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t <br /> x7 � h `r''1 <br /> rn <br /> � <br /> C ' <br /> � m y v � _ `.� o -�-� o � <br /> ��w. x = v' �� "A\ `-� z -7''-� O c' <br /> ri�^ m c'-� --1 —I �7 � <br /> W ���r.. "'� O � -�. <br /> Tt � =� � � � N <br /> � Z �rn° � z m E"'' <br /> m A ' x' m O � <br /> O t� 9 ---� r— � CD <br /> � � � r � � � <br /> r�� cn <br /> C n �O Z <br /> � v� N O <br /> � N <br /> � <br /> [Space Above This Line For Recording Data] <br /> c <br /> `�� <br /> 99 1.09822 �� <br /> DEED OF TRUST <br /> THIS DEED OF TRUST ("Security InstrumenY') is made on OCtober 1 St 1999 . The trustor <br /> is DICK B. WILCOX and SALLY J. WILCOX , Husband and Wife as Joint Tenants with Riaht of <br /> Surivorship <br /> ("Borrower"). <br /> The trustee is FARMERS STATE BANK AND TRUST COMPANY OF SUPERIOR P.O. BOX 268 SUPERIOR. NE <br /> 68978-0268 ("Trustee"). <br /> The beneficiary is Bank of Doniphan P.O. Box B <br /> which is organized and existing under the laws of the State of Nebraska , and whose address <br /> is 118 Plum St. Doni han NE 68832 ("Lender"). <br /> Borrower owes Lender the principal sum of One Hundred Fo Thousand and 00 100 <br /> Dollars (U.S.$ 140,000.00). This debt is evidenced by Borrower's note dated the <br /> same date as this Security Instrument ("Note"), which provides for monthly payments, with the full debt, if not paid earlier, due and <br /> payable on OCtObeP 1, 2029 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced <br /> by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, <br /> advanced under paragraph 7 to protect the securiry of this Security Instrument; and (c) the performance of Borrower's covenants and <br /> agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described <br /> property located in HALL County, Nebraska: <br /> LOT SIXTEEN (16), AMICK ACRES SECOND SUBDIVISION, HALL COUNTY, NEBRASKA. <br /> which has the address of 316 CAMPBELL AVENUE , DONIPHAN <br /> Nebraska 68832 ("Property Address"); cit <br /> v <br /> 21p Code <br /> TOGETHER WITH ali improvements now or hereafter erected on the properry, and all easements, appurtenances, and fixtures now <br /> or hereafter a part of the property. All replacements and additions shali be covered by this Security Instrument. All of the foregoing is <br /> referred to in this Security Instrument as the "Property." <br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey <br /> the Property and that the Properry is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally <br /> the title to the Property against all claims and demands, subject to any encumbrances of record. <br /> THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by <br /> jurisdiction to constitute a uniform security instrument covering real property. <br /> UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br /> 1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due <br /> the principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note. <br /> 2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to <br /> Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum ("Funds") for: (a) yearly taxes and <br /> assessments which may attain priority over this Security Instrument as a lien on the Properry; (b) yearly leasehold payments or ground <br /> rents on the Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, if any; (e) yearly <br /> mortgage insurance premiums, if any; and (� any sums payable by Borrower to Lender, in accordance with the provisions of paragraph <br /> 8, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items." Lender may, at any time, collect <br /> and hold Funds in an amount not to exceed the maximum amount a lender for a federally related mortgage loan may require for <br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 9/90 <br /> F�029.LMG (6/99) Page 1 of 5 +'' <br /> � <br />