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200404331 <br />BY SIGNING BELOW, Borrower accepts and <br />Security Instrument and in any Rider executed by Boi <br />Witnesses: j <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />to the terms and covenants contained in this <br />and recorded with it. <br />(Seal) <br />TIMOTHY <br />(Seal) <br />MERRY C PEPPER - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(M -6(NE) (0005).01 Page 14 of 15 Form 3028 1/01 <br />ID <br />