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<br /> _� TElGE7HfiR WITH�ll t1�e impravcaknts nuw or Aereatter aected ori zhe propeny.�nd all easema►ts.app�u2e�ees.
<br /> and fixtuces taw or liei�after a pait of the p�operty. AI!a:pl�cemehts and additioas sAall.alsn De cav�ed'by tlus Secutity
<br /> � � [tt�meat AII Qf th�faegoing is nfemed to in this Securiry lnsuument�s the"PonpeKy" .
<br /> � BORROWER C�VENAN7 S that 8arou�rat is Iawfiiliy sc'tscd of Wc cstate here�y carveyed and has the tigtu to g�aat ,
<br /> � aad convey d�t�opesty�and thst the Ropeity is uneacwnbeced.exapt for eacumbrances of recad. Boctower warrants and
<br /> . w�l defend geoerally tf�e btle to tl�e Ruperty�gainst aq ctaaims and d�mu�dc.subject to any eacum6r.�noes af recad.
<br /> TH�S SEClJltFEY INSfRUMENf caa6ines unifarm covenaats fa national use_and nan-uniform cavenants witN ` —
<br /> - _ tuaitod vuiaaaac by jurisdiction to coanitute�a uaiform secusicy icuuument cavering mal property. ` .
<br /> UNffFOR11�COV�NANTS. BorrQW�a�i.cndec covet�ant and agRe as foliows:
<br /> UN .
<br /> l: AYt�t a[Prikipat a0d t�erat;PreMJe�a�t aod Late C6uSes Borrower shalt pmmptly pay whc�►dwe tbe
<br />-� principal of and intaest�the debt evidenced�g the Nate and aay Pt�paYm�t and tace ct�arges due undcr the Nae.
<br /> -� BoRawrer sl�a0 pay to�
<br /> �, . --- — �Z-t�ywds�ao'�a�tti��6jactm�ppiicabtelau�art8s-�ittest+vaivecl+g.l4nder�.. -. ___
<br />•�,�- -. Leoder on tbe day rtwnthly p�yrneats are due ander the Nae.unul the Nae is paid ia full.a sum l"Fwtds)for.(a}y�uty.—.
<br /> - taues and asses.unents whicb aoay attaui�ciaticy over this SecuritY.tastrvment as a lien an the PropertY•/b)Yeariy leasehold
<br /> _- Paymeats a 8ra►nd lents on the PrupenY•�f any: tc1 Yeat[y.l�azard or property inswat�ce premi�uns: (d!�Y�Y �� --
<br /> � iiu�uartct premiums. if any;le)Y�Y�BaSe insurance p[emiums. if any:and t!}any sums payabte hy Borsar�rer to
<br /> �.eadec in aeoo[�e.with the prmisions oi p;uuagapTi 8.in lieu of the Qa}rtsni of moRgage insurancc premiu�ns. ZUese _
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<br /> - items ara salIed"Fscmw Items." Lender may.�t any time.coltect and hotd�'vads in an amount rwt tn eareed the maximum =—
<br /> amaw[.a iender far a federalty retated martgage to�may requur for BQ�wer's escmw account under tbe federaf Reai __--
<br />�_Y.`: ;' � Fstaoe Settlanent Ptoced�es Act of�974 as an�ended from time to tune,f2 US.C.§2601 et seq.1"RESPA").unless another � =�---
<br /> �� ,,: 1�t5axapFlies to ttfe Funds s�ts a Cesser amoant If so.Leadec may.at a�+time.cotlect and hald Funds in an arttount c�t w• : �`� -_
<br /> �r,. ex¢eeci t3�e kssec�maunt •�may est�rnate the amanat of Fumis due on the basis of cutmnt daCt and mssaeai9e — —
<br /> °"�}�,Y � esEimat¢sofea�uE.f�.�eEsctowltemsarotberMriseiQacwrdaru�ev�'ithapplicablelaw. � � �:�=��_
<br /> ;ls,�'r°. '['I�e F�nds'stnff��e�is aa.instit►i6o�s v��ose deeposifs are ins�6y a fedetal agencY.instta�tality.ar ee�tit� �� ..
<br />;;;��4;,'',r.T - (including l.ender.if�'�Ess�ii aa institutian)or in any£ecfersl flame.Loan Bank. I.endc.�shaU appiy the Fund4 op�a�: --�. -
<br />- ttie ESCraw Items. C.ender r.tag�chasge BorFowe�for I�oidcc�and applying the Funds.aanuaUy apalyzing the�$. �' '==�.��"�_
<br />� • ' ,•,.� account,or vetifying the Esctox t.ems, untess Lender pays 63Qetvwer inte�rest on the Fimds and applicabie la.w p�r:.t s - ;�� •_
<br /> ��' Lender to maice such�charge. Hawever.Lender may requirc'Borcowerrct pay n one-time charge for an independent teal �. .�r,��•
<br /> � � f estate tax reporting serviee used by Lender in connection with this toaa.�te�applieabte law provides cNhenv i s e U n l e s s a r s• , . _ � :�_:r , •
<br /> �' a t is made or a Ircabte!aw re aims inter�est to be paid.Ixnder sha�!not be reqaired to pay Borrower any interest or ,
<br /> .�,���. Sr�rt�e� PP 9 .:.
<br /> �:.�•. eamings an tAe Funds. �anower and ixnder may agree in tivri;i�.howcwer.that interest shall 6e paid on the Funds. Lender ._ '� .
<br /> � shall give to Bo�rower.withuut charge.an armual accountin=a�the i'vnds,showing credits and deblts to the Funds and ihe �: :;�. :
<br />. • . - —�.�` purpos�for which each debit to the Funds was made. The Fu�ds are pledged as additianal securiry far a11 sums secured 6y. . �;, • .;.i
<br /> ` 1"-'�"�r thisSectttity lnsmimen� . .-�••� :� . "
<br /> • •!'`' ��,_� 1f the Funds 9��d by Lender exceed the ae�ounts pe�i"tE e d to b e he l d b y a p p l i c a ble law,L.ec�de��shalt accnunt to• - _
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<br /> • '� '��` Bomower for the ex�.-.�Funds in accardance wiel'a ihc reqniiem.ents of app�icable law. If the amount of"the Funds hetd by �•.:�r, , ����
<br /> - �`�� l,ender at any tim�'us yot su�cient tQ pay the�scrow Items w�+.en due.LeBder may so notify Bonower in writing.and,ia� . . : °�;,�; _-
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<br /> � ,,�. , such case Bortower•sh�ll pay.vi L•r�der the amount necess�•to matce up the deficieQCg. Botrower shall mafce up the , ,� �
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<br /> . deficiency in no more than twe�•.;e�;�nd�ly payments.at i.err�er'ssote discretian. �. ,,• s t• .-
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<br /> 'f�, . t , Upon payment in full of al}sums secured by this Security instnimect.Lender shalIl promptly refund to Barrower any r -�-�'�':,•,�•
<br /> . „ ,,,..
<br /> . ;. '�i� • Funds hefd by Lea3►r If,under paragrapb 21,Lender shall acquire or selt:ahe Propercy.[.er►der.priar to the acquisition ar :
<br /> ''�� sale of the Praperrx.-shalt apply any Funds heid by Lender at the timeof.<:cquisition ar sale as a credit against the sums
<br /> , ,' , . secur�dby this Security Inswmem. . (s� ` _ �,
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<br /> . - , .;j� �. Apptirltion o�Pt�yments. Unless applicabte law provides a:��vise.all p�ymentti received by I.ender under ,;;".:- •��-
<br /> " �� os 1 and 2 shaU be a lied:firs�to an a ment c�ar�es�due u�der the l�tate:second to amounts Able under r ;:•�:��;`�:.:�`�_
<br /> .•. �-�`.: P�� PP Y P�P Y PaY , .'.'a;<:;
<br /> � �.;'.��, paragrap��Z;Lhar�.to i�terest dnc:faunh.to principal due:and iast,ta a`r.k{.ar.�charges due unQet the Note. F .-,`;:'��4 � Y'�
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<br /> .• ,s_ -�=-.:> . 4. Cha�ge� �ens. Borrower shap pz�'all taxes. a�scssmest�.4G�:r��. �nes and impasii�c.�attri6utable to tha _:
<br /> �`^ • Property whirh'Jr.����na1n priority over this Security ln.ctrument.and fe-���zi�t�paymenr+ar grow►d s�.�'-�rs;�if any. Borrower , .
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<br /> ' � '� shall pay these ob1'r�asions in the manner provided in parag�aph�ar if.-�vc��itt 1h;�C trannert Bam�:ac-�shal!pay thert on, , -
<br /> = '�. .}• Gme diicctly to the person ow•b�iti::'�nent. Horrower shall promptty fumish ro i.c:t.ter atL r,Jr.iaes of a:nau�sts ca be pai�t u�,des � ,:���,r: . .,,.� �_�:
<br /> �R:};};c,.: • this paragraPh. lf Bosrower mz'���these payments direcUy.Barroa•er.h,I:zeon�p;�y Fu;ri;i ia Lc�der reeeipts ev►ci�n�.in� , ,•.,:.• :,. --.�
<br /> ,� .,:,,,.:;�. ,, �,..,�
<br /> ;. ..:�..,,� the payments. ' , . ::.�:_--,{.—�
<br /> ��j:r ' . Borrower u.'��.*��romptly discharge any lien which.has priority over�F�i<S•curity Instnrmeni unte�:�Bi�rrawer.(ay ugr� � i . ���M;
<br /> � a1Gi1 � •�
<br /> �;.. � R�-�. , in u�riting to the��rnent oi the obligation securcd by the lien in a manner av:eptablr ta I.�mdcr.(b)cor�:ests in gaod faft:�che �, � =,_�.,,._—
<br /> � ". •�• lien by.or defends against enforcement of Ihc lien in,lc�al pracecdings which in the Lender's npinion a�erate to pr���rst the� • �,--,_„�
<br /> � ' y, enforcement of the lien:or(c)secures ftam the holder of the lien an agreement satitifACtory ta Lender subordinat3:��;tie�� � j-"�°•-�-
<br /> [ . ' '.�'--
<br /> !�i�, :�;:�<'. to this Securiry lnstrumcnG lf l.ender detcrtnincs that any pars af�he Propeny i��ubjrct to s+lien which may attaitt�si:o»ty� � • _
<br /> -._ over this Securiry Instrument.l.cadcr may givc aatrawer a noticc idcntitying the lien. Burrowcr shall satisfy the licn or Wke ��
<br /> • ��r:�:":i • one or more of Ihe uctions set forth abovc within 10 dayc af the givin�of noticc. � '
<br /> '� - � �'� S. Hazard or Property lacurance. Barrowcr shali kccp thc improvement�now rzisting on c�r�ftcr ererted arn Rhc , • �-
<br /> • Property insured against foss by�re.haxards induded within the term"extcndcd covcragc"and any ather hazarcis,includin� , •
<br /> � +: ._ , flvods or Qoading. for whic?�Ck�lder rcquires insurunce. This insurs�nce �hall tx� m�i�tained in the amounts an0 far�Ae � . • ;,,,
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