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LAW OFFICE BRAD MONCRIEF, L.L.C. 1239 N. Burlington Ave., Suite 200 Hastings, NE 68901 (402) 462 -5353 2004045:1" Loan Instruments are declared to be severable. This instrument cannot be waived, changed, discharged or terminated orally, but only by an instrument in writing signed by the party against whom enforcement of any waiver, change, discharge or termination is sought. 17. RECONVEYANCE BY TRUSTEE. Upon written request of Beneficiary stating that all sums secured hereby have been paid, and upon surrender of this Deed of Trust and the Note to Trustee for cancellation and retention and upon payment by Trustor of Trustee's fees, Trustee shall reconvey to Trustor, or the person or persons legally entitled thereto, without warranty, any portion of the Trust Estate then held hereunder. The recitals in such reconveyance of any matters or facts shall be conclusive proof of the truthfulness thereof. The grantee in any reconveyance may be described as "the person or persons legally entitled thereto ". 18. NOTICES. Whenever Beneficiary, Trustor or Trustee shall desire to give or serve any notice, demand, request or other communication with respect to this Deed of Trust, each such notice, demand, request or other communication shall be in writing and shall be effective only if the same is delivered by personal service or mailed by certified mail, postage prepaid, return receipt requested, addressed to the address set forth at the beginning of this Deed of Trust. Any party may at any time change its address for such notices by delivering or mailing to the other parties hereto, as aforesaid, a notice of such change. 19. ACCEPTANCE BY TRUSTEE. Trustee accepts this Trust when this Deed of Trust, duly executed and acknowledged, is made a public record as provided by law. 20. ESCROW. Upon written request by Lender, Trustor shall pay to Lender, in such manner as Lender may designate, sufficient sums in addition to the payments required under the Note secured hereby, to enable Lender to pay as they become due the following: (i) all taxes, assessments and other charges against the Property, (ii) the premiums on the property insurance required hereunder. IN WITNESS WHEREOF, Trustor has executed this Deed of Trust as of the day and year first above written. LARRY M. HARRENSTEIN REVOCABLE TRUST BY: LOy M. Harrenstein, trustee; Larry M. Harrenstein Revocable Trust, Trustor VA