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- 22. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to <br /> reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security <br /> Instrument to Trustee. Trustee shall reconvey the Property without warranty and without charge to the person or persons legally <br /> entitled to it. Such person or persons shall pay any recordation costs. <br /> 23. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee � <br /> to any Trustee appointed hereunder by an instrument recorded in the county in which this Securfty Instrument is recorded. � <br /> Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon � <br /> Trustee herein and by applicable law. � <br /> 24. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrower's Q <br /> address wh�h is the Property Address. ►..+ <br /> 25. Riders to this Security instrument. If one or more riders are executed by Borrower and recorded together � <br /> with this Security Instrument, the covenants and egreements of each such rider shall be incorporated into and shall amend and � <br /> supplement the covenants and agreements oi this Security Instrument as if the rider(s) were a part of this Security Instrument. <br /> [Check applicable box(es)] <br /> ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ 1-4 Family Rider <br /> ❑ Graduated Payment Rider � Planned Unit Development Rider � Bi-Weekly Payment Rider <br /> ❑ Balloon Rider ❑ Rate Improvement Rider ❑ Second Home Rider <br /> ❑ Other(s) Specify <br /> BY SIGNING BEIOW, Bonower accepts and agrees to the terms and covenants contained in this Security Instrument and 'm <br /> any rider(s) executed by Borrower and recorded with it. <br /> ,f <br /> � <br /> [Sesl] Seal] <br /> Borrower B o OUg a8 . o nds <br /> 7 <br /> [$881] � 881] <br /> eOfOWef eoro •� Kathr J. R and <br /> STATE OF Nebraska <br /> � ss: <br /> COUNTY OF Hall � <br /> On this 12th day of October , 1999 , before me, the undersigned, a Notary Public duly <br /> commissioned and qualffied for said county, personally came DOU91aS J. Rowlands and Kathryn J. ROWIendB . <br /> Husband and Wife. As Joint Tenants <br /> to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and acknowledged the <br /> execution thereof to be their voluntary act and deed. <br /> Witness my hand and notarial seal at GfB�d ISI811d in said county, the date aforesaid. <br /> M Commission e ires: � � i ,�� � -� • <br /> Y XP � ,d � o'Tr�.�.`'�+�._ <br /> � � Notar Publlc � <br /> GENERAL NOtARY�State ot Nebraska <br /> III � KAROIYN VONDEROHE <br /> ,ry . , � My�nmm.Exp.�..._.�.�.._�'l ,. <br /> � .._.r..... _._..._,. .,. <br /> � i) <br /> F1318.LMa(1/99) Page 5 oi 5 <br /> , � <br />