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<br /> � ` �fnc!coavey t14e�t�apmty,�tt�t�itna�ai��S�.�exi�eept fot dncumh�raaoes�ta��.:��dnawG�wat�aats ut�: �,� ; �`
<br /> — -- � � wI11 defend�e�Ii�r t�e t�tle m the Pt+oparqF agaiast all�Ialms�ai�demaiWs,subi�ct t�any�of xecosd.°:"�. �
<br /> � � 'Ff�SSfi�RItt�Tl�'`IN�7RUM@NT oo�� iu��t oovea�ts��at us�and non-�mif�oo��na� wIth.�� : .. u
<br /> �. � lta�tted vx��ns Dy�visdiction tt�caou�tttuts�iinifc�m saardt�i i�tcumeht coverin&�4�P��'�Y. � . ; , • -
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<br /> . UN�ORM�OV�1ANis. Ha�awerand�eudsr�mrenamt and'sgrte av foltows: � ` -
<br /> �—_--- -- ------ .- ---_.-�-ga�toF�'etndp�amg Ynts,est;��gand�£�'ge�HonavveraHai�pra�t3ypa}rw$etrdnct}ffi` �- .. _..-------.- _ _. .. ---
<br /> _ grinci�ofandin�s�t an the detttevidcaced Ey tbe Nat�aad any�aad latet�gesdue wtder the Not�: � .
<br />, �utds for�and Insnraacg. Snbjoct w applica42at�iv a�w a��tsraiver.t�gl.�nder,Bmrowersf�all ga�tae '
<br /> Lea�r on tae day mont8ly p�ayma�are due under the Notc,imtil the Note Is paid.in Nl1,a sum f'�ds'�fQt:.(a}yearIy'.,
<br /> ta�ces aaQ a�essments whic�may auaiu priority over tMs Sec�aity�ent as a liea oa ttie Ptnpetty;�N}Y�Y IeasehdId _ . _
<br />- �aymeuts or gtowRd tpats on the Ptuperry, if any: (c)YeadY d�d�r ptupertl► insurance premiums: (d?Y� �� �
<br />_ �P��.��Y: (e)S�Y�rt8��P�,if any;and.(�any sua�s paysibts by Bormwr�to
<br /> -- Lea�r,ia aoca�rdaaoe aritH the pmvisions of paragrap4�8.ia W:u of the gayment of mortgage ias�aance pzemiu�as. 1luse
<br />- items are caited"Bscm�w Items•" Leader mag.at aag tiai�ooltect and hold Rusds in an emount not to sxoeed ths maaimum
<br /> ,r . . amomu a le,�der foi a federally related moitgage tosn�y reqvire for Boiiowei�esraow acbouat uader tt�fedeial Real
<br />_- Fstate Seutement Ptoc�ues Act o�E974 as ameaded fra�u time to time,i2 U.S�§2601 et ae4•("RffipA`�:s�ss attather -
<br />° law that appltrs to the Fim�s sets a less�r amo�mL 1f sa�L�der may,at ang time.col2ect aad QaId�lmds aYa�a:�mmt nat ta -
<br /> �` �� exoeed the lesser amu�mi ,Leader�may estFinate tae amount of Ponds due oa tde basIs of cuaeat st��neasonable
<br /> :� estiumtes o�e�tpenditurea of futtne Fsc�ow Itema or othetwise in aa:ondance with applica62e 1aw ;�=".�-:�-: ���
<br />- 'nte FiutQs sdall be held in an institudon whose deposits ere insuted Dy a federal agency,instruut��.or endty
<br /> _—� _ : .{'ind�iding Le�der.�I�tder is s�cc6 aa institation3 ar in�y Fedetat Home i�oar�Bauts. Leuder sbalI sppIy t�ie:�ads to pay ---
<br /> - y �,:!he Fsctow Items. I�eud�atay not chatge Boaower far hoIQing aad agplying the Amds.aanually aaai}rrisg the escmvir
<br /> - � acao�or verifying tis�Es�ow�I�ems,antess Leader pays Borrower interest on the i�mds aad applicaMe Iaw pemrirs
<br /> ;;. I.eader oo make s�ch a cbar�e. However.I.e�der may zequice Bmrower to pay a one-time c�arge far aa independe�mal
<br />�' ��menf�o�cehceblelaw nder ia�nteiest to be aid.Len�shall no��c�ble laww��Bmmw� mtetestor
<br /> �� ePP� �g� P �N� PaY,
<br />-- ,-� �� . .; eamings on the PLnds. �ouiuwer and Le�Wer may ag�ee in writin�,howeveq thai utterest sAall be paid oa the�. tRnd�
<br />_, ,,, :� . .shall give W Bom►wer,wiit,�out c6atge,aa aimual acrnunting of t�e E�nds,sIlowiag credits aad debits to t6e l�nds aad the :
<br /> ;<.,putgose for which each deDif to the F�pds�wds made. 7he FLads are pledged as additIopal securlty for alt sums s�cut�ed by .
<br /> . :. .tiris Sec�uity Tsist�umea� ,. . -
<br /> - � ` If tG�'k'sui+iv�held by I.ender ex�s!the amounts perttlitoed to 6e heId try appllcabIa Taw. I.eadet sLall acmuat to
<br /> Ba�rnwer.�.t�e excess f�mds in accdrdaaace witb the requuements of apglicab2e taw If the amount of the�nds he2d by
<br /> s�;,_„.-r' I.endet at zc�j��ime is aat.�cdent w pay the Fscrow Items when due,Lender map so notify Bonower in writing.and.in
<br /> 1 k' � 's�sh case��wer shati I��r ca.L.�ad�er the amouat aecessary to make up the deGciency. Homnwer shal�make up the
<br /> j� ,_ .:a.';� ,1„ ,
<br />-_'. �,- • ���deficiency in sx�zaore ti�n.t*�dve�y�aYments.ai Leader�soie discretion.
<br /> i;T; ��; <.�' Upon p��uent in fylFuf all sui�se�d b this Secu:i Instnnneut,Leader shall m d refund to Boaower an
<br /> . .,: -,�. a Y ►Y P1'� P Y Y
<br /> `•�+.�,�•,,,�•>s��`��t�; :�� RuWs Qeld b i.ender. 1�aader aapi �eeny,Leader,Prior to the acquisiuon ar
<br />_ �`�ti.���,,�.;Y,z�, . y p�5 Zi,Lender shall ue or seU the Pro ny
<br /> :�.�:.;�s�:;:,,,.,:;Y�„E sata of t�e Ptoperty.shall appiy any Rmdv held by Leader at the time of acquisitEon or sale as a credit ag��the sums
<br /> . . secused by this Securiry Instnunent. _--
<br /> �..�,.y�:.��`.:�.: . �'+. 3 Appltcat�oa ot Pgyments. UnIess applicab2e law prnvides otheiwlse. aU payments teceIved by Lendec under =
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