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<br /> [Space Above This Line For Recording Data]
<br /> DEED OF TRUST �
<br /> �torwest Bank Nebraska s
<br /> �'. 0. Box 93300 S
<br /> a�
<br /> _ Albuquerctue, NM R719q_��nn _
<br /> THIS DEED OF TRUST ("Security Instrument")is made on S e p t em b e r 2 3 , 19 9 9 • The trustor is
<br /> Edward A . Dingwerth and Shirley J. Dingwerth, husband and wife
<br /> ("Borrower"). The trustee is
<br /> Norwest Bank Nebraska, National Association
<br /> (°Trustee"). The beneficiary is
<br /> Norwest Bank Nebraska , National Association ,
<br /> which is organized and existing under the laws of U n i t e d S t a t e s o f A m e r i c a , and whose
<br /> addressis202 W, 3rd , Grand Island , Ne . 68801
<br /> ("Lender"). Borrower owes Lender the principal sum of
<br /> Forty Thousand Dollars And No/100 Dollars (U.S. $ 40 , 000 .00 )•
<br /> This debt is evidenced by Borrower's note dated the same date as this Security Instrument("Note"), which provides for
<br /> monthly payments, with the full debt, if not paid earlier, due and payable on S e p t e m b e r 2 3 , 2 0 0 9 •
<br /> This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, wiih interest, and all renewals,
<br /> extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to
<br /> protect the security of this Security Instrument; and (c) the perfarmance of Borrower's covenants and agreements. For this
<br /> purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property
<br /> located in County, Nebraska:
<br /> Hall
<br /> Lot 11 , Block 2 , Meves First Addition , City. of Grand Island ,
<br /> Hall County , Nebraska.
<br /> THIS DEED OF TRUST SECURES AND OPEN END REVOLVING LINE OF CREDIT .
<br /> SEE ATTACHED HOME EQUITY LINE OF CREDIT RIDER. �
<br /> which has the address of �st�eet,c;ry],
<br /> 621 S . Joehnck Rd . Grand Island
<br /> Nebraska 68801 ("�roperty Address");
<br /> [Zip Code]
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br /> fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
<br /> Instrument. All of the foregoing is referred to in this Security Instrument as the "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and
<br /> convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will
<br /> defend generally the title to the Property against all claims and demands, subject to any encumbrances of record.
<br /> THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited
<br /> variations by jurisdiction to constitute a uniform security instrument covering real property.
<br /> UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
<br /> l. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br /> principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note.
<br /> 2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to
<br /> Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum(°Funds") for: (a) yearly taxes
<br /> and assessments which may attain priority over this Securiry Instrument as a lien on the Property; (b) yearly leasehold payments
<br /> or ground rents on the Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, �
<br /> if any; (e) yearly mortgage insurance premiums, if any; and (� any sums payable by Borrower to Lender, in accordance with I
<br /> the provisions of paragraph 8, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items."
<br /> � Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a federally
<br /> related mortgage loan may require for Borrower's escrow account under the federal Real Estate Settlem�nt Procedures Act of -
<br /> 1974 as amended from time to time, 12 U.S.C. Section 260] et seq. ("RESPA"), unless another law that applies to the Funds
<br /> sets a lesser amount. If so, Lender may, at any time, collect and hold Funds in an amount not to exceed the lesser amount.
<br /> Lender may estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future
<br /> Escrow Items or otherwise in accordance with applicable law.
<br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 9/90.
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