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200404230 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in pages 1 through 7 of this Security <br />Instrument and in any rider(s) executed by Borrower and recorded with it. <br />el A � (Seal) (Seal) <br />'Erica B. Ritz - Borrower ne C. MOmmsen Borrower <br />t — Seal <br />Terry J. Ritz Borrower <br />_ (Seal) <br />- Borrower <br />Witness: <br />State of Nebraska <br />County of Hall <br />Witness: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />The foregoing instrument was acknowledged before me this April 28, 2004 (date) by <br />Erica B. Ritz, A Married Person and Irene C. Mommsen, A Single Person <br />and Terry J. Ritz, her husband <br />11 (name person[s] acknowledged). <br />VIA. <br />Notary Public <br />My commission expires: 9AME M E EA 07 <br />After Recording Return To: <br />Residential Mortgage Services <br />13939 Gold Circle <br />Omaha, NE 68144 <br />NEBRASKA FHA DEED OF TRUST <br />GREATLAND ■ <br />ITEM 26961-7 (0308) —MERS <br />(Page 7 of 7 pages) To Order Call: 1- 800 - 530 -9393 u Fax: 616 - 791 -1131 <br />Grand Island Abstract, Escrow 8r Title 18128594 <br />