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' '. : .F... _ .- il+S � . _ ' . �`` . t _ _ <br /> ' � st <br /> „�1�3 " ' ;," <br /> ��.�n�-fv�€!�•���«�t�'.�!!�._..��3t�,: ' ' . �`��S�i�t�r ,� _. _____t�id�: _ -— <br /> —T— , � —�-r—T--: `: <br /> -- `u' ta�rpcs�d 4�u.and sMY W drt�esl�t4 a�end�rcd�4 thn�i'iat����BJFt�dtk 4�;�fSi��ttyi!(tt�e'�bt� <br /> - - - o�tt�r�,d�2s pt��rt.by tht tu�eel�d tt�:"Bat�`ta s�tx�8�'�1��it�bt�Rit��f�Q(1�fc�fdQi�'j�� . , �,` ' <br /> • ��'�:�t�l�111111��it�L��it�,���`.�'! tww g � . 1. . '�, ` <br /> I:rr.�����rr i g �y� .r <br /> � �li.�S���p�afW���4�..v j�������a��NII��Y!'.fl�; . ' z--' <br /> _ � + <br />_ .. �8����� � � � �•`\,. . � ' <br /> _,..—__..___ _. _'_.�._ .'-- _—�_ '_.'—_ . . , _ "_ "__ __ —___—'--_____ —' -' -.. .. _.._' __'__'—_'_' <br />� , -— ---- - —�s�a�st�nA.1�e?�ra�r�„6&at��, _ .' ,y: <br /> � , < <br /> - --- = tFrcge�C►Ad�as�) . . 'z <br /> _ —___ . ... .: . � �..;�..,. <br /> _ . <.'...,.;-:. <br />— - - �Nare�rrraixs°�aav�s���ne�.owa►ic�Foe�u��-��r:��cf��Er�sc�c�� �:� =�::�:�:�.;s:,:,;; <br /> _ _ - akQ n����r�o.�pairAUt�Hr. �N�uNtms�'eie�r�i�r:r�rwa e�aaow�a�s: ����':;�:�:� ' `� <br /> ` IN7Ei�EST RA4E CAN,CN11N�H AV A[�i1f Of't�7U1k���tD Tl'�B:IY�1S(�11[tll��RI1T�-=i�E . : ��_ <br />- B�RR01Y8R�IRt�BT`PAiF: , . <br /> ADOtitOt�iW.cAVHVAM� m ed�tian so Vte csvamnffi�d agaaae�a ruadr��e tt�Sgma�g',�itafnmi�Bmravaread;tAS:dafllpfcbv�� . � <br /> _ .� carenant anol a�ee as fa'��►wa: � . �. <br />�-.�..>� a�wr��sr Aa��o��o�.�r��a��r cwnrc��� � ��.�:.;:��. <br /> �;'�x-�t�-:�� Tne Note pravtdes ror er+�atas 6��te nt _4,�9a 96. m@ No:apr�,idao tci ctia�rgzs in�e Inta�t rate ene���`, <br /> ���;W :�• mat�tdy p�„as{oilow� . :r�• _. <br />��':.-� - � -` � . :',�;`: -_ . <br />�'i1A!i'Fiw� . .. ._ ' � ' t'� ti . --. <br /> � 4. INTERE�T I�ATE AND MOIREf�:Y�PAYMEI�IT'CH/ll�t�$�i <br /> ..�_ ,::,,�, (� t�ctige D�dee � � ��.'`� � <br />_ !�r`:•:� 1119 6[t�"i!�eT@(VY0 l�tj/, nanbo�•_. . end cn�'•- . <br /> :,�.;a " �af►maY ehatt�a�i ltxe�st ot' ......._�m -- � �--g•�� � <br /> F� � '~`�,. .r e�y iv�h(121�)trcocdt+Na�eedDPr. Each d�e ari rt�m71�Mteest tate cotdd�is.saAsd a'Changa Offie'. � <br /> �. ;+:�a..: <br /> �.�t <br /> . �Y-kr . , .`; ; ; .:' � • , <br /> , '�.�..; �`� l6I 7'Qte Inda�t � :. . - _ _ <br /> �.. . <br /> �:�`�:�,.; �. .- <br /> �, a•,. • B�trting wBh the fnat Chm�ga D.at�niy k[�sest iate w�De based an e�Ltdc3a::.Th�s'FndeH'is pte menthAl aveage yield on tin�ed <br /> ;��e,,r.�,:.. <br /> :.��•.: �. '. . �� � : S!ffiE9 Tt6�sisty/8eaaffiag.a�ustBd ta 8 t�mianl m�tJl ot one(1)yt�1.as�matEt+:e�v�1lb'.a.bY tlsa Ft�Reseve Boatd. TRe xaci�.tt�r. - <br /> K, . seaaffis. :: . . <br /> :. . �. <br /> .�s:, ' :�,tc; �.' a�t tndex Sguna avaffa�ta as of 8�Q elate teKg6V0(4S?'daYa betora eaeA ChWtgQ�C�te ts eaffad Vre`�t InQek'. - ,:�4: ,; � _ <br /> ���.� : .. - �r' _ ., _ <br /> - .. � It tha tnd2st ts no Idisger av8ttehT�the Note Hctdei w6i��tteose a new indm�whtah fs based upor�Zor►�araAte fnt�.�g�Ite' <br /> - �`�'� •n liotder w4i$I¢e rrsa n�ttCe at t�TB ch0ice. ••; �'�,:,� . . <br /> a•� : • . ., . <br /> `�:;,`:.:_. , •` ICl' Cse[�ailiAlOn af,Chaotg�a � . _ <br /> :.��•.._ . _ Befare wdr CMn4o taata tRe Hote Hotd�wfi1 calcut�mfl new Uitaest rate by e�ng 2.4�a: --- - <br /> : �$:;� •-..: - `� � . � � <br /> -. . P��Se Pc6na to the durent Index The resutts oT Wa addtlan w�be mY new U►te�e.st rffie ua�ths ° — <br /> _`V�,���. ' next change daf� S�Dject tm�thtr 0nits atated tn seeHon 4(Dj betow this new amoum►v0 bs my rtew(ntE�est cate u�It the rte�� =;�--�= <br /> ` Chan Cefa+ ,.'�. <br /> _ BA ,ti�?; �•_,�,�_ <br /> � ' - •. :r�_-- <br /> - , �� . Th9.Note HOtder w�l then detertntne ifis emount of tha menlRry paymenl that wou(d De suHtde�t�c�ay the unpald prin�dpal that l em �. ,.�:.:,.�. <br /> �;:�:: • • • ' Tho resud of tht9 �`�i'��:= <br /> .:n;,: �� � , e�ocDed 40 owaet 5hu�CAange Oate In NQ on the maWrily data at my aew b�tc�test tate in suDsffirrtfe�►�4ua1 RaY►��• :••^:':'�,:_-- --- <br />- � � . r�tailatlan wUl be thg;netv emoum of my morrthry paymen� '�`���-=--_—— <br /> . .� (�)' 1lmfts on interest Rate Changes '� d -� <br /> �, . .r,''J�CBr�.$ <br /> - � ' me m�Race�em�a�,�ea co Qay a�ene�cna�ae oate v��o�oe�er enan _s.�e _ �. z .�,- --- <br /> �`:,�; . � ' Th�L my IMerest rate w�l aeve�ba increased or deaeased on eny stngte Change Date by mare than 1.990 • ` -_ _ - _— <br /> - .�,�;.�-,!.�:_.H,;_.� <br /> '�,::,:�,•. ,. � ' pe�centege polnta trom the rate of inte�est I have deen p�ytng br Ne prece�ng twenre(t�mamAs. Nty intc�est ,,',- .���;•,_�,�r _f�_�. <br /> � ';'�ry, - ti rate wID never be�ester tAsn 9.980 % .1 ; •. <br />-:` ,��``' a (E� Efiective Qata of Changes ` +, a' . �`� <br /> ': � ^,��+r �" ' My aew Interest rate w01 become e(teclAra on each Change Data. 1 wID pay the emount of rtry nar rnoMhy payment beginning on tAe , t�hF��•�• '� <br /> r�,�,,_ . ftrat mornhry payment date after the Change Date unfU the amount of my monthry payment changss eg�in. �'^"' .. <br /> ���'�' -� �.,. `, (F) NotiCe oi C�tntt$88 .t' .� ,.+�� .. . <br /> '= f;`1� � The Note Hotda wDl daiver or mall to me a noUce of fliry cttan8ea In ml►h►te�est rffie end tAe amount of my monthty payment before . ��; ";_ ' � �- <br /> the eftecWe date of erry change. 1'he noUce wiq inctude Intortnatton requlred by law to ba given me artQ etso the title end tetepha� , <br /> ; � au��r oP�peison who wiD answer eny quesUon 1 may have cegardmg the noUce. , <br /> h. . .. . .t_ _ . <br /> �x � . .. . . . � <br /> - e�.. ��, . '�;�'r ,- . . <br /> �'•- �f"�, .:'.1'�: <br /> �7:,5{l-. <br /> � 2��'T1�'i,� � �.��,�� . <br /> , •� ` � �=�; MUL715RA1E ADJUS�A81E RA7E iilOER-�RM 5�2-sm�a Fam.ry Fem�tQ�lae/Freddie Mao UnNortn ta�ument Fclm 3tt18J8S '"•°"�, <br /> ``�;�i �rrl i1�a�'y �"` " <br /> . '...,���,,r,i`'•:.- '.:y��;:s�� <br /> !ar. �...' , <br /> . G" '�!,'r:. - _ <br /> ' --1•:�:2. .;t; <br /> i<" p': :..4\•;j�t', . ' <br /> . --i. �:: . <br /> .��(n:�ef. , . <br /> _ .. ,••��r ,, <br /> . ' ,.,.4��:;r . . • <br /> • -.i � <br /> `.� . <br /> `l� , . <br /> ' '�j'.• �• ,� <br /> �� � <br /> � . . , <br /> ' � �'.• ... � <br /> .,.r. . <br /> - 31tt�m p19� <br /> #:.�.�-=._-�.=_:.��. '.,' -----__— <br /> .,,.- . . <br /> . .�. :, � <br /> '�'.. _ • � . <br />