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<br /> - � �rocL19iFR wrn�al,cn�iiopava�s auw a na�ftR�o�o�a«i the propa�►.m,a�n e�ea�s.appunensnces. .
<br /> ��ixtures��r,lxtraRer a p�tt d tbr.�vpatY- Ai1.�ts and additiaas.sinIl alw be care�ed 6y thiS Se�curitS►
<br /> =':. �nent.�A[!QFd►e faegoi�is aferae0 w in ttis Security tasmimem as the"Pmpctty."
<br /> ;`";:• BQRBOWER OOIIENAN'��thaz It�rmwer is iawfuity seised af the estate he�eby oonveyed and t�s the right to gr�t
<br /> �1 oonvey tde Roperty aod t�aE the Ptoperty is anea�vmbessd.exFept fix eecum6raoces af r�ocord. Bormwtr wa�rr�tts and.
<br /> wiTt defad geaer�llY the tilk to t1�Aopecty ag,uast al!ci�ims aad dem�s.subjtc[w any encum6�ancts of t�ecood.
<br /> T�BS.SECURTI'Y INSTRUMFN'F c�umbines uniform covenants for�tiona! usc aad nan-uaifomt covetnnts with �
<br /> liauted vatiarioes by juris�ctian ta cansdNte a uaifomi securiry.inu�mertt coveriag�eai propeny_ `
<br /> UNIl�OItML�OVEDiAISTS. Bo�ower�d Leadercoven�nt and ag�e as fot[ows:
<br /> �_L. g�y�d!'e�al aid I�tere�PrcpaY�at asd L�Itr CYar�s. Bormwes sh�P�P�9 Pa9 w6en dae dre
<br />,.._� p��cipal of aod imaest m thc ddit evida�ed bY(he Notc aQd anY PrcP�Y��and late charges doe wider the Nae.,
<br /> - - -- — Z�:.Fi�ds krTsxes s�i L�rlr�aG Subjo�i to appticaMe iaw or to a wrttert vraiver.by l�dei'.BcsmuK�sit�fs pay ta ' --
<br />� - 1.eodea�t iGe daY mootWY Wymencs are d�e under�he Nnte.�wtil t�e Note is paid ir�fuIl.a sum t"Furxis"1 for:t�)Y�Y. � --
<br />-;R�� � taxCS pod�sessments wiuch may attuu piR►iitl►over this Secarity Inst�wneat as a tien on iM,Aopetty:(b)yeariy ipschold
<br />�.,— pay�:or.�d reats on the Ptopatg:if any:(c)yeariY irarand a'.P�P�Y �F��t�Y�1Y fl�
<br /> 'r inwtance p�rrniams. if a�:(el YeuI3►m�tgaSe iaswance premiums,if any:and [fl any sums payabte by Bonawet w ,
<br /> - l.enda.m aa:o�daace witit:�.Provisia�saf paragr�pb$„ia.lieu of the.payment of mortgage ios�uance p�+etmuma 7bese . ,
<br /> items are plkd"Escmw h�" Lendet may.:at aay time.coltect and btd Fmnds m an.amount not to exseed thc mutmum
<br />- ` - �a knder fa a fedetatty rctated mcRtgaBe toan miy require for Sonower's cscrnw accaunt ander the fetleral Rra1 =-
<br />.�'.` Esta�e Seniement P�ocefims Act of 1974 as amended from time w tim�12 U.S.G�26fi1 et seq.("RFSPA�unlrss aiwther _
<br /> _ tavv.th�t sppliss to t6e Funds sets a tesser aznouat If so,l.�pder may.at any tirne.coltea and hold t'vu4Cs in an amounc mc to _
<br /> L'- "4 exceat t6e lesser�noiuu. Lender may esdmace ihe aa'�f�ttnt of Funds due an the`basis of cuaei�t data a�4.�asanabie _ --
<br /> � �of eapa�dipms of fut�¢e Fscmw Ttems 4r�'sse in aCCardaoce with appliqa�Ie taw. _-
<br />- The Cvnds sfwll 6c hefd in an inuitution;g��sits are inwrrd by a fa�t agency,inswmentality.or earity
<br />` (uncWding Lender.if t.endcr is such an in��Qf��Y Federal Hame Loa1�S�nk:.:.txnder shail aPPly the Funds to P�Y
<br /> . tLe Escmw items. Lender may aot cl�arge Bt�'�dver for hotding aad_applying the Ei�ds.annualty aaalyxing the escrow �
<br /> ' <`.�. •'� xcoun4 or verifying tlte Esaow�Itcros,�miess Lender paYs Borm�Yer interest on the Funds a�td applicable taw pemtits
<br />' Lender to make such a ch e. However.lxnder maY recluim Borrawer to pay a on�^�time chaige for an in�ependent real ��_°—
<br /> • ' az8 �;�;�
<br />- - estade qx reporting setvice used�y Lend�r in cannectiatr,with tfis Man.nnless applica6te law provides otherwise. Uales�an ��_—�:
<br /> � , i" �ment is made or applicable iaw requires interest to 6e paid.Lender shall na 6e�quired to Qay Borrower an}�interest or �,��- -
<br /> - eaznings on tt�Funds. Barower and Lendet�aY aSree in wnung.however,that interest shall be paid on the Fi�s Lender ,.�:�-„a
<br /> - of the F'wids.showin credits and debits to the Cvirr�s and the �4=�1�,:_-
<br />. ' -�" . shalt give to Borrower.wiUwut charg�.aa.a�a1 accounung &
<br /> - . purppse for which each debit to the Funds�ss made. Tl�e Wnds arc pledged as addifianal security for all sums s�cured by ��:�'=�
<br /> • this Sxurity Insuumen� . '`'.. v'`'='`��-
<br /> �'-. ,. If the Funds held by Lender eaceed the amounts permitted ta be held by appGcabte law. Lender shall.:a�::onnt to �__'_
<br /> 8ormwer for lht excess Fuixts in accorda�ce with the requirements of applicable law. If the arnonnt of the C-ui�i.�held by �:._3..
<br /> v�,�' I.Cfl(kf 81 a(1}r[III1C IS 1101 511�C1C(Il;to.pa�iiie-Escrow ttems when due,Lender tnay so notify Borrower in wnt[i�,and.in ��'`-
<br /> , i';�, such case Borrawer shall pay to E.ert�er Q;�;:�:nount necessary ro make up the deficieacy. Bom�Ker shall make ap the 'r«=�;:-.
<br /> ,. " deFciency in no more than twelve mon�his,p�-�-;nenu.at Lender�s sote discretiort � '>.f;iitlsi:����-
<br />� ��..`�'� `.l U nt in full af all sums sec�red b this Security Insuumen�.Lender shall prompdy ce€and to 8�rower any ' '.'':��'it�.'`::
<br /> E`;�:' ', P°�PaYme y •
<br /> .�� ��,,E - Fund4 held I.ender. If,�under h 21.Lender shaD �re or sell the Ro Lender.pnor.to ti�e��;sition ot ,�;•;,•:"F•?,;
<br /> � bY P��P �9u �Y• '.:'�1��..�
<br /> ����'��" sale oi the Prope�ty. shall apply:,ny.Funds hetd by L.eader at the timc of acquisivan or sale as a aedit�the sums . � _
<br /> . ��"�t-,� � j secured by this Security Instrument. -: ' � .
<br /> " • 3. Applkatioa o�Payments. UrI�.� applicable law provides otherwise.all payments rece►�:e�i�y l.ender under .
<br /> . • paragraphs 1 and 2 shali be applied:fin�tu ahy prepayment charges due under the Note:secortd.to d:.�satsts payable under , : .
<br /> •�: . , paragtaph 2:third:to interest due;fourtfi.to principal d4e,:and las�to any late charges due under the Nate. .
<br /> :��.. I. Ciwrges; I.ieea Borrower shall pay ail razes.a�sessments.charges. Gnes and impositions amibarable to the
<br /> .... :s.�, Froperty which may attain priariry aver this Security Instrumem.and leasehold paymcm�5 or ground rents.if any, •Qorrower „
<br /> •���-<<- '" . . shali pay tAcse obligations in the manner Provided in paragraph 2.or if rtae paid in that manner.Barrower r�hali pay them on
<br /> � "�:'='=; � Ume directly ta the person owed paymenG Borrower shall prampQy fumisb to L.ender ap notices of amounts to be paid under • �
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<br /> �; r this paragraph. If Borrowe�makes these ix�.-}ments directly.Barrower shall promptly fumish to La-a3.�r receipts evidencing
<br /> ,��! , . •, . . '�• .:.
<br /> • :,�r�-,_ the payments. • _
<br /> ' �,', Borrower shaU promp�.;y��1�:charge any lien which has priority over this Security In.dru�nent anless Bortower_(a)agcees _
<br /> � ' in wdting to the payment af ihe obligation secured by the lien in a manner acceptabfe tu t�enQer:(b)wntests io goad faitb the .. _-
<br /> ,�. .• �:��: 3,?;, .,.
<br /> : , ,,ty r�,�t . lien by,or defend.v again�t enforcement af:he lien in.legal praceedings which in tde Lertder's op;a:vn operate to provent the •• �
<br /> "' `� enfarcernent af thc lien:or(c)secures frmi,�e holder of the lien an agrcrcement catisiactary to L.e��ier subardinating the lien � .
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<br /> . , ,..N...,�, _ ;; . to�his 5�uriry lnstrument. li Lender d�ines that any pan af thc Property ic su6jcct to a lien wtrich may attain priority
<br /> � �;�-. •:-..� �oyer this Security Inswment.Lender ma��:�vc Horcower a notice identifying the lien. Boaower shall satisfy tt�e tien or take
<br /> ' ''��"�"�'` ane or mare of the actions set forth abovc within tU days of�he giving of noticc.
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<br /> ." `� "''� ' S. Nazard or Property lnsuranoe Borrower tihall keep thc impcovcments now c�i�ting nn c�reafter erccted on ihe
<br /> ��'� ' ' .;•:'�.{ , ' Property insured against loss by fire.ha.zar.�s�incladeA within the term"entcnded roverage"and any other hazards,including •
<br /> ��'��:F� �` ', '� ftoads or ilooding,for which Lender�ui�s insurance. This insurance chall be maintained in the amounts and far the ' .
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