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<br /> �__: J��;.��,�,��rt��,�, r�M .��g��ient to Mortgage/Deed of Trust o
<br /> NWiM�BANKS
<br /> ==:ii� `�i� ����g .. 1 HEALOC �
<br /> �
<br /> This Amendment to Mortgage/Deed of Trusi f'Amendment"1 is made as of this�Z day of SEPTEMBER
<br /> 19 9 9 6 y and between
<br /> NORW . T B N N .RRARKA. NATTONA ASQ(�CTATTl�1�T
<br /> having its office ai GRAND ISLAND NE (the "Lender"), and'
<br /> MARK A CLAYTON and
<br /> BARBARA �7 CLAYTON (whethe�one or more, the "Mortgagor"J.
<br /> Recita/s
<br /> A. The Lender is ihe holder of the Home Equity Access Line Agreement of.•
<br /> ❑ the Mortgagor(also referred to as the "Borrower"),
<br /> � MARK A CLAYTON and
<br /> BARBARA J CLAYTON (referred to as the "Borrower"1, which is
<br /> dated 08/18/1997 , unde�which ihe Lende�has extended to the Borrower a revolving line of credit
<br /> (such Home Equity Access Line Ag�eement, together with any modifications to it made prior to the date
<br /> of this Amendment, �efer�ed to as the "Note"). The credit limit for the revolving line of credit evidenced
<br /> by the Note currently is S 20,000.00 .
<br /> B. To secure payment of the amounts outstanding under the Note, the Mortgagor has given a morigage or
<br /> deed of trust to the Lender dated 0 S/18/1997 , (such mortgage or deed of trust, together with any
<br /> modifications to it made prior io the date of this Amendment, referred to as the "Mortgage'), covering and
<br /> placing a lien upon the real property more pa�ticu/arly described In the Mortgage. The Mortgage was
<br /> originally filed for record on 09/02/1997 , in the office of the REGISTER OF DEEDS of
<br /> HALL County, as Document No, g 7-10 719 0
<br /> in 600k/Ro?i�fA Page//mage N�A
<br /> C. ln connection with the original filing of the Mo�tgage, a mo�tgage registry tax was paid to the Treasurer of
<br /> such county in the amount of$ N/A on , and that Treasure�placed his/her
<br /> stamp on the Mortgage, such stamp bearing number N/A
<br /> D. The Mortgagor acknowledges that the Mortgage is valid and enforceable and represents the Mo�tgagor's
<br /> legal and binding obligations, f�ee and c%ar of any claim, defense o�offsei.
<br /> E. The Mortgagor and the Bank now desire to amend the Mortgage to reflect certain changes to the Borrower's
<br /> revolving line of credit with the Bank that is secured by the Mortgage.
<br /> F Property description (if applicablel:
<br /> LOT 1, JEFFERY OAKS THIRD SUBDIVISION, CITY OF GRAND ISLAND, HALL COUNTY,
<br /> NEBRASKA.
<br /> Agreement
<br /> Accordingly, rn consideration of the premises and oiher good and valuable consideration, each paid to the other,
<br /> the parties to this Agreement agree as fol%ws:
<br /> � HEALOC Modification Agreement. The Bor�ower has executed and delivered to the Bank a HEALOC
<br /> Modification Agreement dated 0 9/2 7/19 9 9 (the "Modification"), which modifies the Note as fol%ws:
<br /> � Change in Ciedit Limit. The Borrower's maximum credit limii under the revolving line of c�edit is changed
<br /> to a maximum principal amouni of S 3 0, 0 0 0.0 0 .
<br /> � Exfension of Matuiity Date. The revo/ving line of credit wil/te�minate and the entire unpaid principal
<br /> balance outstanding on the Note, together with any unpaid finance cha�ges and other charges, will be
<br /> due and payable in full on 09/27/2009 . Until such date, the Borrower agrees to make the monthly
<br /> payments as disc%sed in the Note, or if modified by the HEALOC Modification Agreement, as disc%sed
<br /> in the HEALOC Modrfication Ag�eement.
<br /> � /ncreased Rate of Finance Charge. The daily periodic�ate is now equal to 1/365 of 1.00 % over the
<br /> "lndex Rate."The "lndex Rate"is the variable reference raie, adjusted in accordance with the Note (if
<br /> previously modified, as so modifiedJ, which is:
<br /> � the highest prime rate published rn the Wall Street Journal "Money Rates"table.
<br /> ❑ the 91-day Treasury Bill Rate (established at last auctron average on a discount basis, rounded to the
<br /> nearest.10%1.
<br /> ❑
<br /> NC 12506 MTG f9-98-226478-J1 CO3 MN,MT,ND,NE,NM,OH,SD,WY Page f of 2
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