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200404486 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />MICHAEL R SCHLACHTER - Borrower <br />�'' KATH T A SCHLACHTER - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />W4:101�.1 <br />(P•6(NE) i0005l Page is or is Form 3028 1101 <br />