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<br /> — ` �roc�wrrH au�� �AoW a n�a�a on.ux�y.�t�u�.�.� �
<br /> =�,1. �ed fi�res Ao+v a t�aatttsr a p�vf tbe propetty. A!t�I�oanait4 aod additioos slnli aLw bt oovaed by this Sec�icy . . .
<br /> Instnu�ait. Alt of tbr fo�egoing is mferred to ia t�is 5ewrity(asnutamt as tbe"PmpeYty"
<br /> ' . BORROWER fOYE.NAi�FTS th�t Batower is laafally seissd of thc est�te 6ereby canveyed and l�s tl�e sight to grant .
<br /> ud convey the Ptnperty aad that tl�e Ptapaty is�uirncum�ered.eucept for eacumb�aa��es of r�croaL Surowe�wurrntraod .-
<br /> � x�t defaid ge�a�ally tbe title w ihe Ptopeny agairac all claims and dawMs.subjea co u�y enrumbrarkes of iecard.
<br /> TWS SECtJ[tITY W511t[1MF�iT combines unifartn wvauacs for t�atianal usc mtf no�t-unifam rnven�ats witA � -
<br /> — , . ; Wnitad vana�dns by,{urisdiction to constiwte a uaifoim senuity ir�dunxn�cavaing seai p�vpetty.
<br /> tJNIE�R�i COVEI�FANTS. Bonowet attd Lentler covtn�nE and agtee as[c�ltoatss
<br /> . L ,A�d�t.o�Pci�cip�!ssd t�terttit:Prep�y�t a�d�e eM�6es Bamw�sbaU P�Y P�Y w�due the
<br /> �.— _�1![aAdiMer�E aa the dehc.cv�deacad 6�c the Note arxl anY prepaYment and late cAarges due w�der the Nae:
<br /> --- E-.F��a4;Tasa aid T�s�a�Sub,Kct to applicaDle taw os to a vvtme4 waiver by Lcnder.Bonowa sNalt pay to .
<br /> -_"- � I.endes oq��q.daY.�Y WY�m due under ihe NotG until the Nate is pnid in,full.�sum("Funds")for_(a)Y�Jt.
<br /> ??� taxes aad uses.mqpncs•Wbictj t1�Y�Pn�Y aver this Sccurity tnsuurtienc as a fien nn the Ropert�r(b)Y�Y����
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<br /> "� p�ymKNs oc grouqt�,�ept,s at t1�t.Ptoperiy. if arry:lc)YeuiY harrrd°r ProtxnY�aacurat�c�P��(d}ye�rly:ttood
<br />---- insarance�itunsK if.pn}; te)YeariF mottga8c�p•�•�p�niums.lf an�c: aad(f}any.sums.payable by Borrawet to .
<br /> - - � Lender:in accardanee wi�,the pro�risinns of�ragrap6 S.in lien of the paymeat of mortgage insurance premwms. '1't�ese
<br /> � items ue calted"Esccow ftems.? L.eitdes may.a!any time.colkct and tatd C�u�ds in�1 amonnt ant to exceed the ma�amw� .
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<br /> • uno�mt a tender fa a fec{esallp�retated.aQartgage toan may ra�aire.for Ba�rowec's escrow accoi+nt under the fedeia!Rea!
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<br /> Fstue Setttemertt Pmcedurts Act ot 1�YT.4 as amendrd fiom time to.time.!2 U.S.`G g?b0i et seq.("RFSPA").unless anaher
<br /> . taw that applies to the Firnds sets a les�amaunE [f so,Leader may.at any ti��a!E1�ct arxl huld tiu�ds in an amaunt not to
<br /> � eaceed tl�lesser arnoun�. Le�nder�.estimate the amau�t oi Ei�nds due ai�ba�is,aE w�rent daix and�easanable
<br /> ,;j�' , estimacr�t��pendttuies of future E�Items or atbetwise in acc�nce witi�aqpi:eabte l3,pr . -- ---
<br />:;;`?f�" ' _ 7t���t�shall be held in an ittstiturian whose depasits are•a�sured by a federal agemcs_T:inswmentality.m'emitY _.-
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<br /> .,�:-#including•I.ender if Lender is such an insutuUOal ar in any Fede�al Home Loan Bank. Len�ei sF�alt appIy the fimds to Pay _
<br /> ;.:.�he Esanow Items. I.e�'may not ch�rge Borrowec for holding and apptying th�Farrds,an�tuatly analy�.the esenow --__
<br /> .`� ;: .�"acroun�or verifying.ehe.�scrow [tems.untess Lender pays Borrower interest on the Funds arx!applica6l�law pecmiis ��
<br /> -. '� Lender to malce sucb a cT►arge. However.Lender may�equire Barrower to pay a one-time-�-e for an independent�eal ,•;;•,��E
<br /> - �- �estate tax tepurti»g strvicc asea by f.,ender in ooaeKCtton weth this 1oan:untess applicable law�:ides atherwise._Untcs�a�.. - �=,�''.
<br /> ' •-�. . agroda�ent is made or appGcabte law requires interest ta 6e paid.Lender shall not be required rir�y Bor�uwer any interest ds:: '""-�:`.. ;
<br />' � �}�� earnings on the Funds. �oaower aad ixnder may agree in writing,however.thaiinterest sUaCF,taepaid on the Funds. Lendef �-���' ��;
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<br /> shall giveto Borrower..wiWout charge.an annuai accaiating of thc Fiufds,shoiving cre.�tits a�d-debits to the Cvads�and the ' �.��'�
<br /> ,�,`r=t s�..�. purpose far which each deb}t to the Funds was made: Tde Funds are pled�d as�ditiortal secwity for all sums secure d by -,���• • �'
<br /> � `3� . .• tf tis SCNdty Ins[IURIet11.• . �' �. '� ��';_
<br /> ?" � ` if the Fvnds held by l.ender eaceed the amaunts,permitted to be hetd by applica6te�#s�.Lcnder sha11 ac�rount ta
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<br /> t� ��• ; , Borrawer far the excess Funds in accordance wi�h,tha tryuitemeats af applicable law. If tlr��t of the Funds held by _-
<br /> �� : , ° .l.ender at any time is tmt su�cient to pay the Es�craw[tems when due,Lender may sa not�_Ec�spver ia wr'stin�.and.in ''
<br /> u � aueh case Borrov�er sl�1l��ay to L.ender the amount necessacY to make up�he deficiency. BC�.��r stiatl make up the ;t�
<br /> ' "s� •. deficiency in no more tita�.t.twetve monthlY payments.ac Lender's sole discretion. F :�� ' ::�=
<br /> ,. • � Z,,,_ �"",y Upon puyrtient in full�af atl sums secnred by lhis Security Instrumen�Lender shall prampsly refund io"Brnrawer any ---��i�"-.
<br /> ` `�'': Funds hetd by Lender. Ii•under para�aAh 21.I.ender shall acquire ar Sell the Property.Lend�._prior to tha acquisition or � '"
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<br /> .n-i��. . +T° sale of the Propzrty.shall apply any Funds held by l.ender at the time of acquisition or sa:c as a credit against the sumc • � ��, � ��';;•+
<br /> ' �:'��"� secured by this Securit�dnstrumeat. .�' .. _ - '
<br /> � -_ '- :,V�, �, Application��.Payments. Unless applicable law pmvides oiherwiae,�.sll payments received by I.ender under ` � • �� •.�
<br /> .' �- Y=:: P�B�Phs 1 and 2 shatl,be applied:frrs�to anY Prepayment charge!+due undec t5e'.v�ate;second.to amounxc payabte under ;.': ��' : . -,; _
<br /> ��>�*���`�� �2-third to interest due:faurth,ta principal dur:and las�toany late cha��es due under thc Note. ' ''��:='` ' ' '���=
<br /> `'�'�� ���_ � p�4�Cha Lieaa Botrower shall a all taxes.assessmen�s,char eg 6nes and im �it�ons attributable ta the . '�� �'������;.�`
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<br />.r� �::��:�- propetty which may attain prioriry aver this Security Insmrment.ant�t:asehnld paymen�c or ground rents,if any. Bomower • . . :
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<br /> . sha11 pay these o6Hgations in the manner pravided in paragraph.'»c;�F not paid in that manner,Bocrower tiha11 pay them an t',,�;;. •�'�. ��:;•,��
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<br /> • � � .time dimctly to the person awed payment. Barrower�.ha1 prampttw�cmish to Lender all natices of amaunts x�be paid under ��,�_:w.,,... .� �'��°_
<br /> �' • this a h. !f Borrowcr makcs Ihese a ments,�Cnw,�t1 ,8or�c�=s tifiall rom tt 1'umish to Lender receipis cvldencin ',�_�___
<br /> ;�;_, •, Parebn P P Y y ... P P Y � �r r.`' , , :
<br /> , .�... {..� the paymenis. . ,:� . . �:,�
<br /> �• Botrower shall promptly discharge any lien which has priorit3 oi�t ihis Sccurity lnstrum���syless Bartower.(a>ugrees� � �•,"•,,;,� :�` —
<br /> r;`;i`' in writing to the payment of the abligaaan secured by the licn in a.�z^.itcr acccptable to Lende:e�1 contcrts in gond faitb the � • '-��-=°�
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<br /> ,'1� : lien by,or defends agairi��nfotcemCat ot the lien in.tegal praceedings which in the Lender�dpirrinn operate to prevem the � . , `,;u.�--y--
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<br /> enforcement of the tien:ar�)sccures 1'mm�he hotder of the lien an agreemem satisfactory to I.cndcr sut�ordinating tht lien -�� �• • �-
<br /> � • �����'•`� to this Securiry lnstrum�tl".. ti'Lender detcrmincs that any part af the F'roperty is tiubjcct to a lien which may anain prioriry �� ., � _
<br />. � �;;�;�'�j��,';,, over this Secr.arity lnstrument.Lender:nay givc Barrowcr a natice identifying thc lien. Rarcawer shaU satisfy the 13cn or take � � ' � � , .
<br /> ' • , z=�:°�'��: . one or mEire a9ti�e actions set foAh a3�vz•e within t0 dayr oi�he giti i;�of notice. '. ' . -
<br /> � � � '�'' ���'���°'��� � S. Hszaird or P'rt�perty Insurance. Borrowcr�hatl kccp cCu improvemems now exi��tii�•_.cs;hcreaftcr crected on thc .
<br /> �:,.' Ptoperiy insured againsa Qass by fire,haxards incJud�t within the term"extended caverage"an��r.y ather ha�.:��s,including 1
<br /> , �,,�t�;�� . ,:`•� ' f[oods or Qooding.foc u�hich Lender requires inu�rsrL^c:. This imumnce shatl be maintained in the anTO�e�and far the � �
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