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c:p rn In <br />o Ccv <br />a m D <br />C'n N f r -` ti =� ZDi N Gi <br />M 2 V 1 { < o <br />0 <br />r°n D <br />Co <br />O <br />C4 C) M 7.0 Z3 n s <br />M CIO C ~ <br />C'7 After Recording Return To: <br />Cn cr, <br />200404413 <br />[Space Above This Line For Recording Data] , <br />Glover �\ <br />DEED OF TRUST Lon arcel Number: <br />bumber: 400074869 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated April 26, 2004 <br />together with all Riders to this document. <br />(B) "Borrower" is Kevin Lynn Glover and Kristin Lynn Glover f /k /a <br />Kristin Lynn Verba, Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska Lender's address is 2009 N Diers <br />Ave Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated April 26, 2004 <br />The Note states that Borrower owes Lender <br />Seventy -Eight Thousand And 00 /100 <br />Dollars (U.S. $ 78, 000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than May 1, 2019 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DoCUINEI (Page 1 of 13 pages) <br />DOCUINEI.VTX 06/19/2002 <br />A <br />