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99 109945 <br /> R1�DE� ,A Loan Number NE011364 <br /> DATE: SFPI'�II2 24, 1999 <br /> FOR VALUE RECEIVED, tl� undersigned ("Bozrowe,r") a�ree(s) cbar �he following <br /> provisions shall be incorporated inro that certain beed of Trust, IvZoztgage, Deed to Secure <br /> Debt, Securitq Deed or othez security instrument of even date b.ezewith (the "Security <br /> Instrumeuc") execu�ed by Boaower in favor of A.AMES FUrTDING CORPORATION, <br /> A CALIFORNIA CORPORATION, DBA AAMES HOME LOAN ("Len.der"), <br /> as beneficiarq or mortragee, and also into that certain pramissory note (tb.e "Note") of even <br /> dace herewith executed by Bozzower in favor of Lender. To che e�ctent that the provisions of <br /> tbuis Rider A are incona'istent with the provisions o£the Securiry Insmmient and/or th.e Note, <br /> tb,e pro�isions of this Rider A shall preva.il ovpr and shall supersede anq such inconszstent <br /> �rovisions of the Securitq Instnimenc and/or the Note. <br /> Section 5 of the Note is amended �o read in its cutirety as follows: <br /> "5. BORROWER'S RIGT�'T TO PREPAY; PREPAYIvffsNT CHARGE <br /> I have the right to make payments o£principal at anq time before they aze <br /> due, together wirh acesuecl interest, Wl�ze�a I mal.-e a prepaymeat, I will t�ll <br /> the Note Holder in wri�iz�g tl�at I am doing so. If I make a partial <br /> prepaymemc, thexe vvill be no changes in the due date oz in the amount of <br /> mq monthly payment unless the Noce Ho�dez agrees i.n writing to those <br /> changes. If within TWO ( 2 ) years <br /> fram the date of execution of the Securitq Instrumeat (as defined below) I <br /> make a full prepayment oz partial prepaqment(s), T will at the sazue rime pay <br /> to the Note Holder a pzcpaqAUent chazge. The prepayment charge wilY be <br /> equal to six(6) zuonths' advance interest on the amous�t of the prepayment <br /> that, when adcled to all other amvunts prepaid during the twelve (12) monch <br /> period i�uoaediately preceding the dace of Che pz�paqment, exceeds ta�enty <br /> percezit (20%) of the ori�inal pri.ncipal a�aount of this Note." <br /> IN WlTNESS WHERLOF, tla� Borrower has executed tbis Ricler A on the <br /> day of <br /> y�/ r <br /> ��� G[ � ,1�G��/'�/1 <br /> Boaow�r Borrower <br /> MICHELLE. L. BROWNING R.AY A. BROWNING <br /> BorrO�x�er Borrower <br /> Bozxowcr Borrower <br /> CA ARM PROQRAMS (REV 1/98) <br /> Daa�mmc Sy�'e¢�f.Ioe.(�00)647-1362 <br /> CAATv'VrDA�06 <br /> ZZ 'd 9zS'ON S3Wdd Wd6b:5 666� 'EZ'd�S <br /> . <br />