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g � 11 � 1 �� <br /> B. FIJNDS FOR TAXES AND INSURANCE (check one) <br /> �Uniform Covenant 2 of the Security Instrument is waived by the Lender. <br /> ❑ Uniform Covenant 2 of the Security Instrument is amended to read as follows: <br /> 1. The word "monthly" is changed to "scheduled." <br /> 2. Paragraph 3 is amended to read as follows: <br /> If the funds held by Lender exceed the amounts permitted to be held by applicable law, <br /> Lender shall account to the Borrower for the excess Funds in accordance with the requirements of <br /> applicable law. If the amount of the Funds held by Lender at that time is not sufficient to pay the <br /> Escrow Items when due, Lender may so notify Borrower in writing, and, in such case Borrower <br /> shall pay to Lender the amount necessary to make up the shortage or deficiency. Borrower shall <br /> make up the shortage or deficiency at Lender's sole discretion, subject to the requirements of <br /> applicable law. <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in <br /> this Payment Rider. <br /> �..i.IJ�.J! ! .. ...... ............................ (Seal) <br /> DEBORA STEPHII�S.. . .. . -so«oWe� <br /> � �i� <br /> ................................... (Seal) <br /> 7H0 A "E'R(7CK.................. ...... -Bo��oWe� <br /> Bankers Systems,Inc.,St.Cloud,MN Form MPFR-PRS 3/t S/98 (pege 2 Of 2) <br /> e ' , <br />. �..........� <br />