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<br />[Space Above This Line For Recording Data
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<br />DEED OF TRUST
<br />DEFINITIONS
<br />Words used in multiple sections of this document are dot ined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21.
<br />Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated A P R I L 2 2 , 2 0 0 4 together with all Riders to this
<br />document.
<br />(B) "Borrower" is KEVIN J. K NY0N AND R 0 B Y N L. KEN YO N, AS HUSBAND ANO WIFE
<br />orrower is the llustor on ert is County Instrument .
<br />(C) "Lender" is PLATTE V A L I. E STATE BANK & TRU ST^C0 C^ "c Lender isa
<br />_____.__ __ ............. r rn.c nc
<br />is Security Instrument .
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<br />(D) "Trustee" is PLATTE
<br />VALLEY
<br />STATE
<br />BANK
<br />B
<br />TRUST
<br />CO.
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<br />6886]
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<br />[Space Above This Line For Recording Data
<br />;7
<br />DEED OF TRUST
<br />DEFINITIONS
<br />Words used in multiple sections of this document are dot ined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21.
<br />Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated A P R I L 2 2 , 2 0 0 4 together with all Riders to this
<br />document.
<br />(B) "Borrower" is KEVIN J. K NY0N AND R 0 B Y N L. KEN YO N, AS HUSBAND ANO WIFE
<br />orrower is the llustor on ert is County Instrument .
<br />(C) "Lender" is PLATTE V A L I. E STATE BANK & TRU ST^C0 C^ "c Lender isa
<br />_____.__ __ ............. r rn.c nc
<br />is Security Instrument .
<br />(D) "Trustee" is PLATTE
<br />VALLEY
<br />STATE
<br />BANK
<br />B
<br />TRUST
<br />CO.
<br />6886]
<br />(E) "Note" moans the promissory note signed bl
<br />BBorrower owes Lender
<br />The Note states that
<br />6
<br />Borrower as promise o pay t is a t in regular Periodic ayments and to pay the de t in u no a er than
<br />MAY l 2019
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus Interest, any prepayment charges and late charges due under the Note, and
<br />all sums due under this Security Instrument, plus interest.
<br />H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by
<br />orrower [check box as applicable):
<br />E] Adjustable Rate Rider L1 Condominium Rider ❑Second Home Rider
<br />❑ Balloon Aid., ❑ Planned Unit Development Rider ❑Other(.) [specify]
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative
<br />rules and orders (that have the effect of law) as wall as all applicable final, non- appealable judicial opinions.
<br />(J) "Community Association Dues, Fees and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper
<br />instrument, which Is initiated through an electronic terminal, telephonic instrument, computor, or magnetic tape so as to order,
<br />instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point -of -sale
<br />transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(L) "Escrow Items" means those Items that are described in Section 3.
<br />PM) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />than insurance proceeds paid under the coverages described in Section 5) for (i) damage to, or destruction of, the Property;
<br />ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or IN) misrepresentations
<br />of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />91o) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. § 2601 at seq ) and its implementing regulation,
<br />egulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "fedomlly related mortgage loan" even if the Loan does not qualify as a'Yederally related
<br />mortgage loan" under RESPA.
<br />(0) "Successor In Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument,
<br />AFTER RECORDING RETURN TO:
<br />PLATTE VALLEY STATE BANK 8 TRUST LO
<br />MORTGAGE LOAN DEPARTMENT
<br />2223 SECOND AVE
<br />KEARNEY. NE 68847
<br />I
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