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�9 � �: Q416 <br /> 5110618M EX <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions <br /> contained in this Prepayment Rider. <br /> � <br /> . <br /> (Seal) <br /> AD MARIE S RINGE -Borrower <br /> '�h2�!' �. i���E1��� (Seal) <br /> MERTON M. SPRINGE -Borrower <br /> Subprime Prepayment(1-5 yrs) Ritler-Fixed Rate <br /> (AL,AR,AZ,CA,CO, CT, DE, FL,GA, HI, IN, KY, <br /> ME, MT, ND, NE, NN, NV,OK, SD, TN, UT,WA, <br /> MA(N/O/O properties) <br /> TX(fnt rate cannot exceed 12%) <br /> WY(first mtgs onlly, int rate cannot exceed 18%)) (Page 2 of 2) <br /> EC180L Rev. OS/11/99 <br />