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<br /> � BORROWFR L'OVENANTS thst Boi;ower is lavwfuti�c sci�d Qf Rhe estat�,l�vrrbY ca►Y�cd aad hag cbc riB��.8�.
<br /> an�caakey tl�ee P�operty�nd thsrt the Ptopnty is uneecumbeisd.'.}'�ccept f�ct�mb�canc�c o€it�rard Bamwa wurx�s aad�
<br /> ' • w�t defead geaeratiy drc title to the FeoQerty against�Il ciaims atk�,tkmatid.s.sqt+j�cc ta any�,sa��rnbeances af aecclN. .
<br /> .' 'THIS SEt13R1TY:-INS'iRUMENT combines nnifatn mi�Cnanta f��i�l,asG�R'noaamifurm mvr�nCs rrit6 - .
<br /> �Umitod vui�by jwisdkaon so ca�ssitute a unifam►savricy;�irwRent cavcxrun�raal�ty. . .
<br /> IJN�PDRM C�OYENANfS: Boaowu aad l.endet covenantitu�t.ugne as fatipKS: `'' � -
<br /> L .P1qae�t af Pr�i�eiMl s��Mens�Pr+eP�l�e�t a��tR:C�..Bixra�r.�s�a11 proa►P�Y P1Y Nben due tAe ,
<br /> � principd of�and intaese on tbe debt evida�cod bY the lVvte aod�ijr:i�+e�►Y�+t=�S�atc�ha�tg�sdue under the Natc. - ,
<br /> Z Fiwis fer't1ro�s�t L�ub�ect fo�c�Cfi���Ta a�t�vrs�t�yy�a.Boaawersdoil piy ta
<br /> �. ' Lender an t�e dsy mond�ty pgtyene�n�ac+e dne under tbe Nate,vilp'�:BNS NotG ia:paid in hilf:a:sum f"�'?for:taf Yearl� �
<br /> - zua aod zsst��¢:which may utain ptioriry over this Secvrly:�nsbturKnt:af a lien�dle.A�peitY:��}�Y�Y�
<br /> ..��.: paynrents ar,gmund ra�ts oo the Ptapeny. if any:(c) Yeuli'ti-1�ard or prapest�,ittr�tic�:p�miums:td) Yeart� flood
<br />-- inAUao�x p�emiupn§.if anY:(e):yru[y mortgagc inauance pritmi►irns.if.asqS:and�(fl.at���sums payabk by Bomowa ta .
<br /> _=- Lendef.in xcadance�wiB�the pcovisiaas of puagraptt S.in t�u of tbe pa}�wt;of:moctglge ins�u�re�xemiums. 7Tiese '
<br />_�."�:; � iums an catled"Escrow Iums." Lender may.at aay time.calt�Ct an�t hvtd T�ads ia aa atritttii►t not to exooed the muimum �
<br /> =t=�� amoia�t a Ia�der for a fedenlly ceTated mautgage toan may re�irc f�Bocra�wexs esccox(`�rcaQrn uit�a dte federat Real -
<br /> ' Estatc SeWemcnt Pto4tdQra Act of 1974 as amendeA frr�m timd�tat�tnc.12 ii,S.C.§.2601:ct�sey.("RESPA"),unkss another
<br /> �-'' 1aw�ha4�ppiies to die�Fmds sets a�lcsser amount. If so,Lendett�taX at amr,ptt�colloa atrst i�otd Fands in au arnamt nut to
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<br />'�"�'�: t�c�ood�the iessa aa�m�. [.ender may es6mate the art�Aiofi�d�aa�tlje 6asi�.�€cumat d�ta.au�reason�ble
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<br /> �°'' esti�ofexp��of fuwre Escmw Itemsorathecvrise id:aacardance witb,�gpZical�6�w. :-.-
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<br /> :�;���,� 'ilucT-uM.t shall.be field in an�institution wbose depasi4§:arc i�lsucect•b�Sa.federn}:aglucy. i�ty.or rniry
<br />_ .,- r linctnding.[.endt,�{:if I.eiider is such an institu6at)or iu airy Fc�icr�l�Home Lmu�.Bank. L�kr shali appi�.t�Funds co PiY
<br /> • 9t�e Fscrow Items. [�erider may noc charge Borroaer for hai�dg artd appiyijig�the FnMs��am�ualty an�[qzing the cscrow
<br />• �':«.,, a�xoum.•or verifying.,the Esc�aw Itrms. unkss Lxnder pays,Boncawer intercct�on,tf�e.�urtds and apQlicable law permiu '
<br /> �ht I.ender to matce svi�'a chargg. Flawever,i.ender may requis�t�orrawet to p�y;a aq�titlls`charge for an independent teal _�--_
<br /> '4:-:`�, ' � estatc tax repordng�ice usect tiy,i:ertder in corttrectian wittt t�i&f4atr.untess�applicabl�ia�Provides otLerwise. Qnlessan ��
<br /> :'=`; � agament is madet��h�b1c!aw requires inraest to be paid��xnde�shall nat.6e required:to psy Borrower any intemst or _ _
<br /> ��,_:;,: ,- eamings.on,th�Pwrd�- Bsissowe��Lender may agree in wri�iitg,fiowever,th�t:imes�t shafl be paid on the Funds. L,ender --_ -
<br /> ,-.,t �;;.` shal�gic�to .�e��idto�E.etr;[r�,an annua!accounpng of tlu:I3�[tds.sbativin�cre�t�.artd debits w the Funds and the - _-- --
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<br /> • p u r p a s e fce.��deba ta�ine�i,mds was made. Tbe Futidst are ptedged�as�additiorat.security for aii sums secured by - -
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<br /> ,.� If t5e-,.�'�" �i�i3:fiy T.ender eacced the aatauats permitted ta 6e he1d��Y apgliCable.law. Lerider�rall account to �� _ -
<br /> , ` Borrow��.�e,.qri,�s Funds in accordance witic the requir�at�of appiicabtu Taw. [f�ihe amonnt af tti�Eunds held by - -
<br /> ':`' La�d�;ut�ss�t��;�riot su�cient to pay the Es�ow Items vi�n.due,L.ender�may.sonotify Borrowecar-Kriang,and.i� t" - � t
<br /> � ��;�`: Jr ' sucfr.c���iowei sftatl-Pa9 to Lender the�onnt nec�ss��tc•make up•ehe detiCiency.. BOrrow�r�Il.tnalce=[[R We • ',: ::_." xs, _ -
<br /> �-�`�{` defcuz��t no cuore lhan twe[ve manthlY paymeats.at Le�edevo-saJe discretion. •� •� `• -
<br /> :,"• : �.• Upan payrneeS�fuU of ail sums secured by this Secur:tj;Insmiment.l.enQer shall.gromyUy refur�us:Borrawecany ' . � ��'��� .
<br /> , `:':';��:. Fu�kls held by Le:�c+r�. If.under P�S�Ph 2t.Lender shatl acquire or sell tha Froperty.Lettder priar ra tis�acquisitian ot •'• ,.`. .
<br /> ;�._z;'i.,- sale af the Ptopett�,�_all apply any Funds held by Lender an�ttic time of aoquisitian or s3te as a cr�dit�ainst the sum.4 ± ����•`� �
<br /> `;_ , ..�. . secured by tlus Secnrrrt.g�'lnstrumem. � ., �".t• _
<br /> � .�,;�'' • 3. Appikatia�ot Paymeets�. Unless applicable law�ovides athenxixo.all•payments receiveA by Lender under �
<br /> . ' ':„:-'' paragraphs 1 and 2 sball be appl�ed �rst,to any prepayment ct�rges due undes�Ihe Nate;,second,to amounts payable under
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<br />. �',�,� paragraph Z:thirQ to�:terest due;fourth,to principal due:and las1.!to any lato charges due uttder the Note: '.:�l,C,,-�
<br /> ' 4. Cb�r�Liens. Barrower shaU pay atk faxes, asscssments.charges.fines and�impositions�ttributabte ta the . �: ,�'. . .
<br /> • '�'�'� .`��� Plroperty which may attain prtoriry over this Seca�y Tnstcumentv and leasehold�paymenls ar.graund rene�,it"�ny. Borrower • --
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<br /> • `''��r;, _ j; sha11�y,these obligatians in the manner provided in para��.`•2.or if nc►t paid�in that mactner.BorrawErJi�1l pay tltcm on • _-
<br /> :� .,-.'��-•f ;.•�` timc�tl to the rsan owed a enl. Borrawer shatl a fumish to LendErt alt natices of amouin�r�s�e �d artdcr
<br /> �`�''� ��� . this y If B�ower makes�these a ments direci��awcr shall ram U fumish to i.ender recei.[seqi�c}ci�s � � --
<br /> •<;.:,_,�:•f .� � �u• P Y Y• P P Y i� $ _
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<br /> _ •;::��. , Bortower shaIk pcomptly discharge any lien which has pridrity over thi�5xuriry lastrument uniess gnirower:(aj agrecs =
<br /> ';�,;�:�,�;: •�.;�- in writing to the paytcrrent of tl�e obligation secured by thc lien in�a manrter ac.�eptuBlc to i.ender.(b)contesis in goad faftb the � � . `�'=
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<br /> . �:ai lien by.a defends against enforcemcnt of the licn in.legai proccrdin�s whic:��in thc Lender's opinion operate to prevent the � :. i._�—
<br /> . enforcement of t1�lien:or(c)secur��s from U�e hotdar of ihe t�aan agreement�satl�fuctory ta Ixnder subordinating[Ke I�eR t • .. �=�=?�;-�:
<br /> =T'�' to this Saurity Instrumen� (f Lender detcrmincs thnt any patc�nf the Prnpeny.is subject to a�tien which may attain priarity ' � � � ,_ -
<br /> �'::r:r�� , •_",�:: over tt�is Sccurity/nstrumenti Lender may give Rorrower a aotice iden�ifyin�thv Iien. Barcower shali sati�i;�the fie:t ar i�ice !�• '�' � `. -
<br /> • ,,:r `�, -:%'"',; • one osmore of the actions set fonh above within 10 days of thu�giving vf natio9. � ` `i . ' �.. •
<br /> ;� 1� 5. Huard or Property lusurauca Borrower shall keep;the improverncnta now exisiing nr h�Ku�ftia�erected.an the � •
<br /> ' ;;;;�•,.,• �.� Propeity lnsured against Ioss by Tite.hazards inc(uded within iha tertn"extended coverage"and any nther h:�e�:ds.induding �
<br /> � - ttaods or Rooding.for which l.ender teyuires insatance. Tt�j;t insurvnce shatl�be m�intain�d in �he ::lili7u�:'SS 8tt(��Qf 111C C '
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