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<br /> 1bo i�e.�o�3des�r m�i�L�s�est�tib of...4.:.�5Q...S6.1�a NIa�e pm-aide4 for c�as�grs ia che i�oa�st�ate and
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<br />- - - — . � �.;.�ItA�A1�'�1i01�7ffi.Y PAY�T CBAAIt�S . , � .
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<br /> ..��� . ��,�. . , . --,-- - � �- -- ----�- - --- - --- - — -
<br />_ � ,;, T6e�`�ae I wjll psy may ct�age an th�5�sc day of........���8�......... 1�4....e�i on tmt d�y .�,,:`•..
<br /> ` ' �q ....�i�..�':1.Q�!F��$........tLemf�ra.Bt�d�on wLit�my�est iate eapld cLange i�caBed$"C�nge Date.•• `
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<br />� �ming�with tbe Rest t�aqSe Dat�, mY inxrest�te wnt be basad a�eu Iadea. 1ua •?ndax„ js fhe weet�►
<br />=;_ .aver�e yldd on Qnided S'tates Z�ms�y soc�titFes sdjusood fo a ooa�at maumtty ofi.... yea�(e). as msde avaWb2e
<br /> � , byt�aFadetalRs�rveBo�a+a.�de�ee�tlad�xSguc+tavatiablaasofthedate43da�ysbeforeea�t'baagaD�siscalted
<br />_ tt�e"C1uc+ent iadea�." . ' . �:.�= : . �� ��
<br /> ,,� � -;•�,If tha �adeac is m IvL��lab�e,�she Nota Holdet w�l chnose a ae��t which is based apon o�1e
<br /> � '�on.1�a Note Holder ari�givo ms aafioe of @ds d�oe. � .
<br />_'' , ;�� , ' .(Cl�oi�nges . �-:: ��� � TWO ANU . ; ,; �
<br />- ';. .�.�,,�1:: '- ��:' Befote.ea��e Date.the Not+e Ho2der w3ll.calculate ug►ae��est rais by addiqg......................�::�....:.�. ..�-� :��
<br /> '�,:.! �` 'af�-AJ�IAt�.Cr�J:t�i.. �� •
<br /> -_ ^:.,,;�;',;;��`'::�;��:r' ...pcnoeatage pointa(e�:���..�)to t�e W�Indea:•1be Note Aolder wiU then��t�c � �'��;�.,
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<br />- `�;;��.: ci�uit uf t�isaddition to the ucarest ono�eighth of oae Perc�80 Point(0.125�b).Stitbjeet to tIIe limits stated in SectIoQ4(D) �••'
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<br /> : ��'-' ? �+ ls fb18 LOUIIdCd 8m0UOt Wlll bB IDy►IICW iIItCICSt tBtC II�W th8 IIC1[t Cb&tt$8 D3t@.
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<br /> � � �} � 'ibe Nate Hotder wiil tben determine the aniouat of the montWY Pa3+ment d�at wouId be snScIent w m�r the _ - '
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<br /> � � �P�P��that I em eapeaed to owe at the Change Date in full on the man�rity+date at my new iaterest t�ate sn � • � "��-_.
<br /> i ;�y, �e1IY eq�al FeYmeats.'I�e resolt of tWs catculation will be the uew arnouct of my monthIy paymen� , r_-
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<br /> ' � _,, .,,;.�:;�� .� t....•, � 'Qinserest rate I am ' wpay at the t'ust C�ange Date w�l not be gr�r then...6.750...�or less t�au _ _�"`��--
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<br /> + �,� za..5 .......St3.Thereafter.my tnterest Aato will ncver be iacrease�ar decrcased on any siagie Change D�te by� -, . . ,}' �-
<br /> ., , , _�� � TWO gerccntage poiuts (�°�Q�i) fmm my iniBallaoate rate of interesi � , � �� ;
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<br />_?,� r` �;. ���; . �ve been PaYing for tt�e preceding twelve montLs.My uc�edesc ra�e a�U never be greater than...•750......�. ,_ - ��,'
<br /> � 'i '�"�'��''� � (�E�a�tve Date o!Changes �• , ; .
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<br />-�; ..• ,} ,, • � My aew iaterest rate wlll beoome effeMive on each C6aage Date.I wlll pay We amaunt of my new montNY PaYment .
<br /> '' ' ,�. begina�ng on the 6zat moathty payment date after the CLange Date until the amount af my monthty payment chaages �. . . ,'.., , .
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<br /> �� :,,:°,�t�ti;; . •:,_ 7ho Note Holder will d°Iiver or mail W me a nottce of aay changes i�my ia;eres€rate and the amount of ury moathty �� �'>l;�ti,,`,�;:�� � � _
<br /> ,I.� :, ,�..�`: . payment before the effeaive date of a�+chaage.The aotice ariU uec2ude Information required by la�v w be given me and . .
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<br />- �,� .,. . ' ;.'� , • atso the tttIe aad telepho�n�mber of a persoa who will easwer aay question I may have regarding the nottce.
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<br />-. ',:.ti�. ' � ID. TRANSI�[t OF T�PROPEItTY OR A BENEL�S.�AL II�ST IN BORROWER
<br /> 1-<';' •�':`1;:":° � �Tnifo�Covenant 17 of tDe�ity Instrument is amead�oo read as follows: • ,
<br /> �T��`1 � � - •
<br /> ' • i-;1,1�'�J' _ ,� ' .
<br /> �'i�. .*:^:ii,.. . • Teaasfer of the A+ap�ey ur a Bene5dal Iaterest tn Borrower.If sU or yazt of the Pmperty or aay interest iu�e is
<br />= . ; � . sold or hansferced tor if a beaeficial interest in Bormaer is sotd or erausfemed and Bonower is not a natutal persoa) . -
<br /> ��}°,::.�t.; �. wIthoat Laoder's prtor arriuen ooasent.Leader may,at its option.�Imre immediate Faymeat ia fWl of eU sums sec.v� ' �: }:
<br /> ,.;''•;: . by tbis Seauiry Insorumeat.Iiowever.this option shall not be exercised by Lender if exercise ia prolubited by fed..°rs2 taw�
<br /> �� - as of the dato of t�s Sec�ty Insuument. Leader also sva11 eot exenise this apcson if: (a) Borrower casss� m be �
<br /> .;, . .:.;� submiued to L�der iafommtion required by 4�nder to evaluaoe the intead�aansfetee as if a new loaa aere Dei�g made
<br /> ;�t .. m t�e traasferte: ead N) Iender r�ssonab2y deoermines t�at I�a�r's securiry adll not be impaimd by t�e loaa
<br /> : ^. � ��u�. assmr�pdoa aad t6at the rislc of a 6nac�of a�r oaveaant or egreement ln tbis Seauity IasWment is aooeptabla w
<br /> . •` „ .� Iender. � ' .
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