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<br /> � ' ` �ro��wrer���w�����o�e����ma���cy.�a���,em�:�� .
<br /> . � aod fixturrs'aux�a erne�s p�of�p�oQerty.�M��nd add�aties s6alt atso b�i�ove�cd by this Soeuriry
<br /> Gistnrment�Allof the faegaiaE u nfaied a►in this Secutity I�t u ILe"Plroperty." _
<br /> Bt��R(?WEEt COV�ENAN7'S that Bortower'ss IawfWly seise0 of the esiatr l�by aomeycd�td hzs dt�riglu to grint .
<br /> ' and.�ouvey tt�e Propaty aoa Wt the propelty is wuncum6�ered.racept for�ncumb�atxes of recad. Baaowu wa►rants and '
<br /> ' v�n'!f defa�d gmaally tbe title w the Ptopeity agaiact aIl daims at�i de�t�nds.subject te soy encuinixuxrs of recor�
<br /> � � 71t[S SECItRtfY [NSfRU1V�l�i'f combines uaifam mvenanu!os nationat use and non-uniform cove�ants xrith
<br /> . . l�mited vari�tioas by jurisdictiao w coastitute a wufat»�security iri.wume�t covering reat propeity. • '
<br /> �' UNIF€)RM COVEN14N'f'S. BatotYer and Le�det covrnant and agree aa fpllows: `
<br /> 1. . P�Iy�E af hMcipt s�d INeres�Prepa7�ea�aid�C�ar�es. Bamwer shall prompUY P�Y whrn due the
<br /> piuwcipa)ofand inuxcn Qn thc dcbt evideaced by tt�Nac and anr pcepa�t and tate cLaFges dur w�der the Note. `
<br />-� 2�. F�ds[ar 1'sses sad Lesor��Sublect to�pptic�ble law or to a wriaen waiver by Lender.Bormwer sh�il pay to `
<br /> - l.rndec a�d�c daY�Y PzYmrnts arae du�under We l�ae.uiuil thc Note is Qaid in full.a sam l"Fimds'7 fa:fa)Y�Y
<br />- tues ar►�assesAtteists whidt may a[t�in prioriiy ovec tt�is Securitg Inmumau as o li�on the PimpaiY=(b)Y�Y��� �
<br />= gayRktRS a,gtapad rmts oe the Fraperty.if.any:�(c)yearlY harr�d or pmpetty ++��*�pn.-miums:(d}yprly iH�od
<br />_ _ uu�uaqca p�enu�s.if mty:te)Yeacly mottg�ge insururce preniiums.if any: and'(�anY sunts Paqable by Borrowef w _
<br />�'±" I..�C�.IIk8CC0id8l1CC Wlf�tAC QI8Y1311N15 df QSfJ$I8QI18.in lieo of the payment of mo�tg�ge inswance preiuiums. 7besc. . .
<br />�_�b it�tas are ca�i�ed"Fscrow Iteins." l.ender may.at an�tune.collect and hold Furtdc in aa amaunt not to es�xed ttx rnaximum
<br />_4�:;°- anwunt a trnder for a federafly.rrlated matgage�o�n may nquirr far Bomnwer's•escraw aocount ander ttK fedenl lte�l ,
<br />- . fswte SeWetneae Prucedcues Act of 1474 es iritended fran Gme to tim�l2 US.C.�2601 ei seq.t"RFSPA").vnless another
<br /> � 1aw tl�t applies to ttr Funds srts a lesset armo�m� If so.L.ender may.at any time.coll�t and hold Funds in an amuunt not to .
<br />�-.:u.. exceed tf�e lessec amoun� Lendec mty.estimate thc arnount of fvads due at the basis of curnent data and,c�abk
<br /> -'. - estiumates of espendituns of fuhm Escmw items or al�erwise in accordance with applicabk law. __
<br /> es
<br />- 7Tie F�nds shali be heW in art in�timdon whose deposits axe insured hy a federal agency,instrumentality.or enfity =_-
<br />'_ ' �� 'Eincluding Lender.if Lender•�such an i�stitutiat)or pt�sy Federal Home Loan Banic. Lender shall appiy the�mWs to pay ' —
<br /> � , x€�e Esaow Items. Lender,c�ay noc charge Bomnarer f�3�oyding and apptying tl�e Fysnds.annually analyzing the escrow �--
<br /> .accounl,ar verifying the F�ow item;ue�ss E��s gays Borrower interest on the Funds mrd appl�a6le law pertnits _ -
<br /> •;�•i�, �, ;'� � I.ender to�1'ce sueh a eharge: Howeves L,�cia.�=�c}uire Barower to pay a oqe-time c6��'foc an mdependent�eal `° ���•
<br /> .. � . e.s�ate tax•ce�visa secvice used by t�r�ce�ad:,:�.$rtth this toan,unless app�.'�(aw pcu�:dzs otherwise. Unless acc .: �_
<br /> rt�is�iade ar lir.61e taw `rtt��.,. d Lendersfiat!not 6e rea to Borravrer zrstenastor' �,-
<br /> __-._ . .. ,. . � �PR �'� �d� �T PaY �=� '` . ,�:t...�.
<br /> ' � � eazn�ngs an the Funds. Bc�wer and Lender may agz�r�writi»g.however.1hat i�est shal16e paid on the Fut�:;�Lender f�, �
<br /> shall give to`A,orro�ver.wi�.�►chazge.an�nual accaunting of the Funds.'showing credits and debits to the Fac�33 and the 7,�`.�-�'� �
<br /> • � purpose fci�c�fi�i'.!�each de$it to the Fimd�was made. Tt�e Funds are pledged as additia�al security for all sums secured by ��```'--' _�
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<br /> `` • " [his Secur:i��r�n�sument. �1��`.°.. . , .
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<br /> � � If the Fands heid 6y,I:e�tder exceed the amounts pem�itteA to be held by a,pplicable law,Lendev shall,a�count to � �s��_=,.�;;�
<br />� �csrower for the excess�.�s in accordance with the requirements of applicable�;Lu=.,If ttte amount ai the Fs�c�'..�heid by ��!�
<br />' - �,� �ender at any time is not sufficient to pay the Escrovr T7�s when due.Lender�.c�notify Borrower in wri�-r�;,and.in
<br /> ' �'�:� : s�ch cace Barrower shall'paY to Lender the amoq�:ns:e3sary to make up the de���tcy. �arrowet sdall: ,�up the .. �"'•r�;•���
<br /> �''. ' -:. c�eflciency in no more than twelve month,t�r�az-%a��:�.:E;�nder's saie diseretion. .` -: 5:s: �_ • _
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<br />' �'F- : ',i�';� • • Upon payment in full of all sums:s�•�.TM��y :�:Security 1n.suEUnent,Lender sftail proca.�ig-saefund to Borrowtr azry •�.� :�: -" --
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<br /> .. �nds heid by Lender. If.uncler paragra�t ZI;Lezr�er.:s�a}1 acquite ar sell the Property.Leci�s�:.�xaor to the acquisilion ot ;w. .--, --�—
<br /> � �.�r4•s s�le of the Property,shall apply any Funds held by'I:E�..►r at the time af acquisits�ar saie�:_�credit against the sums '���=
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<br /> secured by this Security Instrument. : . `.,�--
<br /> - . '.r . 3. AppiieatHm ot Payments. Unless applicable taw provides.otherwise.all payments ieceived by I.ertder under , `� �, :.:�•��
<br /> z�?-'��" ' paragraphs!ord 2 shall be applied:first.to any pmpayment char�:�eiLe under the Note;secor.�.Ka amounts payable under • , _
<br /> , � � paragraph 2;�ird.w interest due;fouAh,to principal due:and tast.r•s assy late charges due ander��Vate. `. . . -_
<br /> j `� 4. Char�es; Liens.� �orrower shall pay all taxer. atisessments,charges. �nes and iirsp�^s�stians attributable to the '� ` ___
<br />' r, ` �:.`'`' praperty which may attaiss;�,�iority over this Security l�trument,and tearehold pa}�rt'�K^.ts ar ground ren�s.if any. Borrower ' ' � .:�--
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<br /> Pa9 S P �"� P Pa �� ;.;��:::�_-.._. :'�.
<br /> .�� �� shall these obli ations s�1he manner rovided in �¢ra h 2.or if not id in��.:e manner,Barrdwer sh�ft;�'.them on . r,�,�. : ...._.__
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<br />' `�•�f• ;f,, tlme dimctly to Ihe person owed paymcnt. Borrowes�.�.f!.promptly fumish tu L,ender.aIl notices oi'amounts ta�:��aid under .. ._�•,;�
<br /> � #";i `�j� this a h. If Liorrower makes these�ayments�rectl .Barrower shall ram tl fumish to L•ender recei ts evideacin •. • ����-=
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<br /> �.�•: +,�,,�;y��,-`. the a nts. •`
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<br /> :��";�i`;l E j4 . Horcower shall promptly discharge�t::ie R�:ar,tras priarity aver this 5ecurity/nctrument nnless Borrower.(a)agrees � ';����=
<br /> '' '�?�� in writing to the paymen!of 1he obligation securcd����.�:'sen in a manner acceptable ta l.ender.(b)wntesta in good faith the •:,� � �'�"
<br /> � ' �•= , y or defends again�t cnforcement af the tien�::;t�:�a�prnreedings which in�he Lendcr's opinion opera[e to prevent the �. •;�,����
<br /> . �, r: .,f;,r�`.. lien b . „��
<br /> .�� •� �. enforcement of the lien;or(c)xecures from the holder of the lien�n Ageement satisfactory to Lender subordinating the lien '�"�"�"
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<br />'`?�r°���';�.;,: -:�,��- to this Securlty Instrumem. If Lender determines that any part af tt:e�I�toperty is subject to a lien which mey attain priariry -
<br />;i:3;;�r�''' %��' ' over this Saa1..�iry tnstrument.Lender may give Borrower a noticc i�:nrlfying the lim. 8aaowcr�hall satisfy thc licn or take ' � '. �
<br /> •��`•`,'' � �':t r_ {_ one or mar�oti the actions.s�L Por1h above with�n 1�days of the giving of notice. . ,. �• ' •
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<br />' ;T� 4;�F,� ,;�� �� S. N�rd or P�y Insuranca Borrower��s�keep thc improvcmcrrr.�now exicting or hemaftere-°.cted on the •��`�:;, `,
<br /> � s`' Ptaperty insured ugainst r�s by�re.hazardw induded��.i;':�in thc term"extendeQ:c��s�psagc'and any other ha�a;.���:.lncluding '�;;:••,.
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<br /> r ,• � • ` fYoais or floading.for which Lcrtder requirc� insurancc. This insurance tihail 1^e:�naintained in thc amoecu�:and for the �� �"`' '
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