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<br /> --- �= ' '• tQ�M�wrtFr.a ttt.impi�reni�nts e►ae► qr hen�ter,�an�te prtip�ny;ind�t e�3arna� �u yn�4 ,;- � -�
<br /> A -------- , � �u1s ntiahcr Apr�ie a A��tho pm�atll.At r�ig�n�and qafi��OttQ atto be eov�Dy.4hi�S��S�mbL. �,�" :: ::'P—
<br /> '- -- �. A9 Ct dte fei'�Y!!t.b rOtestie�.to II3 t1�s Se�Y.�i�u�te�W ths'R��ety.'. . � '. t . , � 4 ._'�,:: � -
<br />-`��` .- . 'SOAROI�R COVENANi�t1ts1,Botrow8�1�;��e�d o�,the�ast�q,h6�Dy eottveyed�d hats`�S ttgnt to�gri�Y��.-:"Y"��---_
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<br /> ----eonr�'ayi tt�'Rap�ty'���roAer�►�Ie._ ;. . ..__�: r.�^►cti__���=""`--.T '- -
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<br /> .� � � d�nd�iNn�+b tha�ta�a tAs Pral�tiY+��E�dthls yu►d dem�n�,sablact to�rty eneumDaaieea`af�eox� : ` ;i�
<br />�: . 1tU3 $FCUqIfY I[�18iRUi�AE�!' car�iies us�fartn I:t�1fYM� T�.Qi11C�1 {lED QIfI ROtFU[flfOtllt.�AYdt�J1CS W3�F ��- .
<br />-•'� varmlotu bY�ro e�tatffiats a unKa�te eaou�jl.�3LumItR c4ve�h�real p�opatY• �:: . , ` . ',
<br />- � 8NlFQAM CUVEI+UM�. Sammner end(.�tdar�end a�aa fcA�vs: : . :' :° '^ � ,. :—
<br /> y`� t. Payne.��.�rtncipd ana l�re3�Pnasytra.at au�a ism.enugss,eomcir�rer�i Rm�rouU l�r whsrt . , _
<br />;'r,.; due Ute�n�t of ai�t!ittes�st on the da6t evi�eed by Ne Note rt►d at►y�R�PsY�►ea�!and tat�chasgn��+�e und�the Nattr. .
<br />- - • 2. Funds i�r Tax�s.md tnsuraniaR:s�ject ro app8abie t�r orto a w�ten wtt�ror by lenasr,�artcws ah�li pay ,
<br /> � . :p=. � ta teiQet cn tha dayt rt�omAty psyrl►eib ara dtte+mdar tAa Nate.uM'A the tdota b patd in tk�9.a�ar+('Fi+nda°}iar. {a}y�tty � _
<br /> t. . - �:" ._ t�atid aas�er��mry a�etn ptto�ty o Seat�ity t�s�um P�OPm�►:(�) Y�N • _.�-
<br /> eT vr thb ent es a Hen on Yhe �aeliotd,
<br /> ����_�_�,.�, �`-P��or Qround�Ma on�e P�ope117G�enl+: (o)Y�lf�-orP�aP�t!►tr�s�um►�P�fiO 3►�fi►Soo�f�mnce__ -:_ _^ - --
<br />-,� �;-°�c�r.:�;. Dremlutn9.it anY(e)1I��5►mor�a98 kista�ttee prExr+�ttna.B any,anA(fj a�ty�m�.s payabte Dy 8ntroHra to Latder In aocutdanea _
<br /> '`< ,�` <�':-:."_=: =` � wftt�Ute Pmvta[ans o!para�aiph 8.N Reu at tho paymertt o!madgaga 6�suranee p�mse 1t►oso itmr�s are eaIIed 'Esaov� � _----
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<br /> �:,;: � .�t�`_�=_. -,�a tttti�.` tender may.ffi etty,ttm�Co�end hOld FUnds In en emouat rtat tu mcceed the rt�a�nttm emotmt B Ietdar tor 8 =
<br /> �:��-:'�•• teddaBY�e2ed 1noRgz3${aan ma�►req�tre tar Bortawers asaaw a�mt uader the tedete!Re�t Eatate 3e�lem�t Procadtaes
<br /> 9`'""'y:��''u • Act at tgT4��mended�om ttrt�a to t6ne►12 U.S.C.�2601 et seQ.�('RESPA'A wtess another.(aw that epp�s te Ute Funda
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<br /> t • � ,sete a tes�r:�i�ieunt tt ea L,�►Q�may.at eiry tlma eo�eCt and heM�unds trt en taneum not w e�ed the tasa�r amourt. _
<br /> _ „N����•} �° . tender rt�?�tha amauM o!Funds mie on 1ha 6asfis of cunertt daffi and�sonaDte�of��df0uee ot Mure ___=
<br /> - ���.::=��:�l-'="_ _ Esaaw1�Qx0lk�.IIi�eccordance w8h A�pfleable Iaw. � • -=--
<br /> �.� .�:•:� - 'i��„':,: The Fumd's aiiaD�lasih�.td en tnaUh�tton whaso deposfts are tnswe4�bY a tedaat agency.tnatr�g�or edIIfq(�du�n9 ��Y.-�-�--
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<br />.. � �.' .':- =,F.>�: � lender.N Lender ta eudt�`.�aas dnst�ton)or-(n anyl Federal Noma Lasn�nk. ►e�der shs0 epON tKe�nda to PaY the Escrow _
<br /> ; �r'� '� ` r s� Rems.Eend�r may nPt 1�a��Borrower tor Aot�ng end ePPM�9 tAa Wcds�artnuagl ensiy�n9 t�'�ae�eunt.or ve►Hytng ---
<br /> � � ,'~ s<�-� ttie Esaaw`'¢a�, opt�'.�t�nder pays Bcr�awer interest on tha F��.and appVeable taw F�Lender to matce snd� e �._-
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<br /> �.: ,�? � ;4 oRatg�Ho�raver. Lentl��may require Bocrawa Lo pay a onetlme�ia,cg�e�igr.en fndependent r��ie�x reporting sevlce � �a•
<br />-_j; _'���c ; ''•�vae0 by Lender (n corta�wftl�this toan� uniess appIIcaDte law`$u�Yi�es othenMse. UNesg�an a�eanent b made ar ���` _
<br /> _ P, . �`_ '*` . �.:,aFP6�te iaw requira fa1a�,�s!ta Ca�0.I.end�shsl not�t�u�z3'tcE Fa'f.�`'"��Y��ar�gs.au+the Funds ii _
<br /> 'k ��' �i..^',.` :, :��er and lender majt.sgree(n wr8ing. howav�r. ttq?!r�t.�'1�a P�d en t�6 Wnd�Len4er sh�l g��s��Sortow� �s.-° :-
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<br /> � �;�d�;�,wa •;��'wfthout chatg�en annual accouMlttg qf�the Funds,sho►tiv+g a�dBs enc!d�to Me Funds an�#Fte.purpose fqrwi�icA esd► i _.
<br /> � >•'�� debA ta the Flmds was made. The fun6a Dre Ptedged ea add�ditionaf�saaufry tor aD sums seaaed t�1Die�3ecuritY ui�SiwnenL "�''
<br />- ,-� , • -�t;...° . H tl►e Funds h�d by Lender exceei#t4�e emourds petrt�itied to 6a Ae[d bY ePP Q c a b l e t a w L e n d 2 t s l�a U aeoo�m i.t o Bo m o w e r '. . z:-�-
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<br />- ; `;�;'":.v4<� tor tAe e�u�ss Funds 6�accordence wft1►the re�uice�rte�s of eppOcable taw. B the amount of the Fueds hetd 0y tend�at anyr „�.,�
<br /> " •`� ::� t.•°`:�.•� _;, tWte is not sutHdent to pay Me Esaov�ftems when dtt��lender so notify Borrowa�tn wAtfng.and,fn suah case Borrawer
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<br /> . ��.;�`,� �`��@�PaY to Lend�4Ae amount necessary to maJce uA the deftrdency. BortowW shad matce up the deHBen�.y tn ae more than yp�.
<br /> � '-Y�'�',.•: •�,;_~ ..• tweka mo�y!Paymertts.a!lendePs sote�soetion. . ., .� ��—
<br /> , :�� '�'.,-_�-:..� - _ _
<br /> . ! ,, ..---�;� • � UPaa:6►ayment tn fu0 of aA suma sscss�e0!�Y tdis Securlly tnatrumeM.Lender aha0 pmmpUy reit��ta$arrow�any Funda - -
<br /> , �' ``���•�'1;` .•�`� ;: hefd bY�srnF�. H:under para�aph 21:iender shaD acquha or s�the MoA�fl.�d�pdor to the ae�Ian ci safa oi the - __
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<br /> ° s`, °`•� . �?.��,-`<,� '. ��RoAeAY•�'kali'ePP�St enY Funds held by I:�der at the tMe of ecquTsitlon or sele as a�edd agatnst�the s�•seared by tNs ---
<br /> b •.._ ,..s ., . gecy�ty hlSintal�t
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<br /> ,, Y ,V��.,..a. •.: �. 3. Ap ItCBtion o! PeymBrtte. Untess appt'i�:a taw provides oth�wtses aD paymente recelve��Y i�+der und� _ -
<br /> - • ,_ ��� ^ '' para�aphs�and 2 sAaO 6e appQe� 8rst,to any prepzy�ent cfierges due und�the Not�seeond.Ro emouitfs payable under =__
<br />-;�i`� .�: .���.;�. .��=� ;':� paragraph 2:thlyd.to intees/dua biath:ta pdnctpal du�end(ast,to any tate charges due under ttae�tart�. --
<br /> :.�i: �_��;��;..� ;', .': 4. C&ti{�gOS: Uana Borrowes.s't�a� Pel► e0 texea. assessm�ta charges. tNes end tn��ana etbQ�tttebl9 to the v
<br /> � �^�`�,�, .� �.� . PropeRy which may attaln pdorily oYa thfs Sewtily instmmer�end teasehotd paymeMa or ground rents,H eny. Bortawa eha8 __
<br /> - � -:``�;��}��,:. . pay th�se obQgattans in the manner pmvtded tn paragrapA•2, or it not pald In that m�nne: Borrowe►sheD pay tAem on ttme _---
<br /> � .� {r . d tr e c t y t o t h e p e r s o n o w e d p a y m en t Horrower ahafl pro m p t t y 1Wnish to Lendw aq no8ces of emounte to be paid under thta �
<br /> � i ` � ' peragrapA. N Bomnwer mekes these paym�Rs �rectly. Borrower shaU prompt�► tltmtsh to Lender receipts eviden�ng tha
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<br /> • . .� . �Bortower shaD promptty dfsc�arge arr�Aen whkh has pdortty over thls SecurEy InstrumeM tm'rass Hortower. (a) agtees tn �e�'.��._
<br /> t �� � ` " writlng to tha paymeM ot the obUgatioa sacured by the Ren tn e rt�ner acoeptaDle to Lender, -° ;"
<br /> ; . '' : (bF rxrMests in gaod taith the _ - '•``-�_._. -
<br /> _ �;�; Uea by.or detenQa egatnat entor�emert4 a4 4he Oen in, tege!procee�3gs vfiicA in the Lender's opL� operate to pre+reM Ne ,,. -
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<br /> t,,,.:., - entor�emem at tne uen:or(o)seaires Avin the hol�ar o�iC�e Q�r erT agreement eatis[�C:ory to L�:�subord'ar�irg�e Qen to ... - _
<br /> . : . ,`3' � this 8ecurtty Inswment II lenda d�ertrttnes that any�+a^t�i the Pr�operfy Is subjecx 4a a fen xfi:ssth�y atmtn p�y*.aver this _ t�.,`'::r--
<br /> ,,�;� � .. �' � Securily Msbument�Lender may ghra Botrawer e no�oa IdastHylrtg tha 6en.Borrower shaU sa3�t�e Ii�n oe take one or more ot �`'�'`�'_
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<br /> • . the actlon$set brth aboYe wiMin tQ days ef the gNing ot notice.
<br /> ~ ?`� i � � 5.I�azard or Property tnsc�ance.Bortower sha0 keep tAe tmprovementa now e�ds�s3 ar P�ereafter erected on the '';;:-'`�--
<br /> � � .`,:F,•: ' PropeRy Insured agah�st toss by ftre. hazaMs tnetude�i within tAe term •extended coverage• and er:y other harards. inctudin9 ��},4:^�.-_
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<br /> ; �,.Y•� � ftoods or floodUg,for whieh Lende►requUes tnsurance. Thts insurance sheU 6e maintelned tn the amounts and tor the perlods
<br /> "-`,�"" that Lendet requtres. The tnsurance canler providing the Insuranca shali be cAosen by Borrower subject to Lender's approvai i fiava'°` "=:_
<br /> _ . ;<<.
<br /> • whicA ahaD not be unteasonabry withhelQ. If Bortower taUs to maintain eoverage desaibed ebove, �ender may,at Lender's ';`���"
<br /> ;•�,;'. . • ; opUOn.obffiIn coverage to protect LenQa''�dghts In the P�oPetty in 8ccordanee with pata�apb 7. "<�;'_
<br /> t;.� .. ";,. . :,'�.;, All insurance popdes end renewaLs st-..�t be acceptebte to Lender and shail inciude a stertdsrd mortgage clause. Lender . "•;'":
<br /> ;.. ;:;,;`'�;s� � shaY have the dght to hold the poitdes a�d renewats. If Lender requUes,8ortower shall promptly glve to lenda a0 reeeipts ot ' � �� 's.`
<br /> •-,l�„_;:, �• • p a i d p r e m tums en d renew a l noUces. In the event ot ta:.s.Bortower sheil g i ve prompt nottce to the insurance cartler end Lender. ,, �,;
<br /> '' �����i • Lender may make proo!of toss B not made promp�Jy�Borrower.
<br /> � '��'}���• Untesa Lender and Borrower oth�wlse a�ee in writing. Insuranee pmceeds ehall be applieA to restoraBon or repalr ot the
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<br /> � ; _; . ,_ Properiy damaged,H the restoration or e�air Is economicalry teasmle end Lender's seeurHy is rtot tsssened.H the restoratlon a
<br /> � � +`� =• . repalr Is not economicapy teas(bie or Lerrdefs security woutd be lessened,the insuranee proce�k shap be appned to the eums '
<br /> -�� ?�:`,�:�,,�,�..� � secured by this Security tnsbument,wtt�ier or not then due wrib eny excess pald to BaTrowra. It Bortower ahandons tfia • •; . . '
<br /> :r�., �;;'� • Property, ar does not answer vukhin 9a days a notice irom Lendet that the insuranev c.erier t:as c�ered to eettte a c�aim,then ;��.;� �
<br /> 1°,, ��4�", • . . Lender may coQeat the irt�r.ca proeeeds. Lende► may use the proceeds to►e�az cr re�sr�the Prep¢�ty or to poy sums �;�_``
<br /> ,�f seaued by t�is Security Itt�urner.t,w!;e:�er or not then due The 30�day perlod wi0 begia w�en�ke noUce Is gNen +
<br /> , � � ._.f�' Untesa Lender and Bortower o�rev�fse a�ee tn miting. anY apP¢cation of pmeeeda ta prktidpai aAe� oot extend or �
<br /> _ i: • � : � ,;�� pos�one the due Qate ot the mcnthly p��:nerrts teterred to in paragraph9 1 and 2 or ehenge the smouM of the poyments. H �
<br /> �.= . .�.,t.�; under paragrap�21 the PropeAy ts aequlred by Lender, BorrowcWs dght to eny Inswance polides and proceeds resuitlng from � •
<br /> 1,• ��i� ' � dartiage to the Property pdot to the aequisiUon ehal! pass to lender to the eMent of the sums py this Sewrity Instrum�t # ' '
<br /> F c� , . • Unme�atety pdor to the acquis3�on. •
<br /> - � ���:.' __ . � 6. Oaeupaney, PresenraHon, Malntenance and Proteetlan ot the PropeKy; 8orrower's Loan �
<br /> i ��., . .�:. . � Appiieut�om,Id8aS8AOfde.Borrower shaU oed�y,esfebllsh,and use the Property as Borrower'e prindpal residence wiUln �. `
<br /> ' sbdy days aRar the mcecWon ot tAls Seeuriry Mstrument and sha0 eaettnue to oexupy the ProAerty as Bertower's prtneipal ;
<br /> " . . residence tor at least one year after the date of oewpancy.wtess Lender othenMse egrees in w�fUrig.whkA consent shaU not .
<br /> ' be unr¢asen8diy vdthhCld,or uniass e�RenuaUng cUwmsfances exist whieh are beyond Borrower's control 8ortower shaU not �
<br /> �i'! ` � . . desuoy,damaga or[mpab the Pro p e rt y,ettow tAe PropeAy to detedorate, or eamrNt waste on the Property.Barrower s�all be in '
<br /> ' � defautt B any tode�ure aclion or proeeeding, whether dv➢or crimTnal,Is Ee�un that tn Lender's good�ith judgment coutd resull �
<br /> ��� , �. , in torie(ture of the Property ar othwwise mat�iafg►ImpaU the ileen treated by tt�Seatrtly tnstrumant ar Lend 's secwity interest �
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