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� � � � � � w� <br /> B. FUNDS FOR TAXES AND INSURANCE (check one) <br /> �Uniform Covenant 2 of the Security Instrument is waived by the Lender. <br /> � Uniform Covenant 2 of the Security Instrument is amended to read as follows: <br /> 1. The word "monthly" is changed to "scheduled." <br /> 2. Paragraph 3 is amended to read as follows: <br /> If the funds held by Lender exceed the amounts permitted to be held by applicable law, <br /> Lender shall account to the Borrower for the excess Funds in accordance with the requirements of <br /> applicable law. If the amount of the Funds held by Lender at that time is not sufficient to pay the <br /> Escrow Items when due, Lender may so notify Borrower in writing, and, in such case Borrower <br /> shall pay to Lender the amount necessary to make up the shortage or deficiency. Borrower shall <br /> make up the shortage or deficiency at Lender's sole discretion, subject to the requirements of <br /> applicable law. <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in <br /> this Payment Rider. <br /> � <br /> X ! .. ...... ............................ (Seal) <br /> D��� S'�PF�.�S' -Borrower <br /> " ( �/ <br /> THO�IA 'E'RCJCK.............. ...... ................................... (Seal) <br /> -sorrowe� <br /> Bankers Systems,Inc.,St.Cloud,MN Form MPFR-PRS 3/18/98 (page 2 Of 2l <br /> �......... <br />