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<br /> "�--- ----_-- J -=--'--=- -i�o-�ad ahslt�dezms��to-��+,��n�t��pt� M�lk�ed cf Tntat o:Stco�t�t�ked(the"Sec�tX - --
<br /> -- taatnm�.ent")of the same d�t�givm bY the undecsig�a�(thn'F��to�ecuta 8mrnwefa Adjtts a�fe ff�a --- -
<br /> : Nota (tt�s 'l�idte7 to.1�fEP.ti,6fIlEt!!li11.�Qi��.k[4A7'i6/1�tfl.�A�iP�tiY.Jt�.........................::.............:.....»»..............
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<br /> -_p (the°untYe� o�tha eame d�ta sad cove�in8 tha P�P�Y desc�i6ed�tt�se Sa�eity Inatr+nn�nt aad locat�d at: �
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<br />- T�11i�TE CQNTAINS PitOVISXONS A�.LUWII�I��YfB CHANGEB IlV T�11�PT1El�ilEST .
<br />- � RATE A�N1).'�'BE MONTHILY PA1iMENT. T� Ntf►fE LiMFi'S TAE AMO�IAiT'�
<br /> ._. ... . . . `
<br />�. � BOBB.OWEIYS � SA1�.CAN .Cf�ANGE AT ANY ONE.1�.A1�ID THE- . . .. . . --_
<br />- 11!�AI�MUA�RATE THE BOBADwEIt MUST PAY. . ,:.;;�:. ` -— -----
<br /> ��.`�: ADDTTIONAL COYENANI'S.Ia 8ddittoa to 3he covmants and eg�c�eemente maile ia tlis Seeurity�nsttume,nt,� ' �i.�:�:�
<br /> - .��, � ��`:. . Boanwer and I enAer fv�er caaenant aad a�ee as fo]lows: . `°,�-�_
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<br /> _ - , �� :�� � — -- - a. irn�sr w►�ar�u�at�n�tY�A�e�e�o�s ;: .- :, ___ - -
<br />- �� .,�����:; . � _-
<br /> -� '17�Notc gmvides for aa initial a►terest��ate of....�k.OAD......».%.Se�tian 4 of the Note pm��or c�aa�s ia __
<br /> - °Y�,_�.K;: ot" ��' tfle iat�esi isie aad the montblY PaY��►�foIIowa: • == _
<br /> ( :��:,.,�4'` . .' _ . —_��..'
<br /> � -� � ` 4. INTEREST WITE AND MOMHLY PAYMENT CHANGEB ' ��-��--
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<br /> `I'`.' �L' C, : /� n�.�..� ' ' •'
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<br /> �.4 i_` �' Yh�QO MW� ' - . . �.�Y:90i�:. -
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<br /> `� The iater�st rate�w�l pay may chan�e�th2 fust dap'of:�4��.A8A4...»..,and oa tb�t t�y►every 1Zth
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<br /> �. ` mon'th tha+ea�:Each date oa which myt iaseiest rate could ct�a�is c��llod a'Chaage Da�:': � �"�n�`��-
<br /> r._� `••",�° t,�:�' (�? �t91R1t83 . �8 � t) ,���$`,t
<br /> `>. t,; ' .1�_.'rFC."+-�
<br />.-s� ._..{i�����*�,�..�.�' 4 $C�II�$WIt�1 t�2L'528���3�.'s.�i�lIILCICSt IBtC Wlv t?C tl3SC�OII 8II TIIaC7L�6�l�ClL�1S 1118 WOE�}/
<br /> C �:,';�Y;
<br /> '� =�_�;�� � average yi�ld oa Uaised States Tseasu� sec�ties adjnsted w a oonstaat matuiity of one yeat, as made -
<br /> tr:�.,_. .'_���•�� .� . . , �:
<br /> , ava�ab2e by the Federal Reserve Boazd.'The most reoent index Sgute ava�7able as of the date 45 days befose . . -,,t.
<br /> _ ; - • . ::; each Cbaase Date is calted the'Cwrent Iadea." . � ..
<br /> `,,`�'r':`"_ .,. , . 1f the Iadex is ao longee avat�ab2e.the A'e�te Holder w71 chaose a aew iadex wbich is base�ugou comparable . ` � . ✓.� ,. _:
<br /> ��;;�:ti<a;� ` t. .. '_
<br /> '•; *�'�• � iafoaaation.The Note Ho2der w�71 give lae aotice of ttds choice. . ��
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<br /> _ �-��Y�.�!, :. ._.'_.�1,3 R.-.—
<br /> j•.' '; ' ._ . � (C) Catculati�an ot Changea _ ' :`•� �.;: {r�-s.=-
<br /> ` ,...; : . ':,;=,:i;��d r r�'.
<br /> , .�`;; 8efose eacn Chaage Date. the Nvte Holder w�l calculate my ae.� iaserest r�te by add'nig :+'. :r' '�,: F
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<br /> - � ..t11T��.��!��fA�44Af�4l..P.!!�4!!t4S.4.�RI.4�.1t«.���4.°l�l.....................................to tbe Cuuent I�a. '1718 Note ,�;f.�, . ..;�
<br /> �,���;'� '�`.=����"{� Ho2der will then mund the result of this additioa to the neaiest one-eighth of one percent�goiat(OJ25%). �,. _ r`.
<br /> :,`; . 1�.;;:«���,h:> Subject to the limits stated ia Section 4(D)below,this muad�d amouat w�71 be my new interest rate nat�tfle 'R . �1
<br /> ' ' 'iti`' IICat Ch711$C�tC. c , .. . ,1
<br /> .� .�:�'.'� . . . 'HR�e Note Hol�s will thea detesmine the amouat of the monthiy payinent that wouId 6e suffcient to repay � ;.. .
<br /> ''' ` °t�r� � , t4�e uagaid PffinPal that I am expect�,d�owe at the Change Date in full oa the matuiity date ai my aew ..
<br /> , °;�;,�;}:a;. • - iat�est nte im substaatiallY equal pa3�ts. The result of tLis calcutatioa will bc the aea�amouu�of my .. .�. ' , -
<br /> >>r-�� .. _ . ��y�t. � ••
<br /> - �,•f� , ., te�rest RBto C6'tatt$es • t.
<br /> ;„ ' (Oj tttntts ar� Y . .. . ,
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<br /> : a ;. . : : The intemst sate�am requir�to pay xt t�e fisst Change Date wiIl z�ot be gieater thaa...�:�--...... �;;Y;�;.
<br /> � .,..
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<br /> � � tbaa...A1All0 %. The�@er, my xate�.t rate w�l aever be iaceeased or decceased oa aay►sia� �Chaag� ; . .
<br /> , ,_ , . ....... . ,
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<br /> . E:. . ,� - Dare by mone thaa ..1hY�.R��t+'���BQ�t..�f. .......................................... ..... .
<br /> .from the raie of i�, . � e
<br /> i.. � � sate:est I have been payia� fos tfte pseaediag 12 �ontbs. My inte�st rate will never be �eater r1a� �'i�� �' .
<br /> '`'�{ `� � ...lQ:QQQ......4/0. � �{r1.�
<br /> F'��'�. .. , ' F�` , . -
<br /> 1�t i-''�... „. : . � ��'. ��i'iY��YW 0�ii�ng� ;` . . ' � . i
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<br /> '���� �:� : , .. My new intecest:ate w�l b�come effec6ve oa each Chaag�e Date. I w�l pay the amouat os my new ma�akkty , �
<br /> ,�� �� . PaY�1 �8 oa the fi�st month2y payment date aRer the Change Bate until the amouat of my . ,
<br /> � ..' montLtY PaYmeat chan�es sEaia. .
<br /> .• . : - (Fl Nnti�o!Chseges �
<br /> � . . The Note Holder w�71 deliver o:ma�to me a aotic�of any cbaages ia my iate�est�te aad the ameuat of my
<br /> � . meatbiy paync.�nt befone ti�e effecdve dat�of aay ehaage. The aotice w�71 iactude iafo�ation �quirod by . .
<br /> . taw to be givm me aad also the title aad tr�c,ghoae aumber of a peraoa wh+o w�l aascver aay question 1 may
<br /> � � . have�g the aoticc. . �
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<br /> _ '� 1 . , � RIOE�t•aR61�o� +m� Eao�s�a.v�wera� �
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