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200404483 m <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />a—n. � -_ (Seal) <br />DAVID E GERLACH - Borrower <br />)Q_kAhKrJ_a �, ��Seal) <br />PATRICIA A GERLACH - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />-6(NE) 100051.01 Page 14 of 15 Form 3028 1/01 <br />m <br />A <br />I <br />