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99 110439 After recording return to: CITIFINANCIAL, INC. (MD) 3415 WEST STATE STREET GRAND ISLAND NE 68803 DEED OF TRUST THIS DEED OF TRUST is made this 26th day of October , 1999 aniong the Trustor, JOSE M BURUCA LILIANA C BURUCA (herein "Borrower"), Michael F. Kivett (herein "Trustee"), and the Beneticiary, CITIFINANCIAL, INC. (MD) , a corporation organized aud existing under the laws of Maryland , whose address is 3415 WEST STATE STREET GRAND ISLAND NE 68803 (herein "Lender"). BORROWER, in consideration of the indebtedness herein recited and the trust lierein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of HALL , State of Nebraska: LOT 6, BLOCK 26, GILBERTS THIRD ADDITION, CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. which has the address of 2021 N HUSTON AVE , GRAND ISLAND , Nebraska 68803 (herein "Property Address"); TOGETHER with all the improvements now or hereafter erected on the property, aud all easements, rights, appurtenances and rents (subject however to the rigl�ts aud authorities given herein to Lender to collect and apply such rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the fore�oing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are l�ereinafter referred to as the "Property"; TO SECURE to Lender the repayment of tl�e indebtedness evidenced by Borrower's note dated 10/26/1999 and extensions and renewals thereof(herein "Note"), in the principal sum of U.S. $ 13, 164.69 , with iuterest thereon, providing for inontl�ly installments of principal aud interest, with the balance of the indebtedness, if not sooner paid, due and payable on 11/08/2006 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein contained. Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey tl�e Property, and that the Property is uuencumbered, except for encumbrances of record. Borrower covenants that Borrower warravts and will defend generally the title to the Property against all claims and demands, subject to encumbrauces of record. �