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<br /> ` �noo�e wn��ae����q��«ecsea a,�,�r.ana�t�.+�eo�.
<br /> .aa t�now a lxiatrer.pnc of a�c.anpat�r: Ai�.��a additeons sh�11 aiso be cove�a bR►lhis Sa:exety ,
<br /> InmirnaK: A{l of.tTfa���A6 i�refeRed to in thix Sa�nty Inst�u!t���"�p�Y•" ' ' � , .
<br /> BORROWk�t;CUY�NI�,N'j'Sr lhat Borr�wrr is IawfuRX:seLsa!of the estate t�eby coqYeyed and fias ti�rigdt to 8r�nt
<br /> aed caavry tbe,�acd 4h#���Y is unencumbere�f,except fpr encwnbr�ces of acbrd. B�vwer aramnts artd
<br /> wilt�defe��y.{i�c utk to the.Ptopacy agaiast alt rl�i�s and dertiind.st subject w�►y encum6rances Mtecard. : .
<br /> � 'I�iL�,$E�(]�t�'�X,lNS'�RUl1�Mr comtiSnes,unifam coventiots fa natborta#ose and Rort-unifixm covena6ts with .
<br /> - �!��Y�Ft�l4f�4!l�citY.l.S���?ta coostipek a uaifot�n securiry insuuarye�caverin8�il pmP�Y• - _ -
<br /> ` ifN���, MtTS;:Barmwe�and Lendec cmrmant aad agree as follo�s: .
<br /> . l. FY�r�;� � ., ,�11d�ate�st*P��O�J!��l.dt Glsr�es. Barowet sh�til pro�»pttY PaY w1�t�ue ihe
<br /> p�������.�R.. l�1� . �+�d�� tt�e 1Votc�nd anY P�I�Ymecu arsd tate ct�rges due u�der the Note. . �
<br />--.. ---- 2. Fipbs#et: . . �,X�?tr.���l�t4.aQpl.icabl�faw.c+r to a written wuver by t.et�.Borrowa shali p�y to
<br /> - � Lender on tbe daY btantlil��P�,ry��R�.0.n�q��1h�Notq until the 1�T�.t�.Pud in full.a sum("fvads")far.t�)Y�Y
<br /> taxcs apd asccssmeuts whic�{t�tj i��t]t,QY��hts Secu�ry Iaso�u�eAt as a lien rna�the PftipertY%(D}yeuly leasctaid �
<br /> _ , paymerKs ar groa�rentx An that�Y.,!f?aY::(�)•Y�3� �� �P�Y � P��ums; f�) yeu�y �1.
<br />-- ins�ance pcemiu�s..if any:le)Yearlg., �ig�e�it►Su�e,pre�qiwus_if any;�ict tfl any sums pay�ble by Borror��t 1�
<br />---- L.ender,in accad�e wdh the prowisioas�Q�g�'apte.$.:in tiea of the payment oF awctgage insar.mce prem�ums- 'Ibese
<br /> -- iteAic�re called"Esctow Itans." I.eodtr ts��►at a�►Y,i��.coNect and hoW�unds in an amauu tai W eaceed the ataxi,mym
<br /> - � arnount a[ender tbr a feder�tiy�etatod mat&zSe toan may.requue for Bormwec's escrow aocaunt wder{hc fak�a!Reat
<br />-- - gcr�te S�ulemau Rocedures Act oF l914 as amended tran t�trk to time.l2 US.C.$26Q1 eJ seq.("RESPA").ur►less ano4�er
<br />= law thst applies to tbe Fuuds sets a tesser amown�. if so.lxndet May.at a�►y titt�coita,t aM 6old Funds in an amaunt n�x to
<br />— eaceod the lesser.amoNnt. 3�kr may eswnate the anwlint o�i��.�.�tl�e bwsis of ciurent datz�nA teas�ble
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<br /> _=- �spmaoes of e pf futu�Esciow Items or Mhet�vise ta a!Ccard��with appiiphle law.
<br /> - . TUe FutMs�����h�.�a►4 instituppR,Wt�os�,deDos�ts�ce ins�tred by a fedetai agencq.irtsdrumentality.or entity .
<br /> - (includir�g I-�Kier,if.�:�s sud�a�ia1St!fii11P�►�,�,��Y Federdl Ha{ne j.oaa Haak. l,ender sh�l1 appiy the fw�ds co Pay
<br /> _ tfie�sesaw Items..,:l.eq�r.t�►Y:4(x,�ttarge,Aonn�{eT fGt,trotQiag and.apptying tbe Fvnds,annuaily an�lyzing the esc�aw -
<br /> acrw�n.or verifyulg,tpe•�sc��o�'�(�cerqs.,,itnte�S 1.eiid�F PaYs Borrower mterest on the Furbs and applicable law pemuts .
<br /> ,'; L,mder w m�Ic,C.,y�f{.aSharp;�:.Diow�ver.�,eqdeir may.�qt�ic�,��4W�►to pay a a�e-time charge for an independent ceal
<br />�J_, _ '• estatt tax tC�oetitlg:�rvice user?by L.ender..i(t,o.pn�i�CUOil,with this�toan,uutes�applicabie taw pmvide�.aihecwise..UnZess an . .
<br />'; ';,; ' agreement is t�,qt applicabte iaw re:quit��te,�st to be paid.I.ender shari not be requited to pay Borrower aay interest or
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<br /> ;�� - eamings on tUe F"vnds. Borrower and i.ender may.agree in writing.6oweve�that in[e�est shall be paid o[►the Furtds. Lendet -
<br /> ` . shall give to Borrower.witfiout charge,an annual accounun8 of the Funds.showing crediu and debiu to the Funds and the . _
<br /> � . purpose far which each debit to the Funds was made. The Funds are pledg�d as additionat security fas all sums secured:by
<br /> � :r, this Securiry Insuµ�n�. '
<br /> '- If the Fund�,,tteW bY LRnder exceed tl�,qtnaunts permitted ta b�he�id�by appiicable law. Lendes shall a�ccount to
<br /> ' Borrower for th�;�cc�ss Funds in accorda�e,wnh,ihe requirements 4f app[Fcable law. �f Ihe amount of the Funds held by
<br /> . • i Lender ae any tirn4,is•it4t,�ufficient to paY:lhe�F.sC[o�!.�tems when due..l.ender may so natify 8orrowes in writing.and.in
<br /> . Borrow aha11 .to Leader.the�mount.npcessary to make.up the deficiency, Bon�awer�11 make np the
<br /> such case e� ,OAY
<br /> . deticiency in na mare t�an�. �,���!W'onthl}�PaYments.at lxndet's sole discretian. . �=
<br /> • Upon PaY�!�=e�C z{�full o���i�s�ms secured by this Securitp Instrwnem,[.ender shall PrESmp[ty refuad za Sartawe.�an3'+• r
<br /> •� � Funds hel d by L e�e r. 1 f.uncteX paragrap h 2 1.L e n d e r s h a l l a c q u i r e.a r s e l l t h e P r o p e n y.L e n d e r,p r i a r t�.t h e a c q u c s i l�c�o r �`-
<br /> ' `y sate of the Property.shall appty any F nds hetd by Lender at the time of ncquisiuoa ar sale as a cre�t against the sams �?
<br /> ' "� sec�red by this Security Instrumen� �-
<br /> � .� ppplicAtion of p�ya�lls. Unless applicable law provides othcrwise, all payments received by i.endef utt��r
<br /> .,- par�graphs 1 and 2 sha116e app�i�d:first.to any prepaymerj�dr�'gcs due unde�ihe Note:second.to amounts payablc ur�er �-°�
<br />��f?' : ;�', • paragraph Z;third.ta interest due:fouAh.to princ�pal due:asc�l:asC,ta any[ate charges due under the Note. .
<br />'"��;i.;?:`, �y� 4. Chsr�g;,.#,(e0& Bortuwer shalt pay all taxes, asse�sment�,charges, Gnes and impositions attributable to the -
<br />: � ��':� PropeRy whtch may',attain priariry over tbis$�+uri[y lnstrument,and lea5ettold payments or graund ren[s,if c+ny Borrower � ;a;
<br /> � ° shall pay these obligadons.tn�the manncr provided in paragsaph 2.or if not paid in that manaer.Borrawer Shall pay ihem an ,+�;
<br /> • � 1 r�' time directly to ihe person owep paymenl. Borrower shall promptty fumish to Lender al)notices of amounts to be paid under ' �=.
<br /> . � :;;'� this paragraph. Ii Botrower makes these payments directly.Borruwer shail promptly fumish to Lender receipts evideacing
<br /> �_:
<br /> � . :�;�.; the payments.
<br /> $oaower slwil p[amptly discharge any lien which has priority over thic Security Instrument unless Barrower.(a)agrees
<br /> . ��'` • in writing ta the payment of the a6lisation secured by the lien�n a mant�er acceptabfe to l.ender.(bl cantes;s in good faith the
<br /> Iien by.or defetids against enforcement of the lien in.legal procecdings which in the L.endcr 4 cryinian m.�erate to prevent the
<br /> • =� er.�ntcement of Ihe lien:or(c)secutes from the holder of the lien:�n agreement sati.sfactary to Lender subordinating the lien
<br /> : ' ��:� , tr;tius�Socurity/nswment. li Lender detcrmincw that any patt of the P�'operty is subjcct to a lien which may attain priority
<br /> ,:::; �over this Secur►r,�.�astrument.Lcnder may give Bortawer a natice identifying the lien. Hortower shaii satisfy the lien or take
<br /> . :'; �, one or more af f�s7ction�set forth above wir):iri 10 days of the giving af narice.
<br /> � 5. Hax�r'd!ar�Property lnsurance,�arrower shall kecp the imyrn�cmemti now cxistin�ar hereafser erectcd on thc
<br />. �" ' Property insure�r�gainst toss by fire.haz:uds irtcluded within the term"extended coverage"artd any uther hawrds.including
<br /> ��"'�-•"� Iloads or fiooding,for whlch..l.Gnder requites in�urancc. This insurance sha11 be maintainrd in the amnunts and far the
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