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<br /> -��f� 'f'O(iE�[i&A:�'f'N ali the improvtments now or t�tfter crected on d�property:and all easements.appurtm�nc�.
<br /> and fixwns o�s�;•.as�i�ereafter a pan of the prapertlF. Aq replace�nents and zdditions shall also 6e cov�ed by this Sec�uIty
<br /> �__��' " I Instruinent AYl}s8�finegoing ist+ef�nd ro in this Security Insteumenc as tl�e"Property." . .
<br /> -t..�:
<br /> BpggpU�p;�OyE�Ipt�'fg d�at Bottower'ss lawfi�ily seised of the estate he�eby conveyed and Iws the aght to gr.u�t --- __:
<br /> ` and comey atK ArtK►j�ty and that the'P�openy is 4nencumberied,except for encumbrances of record Borcower wairsn�s and =-_- -
<br /> ,�' :,�,, wil!defend�e�uki�tthe title w the PmpertY a&unst all ctaims and demands.subject to any emcumbrances of record. i i. -
<br /> �}-=� � � � 'iHIS SE£�flit�'Y ii+�S"iRiT�fF1VT wsnsincs ustifQSat coveQants for national use and nan-u n i f artn �-ove n a n i s wi i R --- -----
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<br /> .. ,..�:�ti:_-.n'- . limited vari�aioar•�+,��wis�aion to constitwte a uniform scsurity in�uument wvcring real pmpe�ty. _ ��,���_ _
<br /> � =�'.`��:". . EIMFORT+��CE�VBI�ANTS. Batrowetaztd Lender covenant and agr�e as foltows: --_y���=---
<br /> ;. �..= �'• l. Pa}inrmtict Qrinapa!aed iaterest;PrePaYmcnt stnd Late C6uges. Bortuwer shall promptlY P�Y when due thc ���-_=
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<br /> �'.�. p�cipa!o�ac��►S�on the debt evidenced by the Note atx!anY P�P�Y��aad iate chargcs due under the Note. _ �r`�s��_.
<br /> �; L Fandr,rd11�and In�sance.Subject w appiicable law or to a writtea waiver bY Lendes.Borrower shall pay to ;�y_ ,
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<br /> * ' .. ' l.ender om tte:d3S��flonihly paymeats ate due under the NoYe.uatil she Nate is paid in full.a sum f"�nds")for ta)XeaslY `,. ��° . .
<br /> ,-.-� - -- - - -- -- - ta�es an�assec,rt��SS which may attain priority over this Security Insbumeat as a 1'sen on the Roperty.(b)yearty Ieasehold -- - � ""
<br /> insurance mmium� td) eari Rood ;�.Xq.�4"�`'-"r-
<br /> � paymenu aE:grao�nt�lrents an the Propecry. if any: (c?yeartY hai.ard or property P Y Y �°-. -,�:-:---
<br /> -- -_ � insurance pz�miwns�,iC any:(e)yearly moctgage insivance premiums. if any:and(�any�sums paya6te by Borrower do ';3.�;��,r:.,,
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<br /> _ - " - - Lender.in apaatcf3ktc4 with the gruvisions of parsgraph 8,in lieu of the payment of mottgage insurance premiums. T6cse --:°"`:�r- ;:-.
<br /> ' • � ' items are ca�Eact,"165ssuiv Items." Lendes rtlay.ai any time.coltect and hold k�nds in an amount not to exceed the maximum � '��� ?"'�`�'��
<br /> -.:;:r... - _ . .�t= '.= •�yi�:�
<br /> • amount a lea�ct�r•fpr a_fe�erally related mort�ge loan may require for Borrower3 escrow accaunt ander the federai Real y,.:.x..�- ��-
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<br /> � � � ' Estate Setitane�ti:PtAC�.dures Act of 1974 as amended from timz to time.12 U.S.C.§,260i et seq.("RFSPA">.unless another � • j��-�
<br /> �-�-�. law that appli�s Lq��1G�unds sets a lesser amount�[f so.Lender may.at any time.collect and hotd Fuuds irt an amount noi to �� ��"��"�
<br /> ' ' exceed the�e.sses.a�naun� Lender may estimace�he amount of Fimds dae on:the basis of carrent data'and reasonable i ��,._
<br /> .. ''Y .,.;�:,. estim�tes of�ti'itiues of futu�Ese[ow(tems or odterwise in accardance with aPP1ic?E'�law. .�. -�_
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<br /> .� '����r, . : 1Zu Fund�sttAfl'Se held ia an institution whose deposits are insared by a fedecat agency.iasnumenta]iry.or erstity .;: �
<br /> _ . t��g E:rndtr,:ifiLender is sarh an institutianl or in any Federa!Home Loan Bank. E.�nder shatl apply the Funds to pay ,.�` _-
<br /> • . ''. the€scmw Itemsl..C:ender may not charge ff,arrower for holding and ap�s6�ing the Fdr►ds.annually analyzing the escrow . �i� _
<br /> �: a',�.�n�,oa�v�if�tmg the Fscrow [tems. anle�.�Lender pays Bormwer iara�t on�he Funds and applicable law petmiu �;� , .r y-
<br /> �.-�;::: , �ta maka suc'4:a charge. E�4wever,L.erder rna�r requir�Borrower oo p�y a vne-tune charge for an independent real '>': j�
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<br /> . � .;,�:_;y : � �:r�tk�x ceporiing service used B��l..en�er in connection wit[t tL'ss loan,unless applicaG[e L3w provides o{henvise. Untess an
<br /> . :-:',;:;,�, ' agree:neae is matlnm applicaBle ta�requites interest to be�Ct.'l.ender shaU rtot be re��s�d to pay Barrowet any inteiest or :` ` -
<br /> •`'•;`;�`:•:� . , . eamings on tlta Funds. Bormwer and Lender may agree in wrT2ing,however.that i�nerest shail he paid un the Funds. [.ender �, ' '�
<br /> shall give ta Bnirmter.without charge.an annuai accounting of the Funds.showieg cm,dits and debits ro the Funds and ihe ;,
<br /> � • . . purpose far w�iich�each debit to the Funds was made. The Funds are piedgeA as addiuonal securiry far alt sums secured by 1,�. . �.
<br /> � . this Security.7t�sut�mant. . r;; = t.
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<br /> - Cf th:.Funtls�fiald iry Lettw�exceed the amounts pe�ed to 6e held by apFfic�2e taw. I.ender stiall accaunt to :?. ���'
<br /> Bc-cvzwes fnr�thp e�sess Fands�or.�:cordaace with the req�ir�r:ents of applicable lav._ �f�he amount of the Funds f►e��by ,,,:. :y
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<br /> Lesil�:a at am?.tima is nat su�c��:to pay the Escrow Iterr��r.ie�s due.Lender may so�aotify Borrower in writing.:us,�in � =�,:
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<br /> � '�� --- s►zch case Hcimnt�r shall pay to�Lendec the xmouat necessary w make ap_the deficieney. Borrower sfiall mak��i� tl�c �'`'��i, ;,,
<br /> . • de�icienry in�nn rnare thar�twelve r.tonthly p�,��:�°nts,at Lender's sole dise��n. " ,?`�
<br /> , -- � •U�SOn p�}m�t�in full of ail sums sec.����•��}+thi�Sccurity Inswme�:�Lender shall promptly re��•+:a Sc��.+�-�r any � c;'
<br /> F4.^�iY�Jt:tcl b��-L'ender. If,urtder puagraph Zi.Lertder shall acquire or sell the Property.Lender,prior tv tiie aec��:�»i�a or � ''
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<br /> ' � ' ' sate or tb:Prap�cty, shall apply any Funds hekl by Lender at the time of acquisition or sate as a credit agains[ti:�:sums : :�
<br /> ,;,.r � secured by this:5c�rity instrumcnt. � _ 'ved b Lender under � � ;��'�
<br /> - 3. Appll�iton oP Payments. Unte�s�plicnble law provides eii�:r�isc,all paymenEs rece� y '�'� � .;;�.
<br /> � paragr:�p}s� 1�and�2 shall be applied:first.ro•�:.r� prepayment charges due�a:�.�'the Note:second,to amounts payable under �:. ;�. ;,;:.
<br /> � ;r�.� pat2.graph Z:xhird.to intetiest dac:four►h.to principal due:and last,to any':�::::Targes due under the Note. ••� `'n;
<br /> f. .,>�.;:.
<br /> � - � - • 4.. Ctl�; Uens. Berr3wer shall pay all taxes.assessments,charges, fines.��impositions attributabte ta.the F • . �;,�.;.. , -, •�:z;;
<br /> : . P�a�ty uiyiri�•may attuin prionty nver this Security Inscr,���t,and teatiehold paymer.:s�r ground rents,if any. Bm�.^�tivea• '�'•}�.,•:., :
<br /> • �Iral�pay.tt�:;e obligations in the manner provided in paragrapi►2.or if not paid in that manner.Borrower shall pay¢�'z�zrr:a' ( ';5<�� •..
<br /> � ' tir.ae d'uccaly�tn tfie pe�san owed payment. B�rrower shall pror.rptly fumisb to Lender all notices of amounts to be paj��.=��Q i ,� `•�:%�•
<br /> � rtW;�r�h. U Barrower makcs the�e payments di�ecQy.Borrower shall pramptly fumish ta Lender receipts evrde�c��� j ;; ���''•
<br /> � t��",��i'i7l:fiL. ��.
<br /> 8urnmti�rshal!promptly discharge any licn whi:h has priarity over thi.Security In�trument untesc Borrower:(a•,�c'ees ' {�`.
<br /> � in uritin�tu th�payment oithe obligation cecured by the lien in a manner acceptable to 4.ender.!b1 contests in gaod fsa`►the I �:,_
<br /> . lien by.vt�defcn�.c dgainst enforcement of the lien in,legal pruceedings which in the L.ender's opinion operate to prev��nt the '��
<br /> + � enfor�esr►:c�1�of the licn;or(c)ticcures from thc holdcr uf thc lien au agreement satisfactory to Lender�ubordinating the lien ; �:
<br />� to this Security Instrument. If l.ender determines that any part�►i the Propeny is subject to a lien which may attain priority i ,
<br /> � ;;''' . o��er this=Sc�:urily Instrumen�3.ender may give Borrower a nrnice identifying the licn. Bonawer shall satisfy the lien or take ; ,�:;�,
<br /> onc or moru of the actions set.fcr.h above wi�hin IU days of u��giving of notice. I ' '��
<br /> ' S. Hsuard or Properfo�nsurance. Borrower th�!'l•I;_ep the imprnvements n��,•�wxi�tirtg or herrafter erecteG:ca the � _ ,.
<br /> Propert}^.insured against loss by fire.haxa�ds included a�it�::r�he term"extended cnvetao�'anb any other hazards.i�c;udin� �
<br /> • flood�ap�f]uodit�g.for which l.en@er reyuires intiurance: {'his insurance tihall be maimained in the amaunts and for the ; .
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