ta thi�G:curity Instrumen� If Lender dctermines that any part.Q1:the Pcoperry is subjcct n>a ticn which may attain pdoriry � ,(;� �;s�_
<br /> `�"'�' -� "�. a,rectfisiq Security Instrument.L e n der may give B o r rowcr a.natice i denti fy'cr.��he licn. BoTrowcr�ha l l satis fy t hc licn ar t a kc i t' ��, •�':
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<br /> ';:": - �c�'er�rtorc of the actions set forth above within l0 days of the giving of noticc�. � :� ' -
<br />: � _ � , S. Hazard or Property lnsurance. Borrowcr sha11 kcep the improvementy rtav cxi��ing vr hereafter erected��n the �• I ai •
<br /> . ;;;;;.�<;; . -- Ptaperry insured against foss•by fire.h;�eards inctuded within the term"extended caveragc'and any other h�uards.includin� � ' .
<br /> ' ,��,:•:�'�•°i ; � finad��3r flooding, Por whirh Lcndcr rcquires insurancc. This insurance shall he maintuned in the amount�s and for thc � �``
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