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<br /> �. TOG�7IiER WPIH aU:the impmvements ndw or I�ne�ecected on the groperty.and a11 easc�aents,aPp�e�•rnc.es.
<br /> �, and�tiues nPw or�a part of the proper�. AU replasemeats and additians shali aLso be covered by this Socurity
<br /> - Iqsumt�eaE. Al�af t6e for+egoin�3s refer�d to in this Security Instr�mcnt as the"Pt�pe�ty°
<br /> _=�` BORROWER CQVENANTS ihat:8ouawer is lawfiilly seised oi the estate hereDy conveyed and lias the right to grant.
<br /> :� ; a�d c,�vay ihe Pmperty snd th�t tlle Pmpe�tS►is unencumbered.except for eacumbrances of tecord. Brnrowet warrants and
<br /> �� wiU defwd geaeiaUy�tho titte to the Pmperty againsE ail claims and demands.subject to any encumbr�nces of tecord. ' _
<br /> _ — 'CtIIS SF�:i7RTfY [ISS7'R[1M�'com6ines unifam oavenants far naiiaaal use and non-unifom�covenants with __---- ._
<br /> �_' limite;!ca�iatiansbg jwisdiction toounsGtute auniform security insMv::snteovering real propenY- .
<br /> UNI�[3RIV!COVFNANTS. BfflTf)1\'�tBli(I 1RIldCf CQYCt1�Il!�3$�CC 3S fOU01NS: —
<br /> i� l. Psyqtent at Printipal aad Itttresi;P[epsrmeat and Late Charg�. Boirower shall promptfy pay when due tt�e E--�
<br /> -, principal ot and intacst on Ihe de6t evidenced by the Notc a�xf stny Prep�Yment and tatc chargcs due undcr the Note. �----
<br /> •���,<: 2. E'ueMLs for 73�ae�aad l�tra� SubjeN to npplicaAJe taw ur tu a writtcn waiveF by Lenc!cr.garrower sh�ll pay to �-__
<br /> �`� � [.cndcr on Qie day manthty paymcnts are dae onder thc Nnt:.unlit Ihe Note is paid in luli.a sum t"Funds")far.(al yearly � _.
<br /> � - - laaes and a�sscsxntents wAich m�y att�in priixit�a�crthis Se�vrity Fnsttument as a ticn un thr Prupcny:lb)3ca�fy leasehald �______ _
<br /> _ .FaSmt:nts ar givund trnta vn 1he Propeny. if any; (c►ycnriy ha�ard or�xoperty insur�nce premiums: td!Yesrly floud ���;---------
<br /> - insurrrtce.�emium�..if an}: Icl ycatiy rtwn�age inwrancc pnemiams,if any: and l�an�C sums payabte by Bcxmwer to =_---�-
<br /> ` • t.ender.in accoidance with,the provisions of paragraph S.in tiea oi the pay�rneni of mortgagc i�ur.�ttce premiums. 'il�ese ��::. __
<br /> � . { . items are calted"Esecow�itcros." t.ender may.ut eny time.coltecc and hotd Fundc in aa amount no{to exceed the m.uimutn • .—�:—_
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<br /> , � �`:;�-; � amount a te�dzr for a fe�kraily nta:�e�cirtgage toan may mquire foi Borrawer's escrow account undeo�he federa!Reat .y � ---
<br /> .r�„ - -#.: �stata Setttemen!Pro�edutrs Act of 1974 aY amended from Grtie to ame.12 U.S.C.$2601 cr sey.("RESPA"!.unless another '':" �
<br /> ta,w thae a p plies to the Cunds se�s a tesscr amaunt. If so.l.crtder may.at any time,collect and hMd Fun�s in an amannt not to � � r. -
<br /> •��� e�c e e d t h e.l e s s e r a m a u n t. L e n d e r m a y e s c i m a t e t h e a m a u n t o f F u n d s d u e a n t he basis af cument data and r�easonabte ?'�`�.�
<br /> ` ' estiraates o€.expendiU�ms of iuturr Escrow ltems ar otheruvise in accor+danc�e with appticabte law. : �-��
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<br /> - .,.,•' .� 'If�p Funds shall be hetd in an insticution whose deposits are insured by a federal agency.insuumentatity.or ertity ;r"4=
<br /> . -t��`'� (inciuding I,endes.if Lender is surfi an instiwtionl or in any Federal Home Loan Banlc. Lender shall apply the Fands to pay ��`�.,;��.-
<br /> . . �_�i� '' �.��
<br />' •� . the Escrow Items. Lender may nat charge Borrower for holding and apptying the Funds.annuaAy analyzing the escroa� ==� -:
<br /> • ��'��'��� "''� accoun�ar verifyin�the Escmw kems, unless Lender pays Borrower interest on the �unds and applicable law pertnits ` `Y __
<br /> - � `'___ L.endeT to matcs such a charge. Hnweves Lxnder may require Bonower to pay a one-time charge for an independent reaE • � --
<br /> �� `:� - . � esmte tax reprnting service used by Lender io connection wit6 this toan,unIess applica6te law provides`otherwise. Untess an ,- _
<br />. ' . -..,-r. : .: agreement is made or applica6te 1aw requis+es interest to be paid.L.end�shall not 6e requ'ued to pay Boaower any interest or -
<br /> �,::�,, "� '- � - .; eamings aa ti�Funds. Borrower and Lender may agree in wnting,hoa�ever.that interest shall be paid on the Funds. [.c�ider � . �'
<br /> ' y� • � :;-. shall gfve eo Barrower,without charge,an annual a�:counting of the Fuads,showing credits and debits to t h e Fun d s an d t 6e : �
<br /> - -� ' �` ' �Smpase Eur which eac h de bii to t he F un d s was m z de. T he F u n d s ate p le dg e d a s a d d i t i o n a!s e c u ri ty f o r a l l s u m s securea b y , ' ��- _'
<br />,�`:;'i:'' ` � .. c�isSecarityr Inswmen� .. , ;•>9-�-
<br />:`<���,.; i �v,;:��:':•.'�' If ths Funds hetd iry L.ender exceed the amounts permitted to 6e hetd by applicable taw.Lendzs shail arcount to
<br />�°?:'3:;'-`•°:: ' . . ` BorroR��arr3ie excess Funds in accordance with the requireme:usaf applicable law. If the as�ount of the Funds held 6y ' �
<br /> �� '" ; "�'�""= Lendcr at ang ame is not sufficient to pa.y the Escrow Items a+tien du�,Lender may so natify Borrower in writing.and,in �
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<br /> :.:�;�, �. , �,, . •�f; such case�acsnwer shall pay co Lender the amount necessary tv a,�lce up[he deficiency. Bortawer sha0 make up�he :�.��r:
<br /> deficiency in no mora than twelve monthiy payments,at I.ender s sole discrctian. ��
<br /> �• ��'.�� ` • Upon p�}�meni imfull of afl sums secured by this Security[nsavment,Lender shall promptly refund to Borrower any `
<br /> • � - -- � Funds 6eld�i�3.ender. I��un�er.pa�agraph 21.I.ercder shatl acqaire flr sell the I'ropeny,Lender.prinr to the acquisition o: � '�Y� ,;�;�
<br /> ' !`�::: . �"•�. � sale of th�i�o�eriy.shall apply any F�mds hetd by Lender at ihe time of acquisition or sate�.�a credit against the suc�s , f�,:
<br /> �'-' .:`.,,;� ; secured6�J:�sSecurirylnsnvmen� •a r�
<br /> ' • 3. :,4;p�91cation of Pnyments, 'L,�Yz�s�pplicable law prasi�c-T otherwise.all paymertt4 rece►ved by Lender urz�+� ,r,".`'��'�'�.�
<br /> , p,:,.�a�tts I and 2 shall be applied:fir5,tu any prepayment charges due under the Note:second.tv Arnounts payable un�✓r • _ . " �=
<br /> ', a'_�� - pa.�aa��.th�rd,to interest due:fourt�.ra principat cta�and last,to any late charges due urtder the Nate. ,����"
<br /> �;�'�,.. � �; � �narges; Liena Bonowec s��i �pay a:F�c�:�es,asscss:�enu.charges. fines and impositions at�iib�f'e��3��i� : ,
<br /> "� Proper�y�'�i.�',n may attain priority ovec ehi�:Security Inssrumer�u ary leasehold paymenis or ground rents.if��;. Bctras���,� ' •• . .� �:; `-
<br />'"j,,:;,, '''� '���.. � shall pay�3e obligations in the mann�r4r.�vided in paragrap�3:.o��not paid in that manncr.Borrower shi:�ey P.iz~a or� . ..,�!<r;;:,.`': ��
<br />:�.:�.���;� _•.;,�: . �� time direc-�.,�io the person owed paymer.3. Sanowes shall promp:�3�fa�:�.:Sh ta Lender all notices of amounts t�ix paid un;��s. ' �
<br /> • ' �,t�•���,,. , • this paragr�ph. lf Hortower makes these payments cfirectly:Borr��c•.�:tihall prompAy fumish to l.ender re�:�,�evidencing f�:,}, � �
<br /> :� .,rxt�±��;�:: thepaymenu. t,,..,
<br /> ' � ` Borrawer chatl promptly discharge a�y lien which hati priorin��rer ihis Security lnslrumeni unless Borrower:la)agrees � ��"^• � •
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<br /> -. •� r.:',�� 1n writing¢cr uhe payment of the obligati�n ce,.��red by the lien in a:��._�er acceptabie to Lender:�.�s�contests in good faith�,-e
<br /> "�''<'. �,'�� •��,�.��;�r,,:,.,': lien by.ur�ends against enfarcemen¢o':ti�e lien in,legal proc�;C�r�s which in the Lender's r�:ion operate ta prevent rt� �
<br /> ' �'�`'' '� er.forcrrr�e�nt of the lien;or�c)secures from the holder ai the iie�:�;a;reement sati�fnctory tn L.ender subardinating the�i�:, .. � , �
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<br /> . . _;`':'.�," '� • ��this Secvrity lnstrument. li l.ender determines that any pari of the Property is subject to a lien which may attain prioray �
<br /> •**-- . "' � os•v�r IIhosS.curity lagtrumen�l.ender may give Borrow�r a notice identifying the lien. Borrower shall satisfy the lien or ta.'ce � �
<br /> � ' one or no;�oi the actions set fonh above within 10 day+of the giti�.�r,of notice. r • _ � '
<br /> ' � � 5. &£�.ard oe Prope�ty Insurance. Borrower shati kee�U;.;mprovcmems naw cxititing or hercafter erected aR u1i: t • . . ,
<br /> Property Snscsed against loss by firo,hazard�includtd within th:�.�n"extcnded coveragc"and any oiher hazards,D:tC'.R�LL�ia '
<br /> ' : floods or ftooding, for which l.ender requircx insurar�c�. 'ihis ir��.;rance shall be maintained in the amounts ard�ci6:,�e f..
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