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<br /> �oc�ae wm��u���a�«►�.�r«�a o��w�r•,oa,n�.�. .
<br /> ~ a�rt.�nwv ac�Se.trer�P+�t a�d���+Y= ��and additioes s6au atw be covi�[�M uY ans secu�itj►..
<br /> - In�une�a�. An ot tbe f«�egoin6 is rtfa�od w w w�s sce,mcy rns�mna�as�6e"RapectY•"` `` _ � ' .
<br /> " 90RROVPFR OaVENANTS tbat Barowa is iavrfWlY seiaed of the aare I�nebY•aooreYed ana hu t6e dgpt co g�aoc ,
<br /> � � n W oonvey t b e�y m d d a t t h c p t b g e r t y i s�m e o c a c u b e�e d.c�a p t f�c a�c e s of maN. Bar:awQ wairants iod � .
<br /> � �v�!defend gaoetaUy tHe titk 10 the Propetty a�iaa all claimsan�ae►�,s+ubJxt to�ny sstcumbrances of tecad.. ,
<br /> THIS SECUliTfY INS7RUMF:NT combines�mifaai covmaots for natiaoal us�e aad e o n-u n i form cov a u n t c w i t h ,
<br /> �y��y�toco�itntcaoaifamseauii�:�tcavaingnnlpropeny. ._ _ =,
<br /> . . Ut�U?E)RMCt33V,�NPll�i'fS:Borto�etanQi�endetcover�rtmd�g�ee�sfdlows: wdeaduethe.
<br /> �!.:.A��tl�R�t�i�4'iP�aN1MeR+est:�J�aM�..tt�C� Bwmvver sb�t!R�P�Y I�Y
<br /> , pr�ip�t o�atid.iate�un�hc dekt evidrn4'ad bF,tht Naote an�aaY pep�Yment and t3u c1�ar8es duc ande�the Nate.
<br /> � t�.Fi�tae.�c�res�d��.Sl�bjo�K��!�law a to�wnuen waiver by Laodet,BaaowaF s6a11 psy.w
<br /> ' Lad�r 4o d�e daY:�Oqp�hiY P4Y���e andec:t�.N�.uoti}the Nae is paid ia fuU:a smn C7itnds")fa:(:)�ye�Iy •
<br /> u�s�ssse�n47K�whi�CC(��5►.?�P!�'tY,����Y�R as a,liu►ori cUe�openy;�(b)Y�Y� .
<br /> � payitunt5.ar.gcoun�l,[�ts;ua.d�:�Y:.�if,�t,Y.�.(�)Y�Y�a P�Y insuru�ce piamwn�(d)9e�t�r t14ad
<br /> � insusauce y�snaiunns,if.+utY:-(e�YeulY�8��P��• d+�7►:.sud lfl snY� P�r+�bY�a�
<br /> � Lender,in tccoedanca wi�tbe p�visiaps of�am�li 8,m lisu of thc�tymea�af�Se insvnoc�e pernu�ua►s. 7'he�e
<br /> , it�ss�e c�lie�#:"Esav,w Itans." l.a�er=m?a�m any dme.couax�noid Punds;n an nm�o�nc auc�eaceed the maaimum
<br /> .�amouM a leade��ar.�fedett�ly�i�t�_'aioiiBaSe loon may tequire for BoROwer's esrcow a�xc�mc��der the federal R� •
<br /> E.uate Settk+metK�oce�urs A�of,�9T4 as a�nded fran pme to time. 12 OS.0$26Qt et seq.('ZiE,SPA"�.uniess anoWer ' -
<br />- .Isw dat�ppl�s�tbe Fands s�.��essar a�eun� If so.i.emter may.a►aay wra.colla�t a�rd boid E�ds in an amount twt to
<br /> -- exoaed tbe Iss�. ..�"�d�er tnag;�the�rtiom�t of Fw►ds due on the b�sis oP c�u�+mt data aad nasonabk.
<br /> _ — ��of�es of furue Es����ta otberwise in accard�ocewith appjicabk law. ` .
<br /> - � � ���=t?t.tie��ik:a4t� ., ._=��*'lwsa:¢epositsace i�by a federal age�cy,u�smunenqiity;aK:entiry .
<br /> - (� `if l+qlt�'�s�?�►pn i�'t�i=��s�a�.��ederal Home I.oau B�:leiider st�ll apply the,Furds to pay .
<br /> t�ic�Fs�Yr?I„ ' .� Lenderiri�`iiae cha�;�a���•��balding u�d applying tt���ds,annua]ly�na1Y�!#�=: N►
<br />.�". ac�t�ot-,�fying tlie Escrow Items4��u►�:�F PaYs Borrower ince�t o����i,nds aad applic�F�T�:�ts
<br /> Irender w maR�,�such a ciuvge. Howeve�:Gai3er may raryi�Bomnwer to pay a�aae;�i,me cl�ge fa an indep�drnt n�l
<br /> - estate t�tepocting aervice used by.l.end�`�.c'vr�cu4�with this loan,nnless applica7iie law provi�esottiec�is��Unless an
<br /> �gnemeat is made or applicable taw requires inteiest m be paid.l�ender shall�wt 6e��ied to pav�Ba�rower aitW:itsierest or
<br /> eamings on tl�e Fvnds. Boirower and Lender may agnee in,wnting.however.that ic�i;es:xhai!be . �on the Fua�is. I.ender .
<br /> .. sh�ll give w$orrower.withoat cliuge.an ar�nua!aceouaau.'�:of tbe Fhnds.siwwiq��ict and ,kits to the Fuit�s and the
<br /> purpose for,which e�ch debit to the Punds.a�s made. 'i�'ie,H'nmds are pledged as a�tr:r�al sec�u?t�for all sums secured by .
<br /> this Secudty Tnsarument. '�: .,; � ` .,
<br />,� � If:the.l�mds held by L�endGr eacced the amounts•�iued w be held by appticabtc I�w.�Ixnder sliail account eo
<br />:"..5 Bamwar fas the excess Funds;U►axadance with the re�e'�-em�nts of appticable taw. !f the amount of tGe Funds lield by
<br /> ' Lpreder u any time is iwt s�CCient to pay the Escrnw Iteies when dua.Lender may s+a,�otify Borrower in wriang,and,in
<br />-- si�ch case 9omower shall pay to l,ender ti�e amuunt;necessuy to m�ice up tNe�^�- BorruwGr shall make up tt�
<br />� defkirncy in no mae th�n tweive moathfY PaY�ents.at Lmder's sole discretian. �` . �.
<br /> UPon PaYment in full of al!sums savird Uy this Security Instrumen�i.ender sha:i�pdy sefund to Borrower any
<br />� . Funds held by Lender. ]f,under paragrapl►21:�I.ender shati acquire or sell the Ptopetty;Le.mder.Prior to the acquisition or
<br />" satc af the Ptoperty,shall appiy�any Funds heid by Lender at the time of acquisitioa��sale as a credit against the swns
<br /> ' se�ured by this Security Instrument.
<br /> <' 3. Appiical9at ot Ptiy�nenta. Unless applicable law provides otherwise.a�L L1a:'ments received by l.ender under
<br /> „ ;, paragcapha 1 and 2 shal!6e applied:first,tv any prepayment charges due under the;�a'rw second,co amwnts payable under
<br /> - :� paragraph 2;third.to interest duc:fouN�,to principal du�and�as�to any late charges c�ite under the Note.
<br /> I, C6a�es;Liea�. Borrower shalt pay all tsxes,assessmcnts.chargea.fines and impasitions atuibutabte to the
<br />- : property wttict+rnay attain priaity avtr this Security lastiument�and leasehold payra�:or gouad rents.if any. Borrower :.,..
<br /> ST-,,�tE pay these obligations in tLe manner provided in paraL�aph 2.or if not paid in tl�r r.��.�uier.Bo�rower shat!pay them on
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<br /> ' .a�r..�r,�ctiy;ct the person owed paymen� Borrower sha66�comptiy fumjsh to l.endee�rsrj�ices of amounts to be paid under _.
<br />:� . ' t}uv paragraph. If Borrower makes these payipents direr[ly.Borrower shall promptly C:u::..ish to�i.ender recelpts evidencing
<br /> , �;"' ' : the payments., .. .
<br />' Botrowet si�ail piomptly discharge any�S:rr which has prioriry over this Security ln�tr,�..'^�ceuc ucr]:ess Boaower.(a)agcees
<br /> � in writing to the payment of the obligatian seCured�y ihe Iien m a mam�eracceptable to-#�:r3er:4'Oj cdntests in good futh tde -
<br /> � � r �lirn by.or defend4 against enforceme.mtof the lien in.leg�l praceedings which in the�.:�a's opinion operate to prevent the ;
<br /> • enfarcement of the lien;or(c)secures from the hotder of�he lien an agreement s�t'r�ar,xl�cy zv Lender subordinating the tien
<br /> - to this Secintty instrumen� If l.ender determines that any part of the P.�erty is su��ct to a 1ien.tvhich may attain priority
<br /> � • over this Security tnstrumen�.Lender may give Bortower a notica idenu:f3=r�the lien. Borrower s1s.i�l satisfy the tien ar lake
<br /> • - one or morc ot'the actions set forth above withln 1U days of the givin�rn�rr.r�ce. _ �
<br /> ' ��'. 5. 1lazard ar Proper�,F Tnsuneca Bvrrower shal!kecp the im�iover.�emts row existing or hereatter erected on the
<br /> k� �_ property insuted agains�toss�j fne.haxards included uiriiis the term"extended eo��ge"and any othcr hazards.including
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<br /> i]oods or�ooding.far w4ti;cli E.endet requirea insut�x. 7'his insutance shall 6e+naintained in the amounts and for the
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