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<br /> � _ _� � � _ _- , ` . , � _ . 91-=10'743Q� � .
<br /> - � ToG�7�R wrl4t An�he imp�oY�s oow a naeafter et+accee nn elx p�p�sr.�n�It easemrnts.���• �
<br /> aad fixtare.s now arfia�r�fker a p�itof thc pmpeity.• All replacert�ents and additions s6a!!alsa be rnvcced by tlus Sceufity
<br /> -- LhsuumerR.Al!o!tb�lmregoing is t�f'aRd to in this�aauiry instrument as the"ptoprrty.° .
<br /> -- BORROWlR DOVEAiANTS tira�Boimwer is iawfully seised of the estate hereby conveye4 and!�s the rigt�t tu grant,
<br /> — _ and¢arvcy t6e Ato�etty atid d�t��y is t�nvm6eted.except foc eocambrutces of rec:ocd. Bocrowcr warr�nts and i
<br /> - _ ----- .. will defatd genet�ilty tbe titie w the ptopaty againsc all claims�t�d demaz�ds.sutiject to any encumMar�ces of record. . --
<br /> THIS SECYtR13'Y il\STRUM�1�3'f'combines unifam coren�c►ts for naiional use and non•�mifann cavenants viittt .
<br /> limitaf vuiuiofls by jurisdicrian to consdtute a uniform securitY inswt�ent cavering aal pmpertg• . . . .
<br /> UNIIORM�QVENANTS. Baiirowgr and Let�der covenant arW agiee as follows:
<br /> L Paymd►t:o�:Ptludp111�Ind t�t�ts���and Late Cbsr�es. Botrower shal![�rornPUy P�Y when dut the
<br /> r p�incepal of and i�teacst on the de6t�vid�by d�e Note and anY PnP�Y��?����duc under ttie Nae.
<br /> :=��: i �tds tOr�7f�ses aad L�cG Sub,�ct to�ppfiqble!aw ar w a wnttw waiver by Lender,Barowee shall pay to
<br />-_-= L�der on the dny montWy pay��re due under the Iyote.until�he Note is paid in full.a snm!"Funds")fa:(a)yeuly
<br />=� taxes aad a�aits which may aCtau�p�ioritY over this Sec�uitY/nstrument as a lien on the Fcopercy:(b)YeazIY teuehold �
<br />_�-=� payrn�ts or ground rents on the P�perty.if any. (c)YeartY hazard or property insarance pcemiums: (d) Y�Y �� ' -
<br />' .•-,. ias�uance praaiiuns.J ury:(e)Yea�lY mort8a8t�nsur�ace p�ivau,if auy:aud(fl�►Y S�S Wlt�?I�6Y �awer to
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<br /> - Lender.in socnsdRnce witb the provisioas of paragcapD 8:in lieu of tite payment of mortgage insuza�xe premiums. Tt�se
<br /> �iems ae c�Ued°Fscmw Items" Lender may.at any dme.cotlect and IwId Funds m�amanni not oo exceed ihe maaimum
<br />_:-� amount a lsudea.iof a tedeialiy relased mortgage toan tnay reqai�e for Hormwels escrow account under Ute federa!Real __ __-
<br /> � Estate S�nt procedures Act of 19T4 as amended fmm time to mne.12 tlS C$2b01 et seq.("RF�PA").ualess anotl�er �=_�
<br /> ;:;r.� taw th�t apgl'�es to ihe Nmds ssls a lesser amonn� i�'so,L.cnder may.at any time,coItect�nd hotd Fuads in an amarnt aot co -- ---
<br />°,�;,- eac�eod the tesser�amaua� I.ender may �stimate tlx amount of Funds due ac the basis of cutrcnt data aud ieasotiiabie �==�Y-
<br /> �es of expeadltuRS af futur�e Escruw Items or adxzwise in accordance wit�applica6te law. �-s-
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<br /> The Iiajds shall tie.l�ld in a�iauitation whnse deposits aze insund 6g a federal agency.instramentality.or entiry� � �
<br /> , - (incIuding Le,�►der.ii Leaderis s�ch atr instiwtion)or in any Fedeial Home Loaii BanY. Lender sf�all apply thc Tvnds to pay , —
<br /> :' z.,�s the Fscrow Items. I.end�may mot chazge Borrower for holding and applying We Fuads.armually analyrting 1he escrow . � �'°
<br /> � r-�°-'*
<br /> • ; ". ',:f; accaunt,or veri in ihr Esciuw iTeas�.unless Lender pays Borrower interest aa the�s and applica6te law pem�its. .:�.�.,;
<br /> _„ .1�` . fY� $ ��:-�"r'
<br /> t,s�- Ixnder w make sncb:a cha�ge. Aawever.lxnder may reqaire Borrawer ta pag a one-t�ne charge for an iadependent real _ .
<br />.. ;;':.r} ,;,.�, . .
<br /> :;:,,; y.. estate tax mparting s�cviae useA by Leitder in connection with this loan.unless appiicable favr provides ot�e�ise. Unless an.
<br /> .::;::,.;�'. ;r i!: -
<br /> � , ag�eement is mHde ar applicablc la+vi cetfuires interest to be paid:Lender shalt nat de requued to pay Bormerer any iaterest or ��:r.. =--
<br /> a,,;�,::.,.t l�'t'. p ' _
<br />.-;.�..� ;� a ., camings on tt►a�nds. Bmmwer arxl l.ender may agree in wnting,however.that interest shall be ud an the Fun�s. Lender
<br />';=��..�i�`" ;;,'s,�� s1�ai1 g;�to Barmwer.withaut chargs;an atmual accounting of the Funds,shawing ceediu aad debiu to the Funds and the ,,,__
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<br /> ,,;� ;; �":., pw�pose fflr which.e�etf debit to the l�nds was made. The Funds are ptedged as addiaonai s�curiry for at!sums secured by r,�;�,,� _ �
<br />. :��.-!, •• •i , • _this Securi Instnasrc�rt:. �.`' . ;_
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<br /> :.:,:'-r . If the�nds ti�d`by Lender excetd the amounts pemiitted to be heid�cg*applicable law. Lender siz�U account to _ %r��`
<br />'.r,,.. ,i;;7 ';r " Horrawzr fas ihs excess Funds ia aocriMance with_the requirzmenu of applicaTe?'s.taw. If the amo�t of t��unds held by -
<br />, "• --=y :;,t.; l.eiider�1 any time is nat sufticierst to•pay the Fscrow Items w hen d ue;L�n d e r may so�o t i f Y B o m n w e r i n w r i t i n g,a n d.i n ,_'�':� —
<br /> ,• � �:_� ' sucb c�Bamuwer shaN pay to Lender the amount n:cessary to make up the deficiencp- Borrower shaU make up the _ `_
<br /> deficiertcy in no mure than twelve monihly payments.at Lender's sote discretinn.. ; , �y��
<br /> " • � U °nt in full of a11 sums secumd by this Securiry Instrumen�l.asder shall promptiy refund co Borrower any �:' - .�� ':�'�•
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<br /> ' Funds he2d b Lender. if under ara ra h 21.I.ender shall a uire or sel!the�roperty.l.ertder.prior to t�re acquisition or '� { ;�
<br /> : :: ,�' tr�:.�fr: : , Y . P � P �4 . �
<br /> .. �,- ,;�:::,�. sate of the Prupetty.shall apply any Fuads held by Lender at ths dme of acc�sisitian or sate as a credit a�inst the sums +� �-
<br /> ,';, j"�+ , . � . secured by this Sea�rity lnsuumenl. " �;
<br /> '�•; ''� � •��j` • 3. Appfk�tion ot Payments. Untess applicable'law provides otherwise.all payments received by Lender u►t�s . �Y ='-
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<br /> " paragraphs 1 and2'�haif be applied:firs�to any prepayment char�es due under the Note:secand.to amaunts payable a��er - �:'-
<br /> . ���`�:� _ paragraph 2;thud:to i�tiFest due:founh.to principal due:and last.to any late diarges due under the Note. '�_'__
<br /> ., � 4, Ch�rg�yi L'l�sss,..aonpwet shal�pay all ta�ces.assessments.chz�?�.fines and impositions amibutable to the __
<br /> �;�;; r !� �;� '�` Praperty which may att?9n priorily over this Security Instrument,and IrasehoId payments or ground rents.if any. Borrower �
<br /> , � _.• zl'=�:��` shall a tt�xse obfi dns in the manner �vided in ara h 2.or if not aid in that mz�a.Boaower shall pay them on �,..�� .�=�
<br />;;: :;.i�.6� �t E�r r.•.,,:<<. P Y � P� P 8�P P .;�•.. .�;
<br /> �,,�`}' dme directly to ths pzrson oweQ�iyment. Botrower shall promptly fumish to Lender all al.�i�:c�s of amounts to be paid under ,l s,;;``;�; .�`'
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<br /> � �'`� 'r ��'�'�f� " this paragtapS►. If Bbrns��t makes thcse payments directly.Borrawer shall�rcr~�Ay fuii:i�i ro Lender receipts evidencing °q.rj� —
<br /> ;t _` �: =n%,,'Y � '� the ' --=:
<br /> ,}. �. .,��re ,, PaYmenu. �°..
<br /> . , �- .��. . ' � Borrower sht�)�t�ptly dischar e an lien which ha� riorit over this s�a�.rity Instrument unless A�.Trm�tr ta)agrees
<br /> � • � • in writcr.g ta ths pa�m:nt of the obli�tlon secured by the fien in a manner acc�;,table to l.ender.(b)conteszs:n good faiih tfie � , "''' ±
<br /> • . �y = • t� `���'��
<br /> lien by.ar d�feo3a aga�nst enfvrrement of the lien in,iegal proceedings which in the Lender's opinion ope�:te to prevent the -::�,.,,
<br /> •� t''• �� '�.=�� ; :,:; enfuta�rru�a of t}K:li�:ar(r)sccuros from the holder of the ti�an agreement satisfactory to i.ender su6prdinadng ttie i:�2•
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<br /> � ?���! •°. ,.�'�:��"� ,, to tl�is 5ecurity IruUUment. If l.ender determines that.;ny p:rt of the Propem•is subject to a lien which m.ay auain pri�nty , .
<br /> ,`' - r� ''.;',;�' over this Security Insirumem.i.ender may sive 8areu�ti-,:r a.otice identifying che lien. �orrower shall satisFu the lien ar ta;ce : .
<br /> • � � .�. � � �;;-::• one or mare of th�aciions set farth above within l0 da}s of ihe giving of notice.
<br /> .y�, .�, . . ; 9. H�rd or Property Iasurance. Borrower sha11 kecp the improvements naw existing or hereafter erected oa tl�e
<br /> �-.r�;�'-'� Praperty insured againsl loss by GrF hazards included within ijte c.rm"eatended coverage'and any other hazards.inciu.ding �
<br /> w'� ;•.'• n��: � � ftood�ac flooding.tor whi¢h Ltnder requires insvrance. 1'1ti< i�surance shall be maintaiR✓.i in the amounts and fol the '� ��•
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