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<br /> . � ^ :. ��toit�tiraE Le�escequirCS:��3te iasurnnce cusrter provtdin8 tho if�tanace shall be cho�y/�drrawer subjet��to I.�nd�b `' .
<br /> - - . � appie�a�a�c1i et�ll nat ba swreitsanabIy Wrttt�etsf. iF$oerbwer�;t�m�nmin coveraRe descrl6ed sbove."Lsnd�e_�Y.si
<br /> � - 1�er�aption,abtu�ncav�tQ�irotectl.e�ider�rlghteutthePto,� accu oe -
<br /> " . .�l!�s�aruttce pol£c`ies qtW rea�ewals�hali bc twceptable to t.ender a�id shal!tnctnde a stand:ud�ac�age ciause. Lender
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<br /> s�a1t have tht rlgAt to�to2d ttse poUeies and nrtzwsia if Gee�er teqw��-�Jm�w�-` ' � -- -.�- _
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<br /> - aff,,.p,�d p:�ium�aad reaewal no�tces. In the;eyent o!los.�.Bmrowee st�ali�ive prom�t nqdcc to tho Insur.�nc�cerrier�d • .
<br />� L � .bca����1 rtdQr may make pmof of toss Unot made pmmpWr b�Boa:owef:'--- -� � , . .
<br /> - , _ � Untess�endar an�Norzvwar othecwise pgoaa in wrIttng,in$ntnnce ptoceeds shall t�eppited ta testoratian vr repsir of
<br /> . V, the Pro�erty damaged, i�the restora�en or�pair is ecbnomicslly feasible and Lender�i serurity ls not iessened. If the � —
<br /> � resto�on or,repair is not��c�ntly feastbt�or Lender�securlty woWd be tessened.the[nsusance pmoeed,s shall de.
<br /> � -°-; .-'.�ap�iiedta-tfec�sec�+e4�by��fs-SeeurityF�s�nent��vhet�er o�noi theit.due,wlth�tny e�tcess paid_to:�uapwer If�, .----- . .
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<br /> - - 8daower abaadons t9e PNpeiry.or dces not answar witnin 30 days a nottce'fram Lender that the msucanoe carrier tias
<br /> � � offeced ta seule a clahte,theb Lender may colkit tAe insiu�nce proaeed.s. 1.er►der may use the pmceeds to�epair.oi crs�ie .
<br /> the Ptoperty or to pay s�ms secured by this Security lastnvment,whedier or not then due. The 30�day penod w�71 be�ia wheit
<br /> — _ ._ the notice is given. .` _ '
<br /> � Untess Lender end Bo�rower other�rice�agree in wsitiag,any aPplic�tion of proorxds to principal.shall mt extend or _
<br /> _ posa�one the due date of the monthly paytnentg refemed to in parag�agEs 1 and 2 ar chaage the amount of the payments, If .
<br /> wider paragraph 21 the Prope�ty is acquired by I.euder.Bomower's nght to aay insu:ance policies end pmceeds resuicin8'
<br /> from damage to the Property prior w ttve acqnisiuon shall pa�w Lender to the extent of tRe sums secuied.6y tlsis Secu�ity
<br /> . Idstrmnee�iirim�di�tely prior to the acquisition. . .
<br /> - — G Qmv�patuY, Pr�waBoa,Maintenance aad Prote�tto�.of the PropPrty: Borror�er's Iauu Appf[cattos;
<br /> Leasehalds;Borrower shall occupy,establish,and use the Ptoperty as Bonower's.principal�esidence within sixty days aRer . :
<br /> Y �..m.�F� ' � ah$executiati'nf this Securicy Insuument and shall rnntinue w occupy�ee Prog�m,�as:8oaower�principal�esidenQe for at , ,
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<br /> ' ,, ; _teast o�e y�.after the dat� of occ�apancy. unless ,l.ender othecuise'agrees',ut'ivriti4g. w�icb o t shall _be• ,.
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<br /> .yn�r}TM x`�. �,����: -��_u�sonais3y withheid.or unless extenac�ng eircu�astanoes e�rist w-kuc�►ace beyon��oaovi�ec's conuol. Bormwer shail'uacr�'t �:
<br /> �""!` �� , desuvy,da�nage or iaapair the Propeccy,��llow the!'�vpeic�r ta decexic�rate.or commit waste on tlie Property. Borrower si�a9�� �
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<br /> �-�;�t�2�s��+' a � � - `be;�a de�i if 8ay for$eitnie sction or.pmS.eedir!S*whettier c�i�ar rnrttinal,.is. t�t in.Le�d�'s gaad:�sa5� .
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<br /> �,� the lien c�eat� b this Secutity���eat or .
<br /> y��� �.�: could res�3C i�.fozfeituie of tfle Frapea�y or otkerrs�rri�maxerialIy i;npair Y
<br /> '��,;s "��r° Ixader's sacur►ty interest Borrower may cure such a defautt arid remstate,as provided in paragraPh 18,by caus�g the action
<br /> ;'����'''�'i{`�'�'�����"`f or to be cEs�nissed.wit6 a culipg that,in Lender�s good faith determination.precludes forfeitucc of the Bormwer�
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<br /> �k�Z;� �" interest in t���operty or oaher material impairment of the lien c�ated by this Security Instrument or l.ender�s security
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<br /> -.�v�.;,...o •,^:, ..�`: intemst. B�imwer shall also be in default if Borrower, during the loan application pracess. gave materially false or
<br /> _ .�; ;� �.-;,� inaccurate information or statements to Lender(or faiied to pmvide Lender with any material information)in wnnechon with
<br />-_ •,�:•: :.. the loan evidenced Dy the Note,including, but not limited to.cepresentations rnnceming Borrower�accupaney of the
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<br />� ,�,:. . �:° Froperty es a principal residertce. If this Security Instrumeat is on a teasehold.8ortower shall camply with all the provisions
<br /> _� � , of the leasc. If Hor[ower acquires fee titte to the Property.the leaschotd and the fee tit[e aha11 not merge unloss Lxnder agrees
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<br /> _�.�. ..._�_,.:. .. . . to the merger In writing.
<br />- �' • :i` 7. Protectlon of Leader's Rights in the PropeHy. lf Borrower faits to perform the rnvenants end ogreements
<br /> � � . � contained in this Security [nsuvmenb or therc is n legof proreeding that may si�mifcantly nffect Lender's rilGhts in the _
<br /> �,� � Froperty(such as a proceeding in bankruptcy.probate,for condemnation or forfeituce or to enforce laws or regulations),then
<br /> r�:: • '. Lender rnay do and pay for whatever is neces.�ary to pcatect the value of the Piropeny artd Lenderk rights ln the Propeny. �
<br /> " Lender's actions may include paying any sum�secured by a lien which has priority over this Security instrument.appeanng q.�_ -
<br /> �• �'� • :. in court.payin�reasonable attomeys'fees and entering on the Propeny to make mpairs.Although Lender may take acrion ° °_
<br /> . � • . � under this paragaph 7.Lender daes not have to do so. '. '...
<br /> , My amounts disbursed by Lender under this paragraph 7 sha11 become additional debt of Borrawer secured by this • �� J �
<br /> ' � , Secwiry Instnunent. Untess Botrower and Lender agree to other terms of payment,these amotu�u shall bear inte�st from tlte • _—
<br /> ' date of disbursement at the Note rate and shall be payable.with interesc.upon notice fmm Lender to Borrower requesting � �"�
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<br /> • � payment. ��� .�:t,�.�':-=:..--
<br /> . S. 1dIIortgage Iasuranee. If L,e�.der requined mortgage insurance as a wndirion of making the loan secured by this �' ' •�?�;'�': ;.
<br /> Securiry [nswment,Bomower shall p�y the premiums required tv maintain the mortgage insurance in effect. If,for any �+:< , ' '.�;���:',• ' :''�
<br /> _ � • reason, the mortgage insurance coverage required by Lender lapses or ceases to be in effect. Borrower shall pay the �r.,-��. .;.•.;�; .:�
<br /> � �. ,`,, premiurns�quired to abtain coverage substantialty equivalent ro the mo�tgage insurance previously in effect,at a cost �,?. °: , �,":+.°; :r�;�
<br /> � � substanaia!! uivalent to the cost to Borrower of the mart a e insurarice reviousi m effec�from an nitemstte mort e '�'••� -_ ' ��`�
<br /> y eq s g P Y � Sa$ �.�i��. :..;:�t -
<br /> , • insumr a�pros�ed by l.ender. If subuancially equivalent mortga�e in�urance coverage ls not available.Borrower shal!pay to . �,a�, . � _:..
<br /> � � ' l.ender ea.^�'�month a sum equal to one-iwelfth of the yearly mortgage insurance premium beia�paid by Bortower when che • • ��';��'�,�� • _ `"•� "`_
<br /> .,;�'::.;:����• insurance coverage laps�d or ceased to be in effect. I.ender will accept,use and retain these payments as a loss reserve in lieu ' •'''���Y�``� �� �
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<br />- of moRgage insurance. Loss reserve paymenGs may no longer be required,at the aption of Lender,if martgage insurance �,,,":';�,;'.,�,�,�', : �.
<br /> �'�`'= � � •�� cavera e(in the amou�t and for the riod chat Lender re uires) rovided b an inzurer a roved b Lxnder a siin becomes : ; : , , .
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<br /> . t,' �� �", � � • available and is obtained.Horrower tihall pay the premiums rcquimd to maintain mortgage insurance in effect.or to provide a F'`:"= .• '"'- ' ' '
<br /> � � .' loss reserve.until the requirement for mortgage insurance endti in accardance with anp writtert agreement between Botrower ._'''�'' �� .'. .
<br /> '� , .. - and Lertder or applicable luw. :�. - � •.
<br /> " ,• 9. Inspection. Lender or its agent may make rea�onable entries upon and inspectionti of the Propesty. Lender shall . •
<br /> t. • � • � . ' give Botrower notice at the time of or prior to an inspection specifying reasonabte cauxe for the inxpection. �,1 � , �� •
<br /> j� � 10. CoademnatQon. The proceeds of any aw:�rd or clsim far damage�.direct or consequential,in camection witt�any '�`'
<br /> i'�.. , Single F�mily•-Fannte Mae/Freddle btne UrIFURSIINSTEiUNE�7'-•Unifurtn Covenant. 9190 /pu�e 3 njApagerJ , � � . •
<br /> ' � . freat lekex&dlaea Fa�.tue.■ .
<br /> . . • To lAOer CNE 18064'�69073 O FAII 616791d191 � . .
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